Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Weekly Crypto Card Intel — fee changes, new cards, cashback drops. Free.
Founder & Editor · Sweepbase
I founded Sweepbase and write most of what's on it. My background is software engineering and consumer fintech. I wrote the methodology we score every card against, I keep the open card dataset current (141 cards, CC-BY), and I've published research on hidden FX fees and on how few sponsor banks actually sit behind all these cards. The rest of the time I'm tracking card economics, stablecoin payments, custody models, FX spreads, and KYC rules across regions. @sweepbaseHQ on X is my personal account; there's no separate Sweepbase brand handle.
What I build & maintain: the scoring methodology, the open CC-BY card dataset, and original research on BIN-sponsor concentration.
For editorial questions or corrections: contact@sweepbase.net
Cards Mihail B. has reviewed and written an editor note for. Each excerpt below is the opening of that note. Some notes describe hands-on use; others cite primary-document verification (cardholder agreement, terms, fee schedule). Open any card for the full note plus the latest fee data.
Bitget's VIP card is invitation-only for institutional clients, and the current 0-Fee benefit refunds the 1.7% transaction fee on the first $400 a month of spending. That's useful math up to $400…
COCA publishes an 8% cashback rate at the Elite tier, which requires holding 30,000 COCA tokens. At the token's current small-cap price that commitment is real money and the rate can move against you…
CoinZoom's 5% cashback in ZOOM tokens is real, but the token itself is thinly traded and volatile, so the realized USD value of your cashback depends on when you sell. The 3.99% APY on card balance…
The headline 5% rate on Crypto.com has been the most misread number in this category for two years. You only see it if you stake enough CRO for an Obsidian tier, and even then there's a conversion…
Cypher is the first self-custody card I can recommend to US users who live in one of the 33 supported states. Seventeen states are still restricted, so check the list before you start the…
Ether.fi Cash is the first credit card I've tried where my collateral stayed on-chain while I was paying for lunch. The 3% cashback on first $2K of Core spending is real, but the 4% APY interest on…
Kemy's fee structure tells you who the card is for. An 8% top-up fee on crypto, $250 for a physical card, and $10 a month to keep it active: these are not retail numbers. What you're paying for is…
Kolo's 2% Bitcoin cashback on all purchases and 5% BTC welcome bonus is a real rate paid in a real asset, which is rare in this category. Coverage runs 170+ countries. The weaker side is operational…
Nexo remains the only card I'd hand to someone who genuinely doesn't want to sell crypto. The Credit Mode borrows against your collateral instead of liquidating it, which is the whole point. The…
Pintopay is built for volume, not rewards. $300K monthly limits and $10K daily are real numbers, and the top-up flow for USDT-only funding is clean. What you're paying for: standard Visa and…
RedotPay has the highest published limits of anything I've tested: $100K per transaction, $1M daily. Whether you'll ever hit those is another question. The fee stack is 1% crypto conversion plus 1.2%…
Rizon is Rain-infrastructure with self-custody on top, which makes it one of a very short list of cards that keep your USDC or USDT in your own smart contract wallet until the moment of purchase…
SafePal picked up a Swiss FINMA license through Fiat24 in late 2024, which is the most useful thing about this card. You get a Swiss IBAN, multi-currency accounts, and 40+ blockchain top-up coverage…
Tria shipped the first self-custodial Bitcoin top-up for a debit card in December 2025, which is a genuine first. Before that, every self-custody card forced you to route BTC through a wrapper or a…
Trustee Plus has the cleanest fee profile in the EEA batch: 0.5% crypto conversion, zero FX markup, Mastercard's published rate passes through. The catch is that the physical card has been…
Tuyo's edge is the salary-to-USDC automatic conversion. You set up a multi-currency IBAN, your employer pays in euro or dollar, funds land as USDC on Base in a wallet you actually control. Available…
Volet (formerly AdvCash) has been around since 2014, which is longer than most of the companies on this list have existed. Five distinct card programs serve different regions, which is genuinely…
Xplace is the first non-custodial credit card on Solana. It launched late 2025, so assume rough edges. 0% APR on purchases while holding SOL, BTC, ETH, USDC, or USDT as collateral is the headline…
Zypto's Premium reloadable tier advertises $1M monthly limits and Visa Signature perks, but the public documentation on premium-tier pricing is thin. What I could verify: 1.75% FX fee, $0.30 per…
We have been unable to verify that AmpBlack Card is a live, accessible product. The ampblack.io domain does not resolve (DNS error) and amppay.com is unreachable. There is no official website…
The Avalanche Card's FX schedule is what surprised me when I added it to the database. 1% is the advertised number, but US users pay 2% and the international tier hits up to 6% on some corridors…
BasedApp discontinued its original Singapore Visa card on November 15, 2025 and withdrew its MAS payment-services license. The successor "Hype Card" is being rolled out on based.one for international…
This is not the old 8% Binance Visa. That card was shut down in December 2023 and nothing in the current lineup replaces it. The live Mastercard runs in Brazil, Colombia, Peru, Armenia, and a handful…
The Bitpanda Card's interesting feature is not the cashback. It is that the underlying account holds crypto, metals, and stocks in one place and the card spends from any of them. The catch is the tax…
BitPay paused new card applications in June 2023 when Metropolitan Commercial Bank exited the crypto sector. As of May 2026 the program is still waitlist-only with no announced relaunch date or new…
Bleap's spending balance is USDC, so the stablecoin conversion fee is genuinely 0% rather than a hidden spread. The cashback story is trickier. The 1-20% marketing range is honest only at the upper…
Brighty's positioning is the no-staking-required cashback card for the European mainstream. The free One tier pays 0.5% with no token to hold, and the paid tiers push up to 1.75% on Pro, capped at…
The 10% Bybit cashback number is marketing, not the rate you'll earn. The base tier caps rewards at $10 a month, which means you hit the ceiling by spending about $500. EEA users are also locked to…
The Cardano Card is the Wirex back-end with a Cardano-themed front-end. The cashback rates and the token-staking gates are the Wirex formula, with the brand layer chosen so ADA holders see their…
Coinbase has the best onboarding flow in this category and by far the worst fee stack. A domestic transaction runs you about 2.69% once you add the 2.49% liquidation spread on top of the 0.20% spend…
CoinJar's card has the rare distinction of advertising 1% cashback and charging a 1% transaction fee on every purchase, which makes the net rate zero. The redemption side adds the wrinkle that taking…
A non-custodial setup with a French IBAN, instant SEPA, and DeFi vaults in one wallet, unusual for the eurozone. Free Standard tier has no cashback; the up-to-1% rate kicks in only on Premium or…
Exodus is in the middle of rebranding its card offering as "Exodus Pay", a virtual Visa card with self-custody positioning. As of May 2026, exodus.com/pay says "Exodus Pay is coming — join the…
A €1,000 monthly EUR balance funded from crypto on Fiat24 carries roughly €17.50 in invisible fees before the card is even used: a 0.75% conversion spread plus a 1% load fee on the crypto-to-EUR leg…
Fold runs a credit check, which is rare on this list. Most products are debit or prepaid; the settlement here is a US-issued Visa Credit paying Bitcoin rewards directly, which sidesteps the…
The Gate Card is restricted to 28 EEA countries per the official Gate.com launch announcement (article 35246) — our earlier "70+ countries globally" claim conflated Gate exchange country coverage…
Gemini is the only real US-issued crypto credit card left after the Apple Card era made everyone else nervous. The category caps matter: 4% on gas is real only on the first $200 of monthly spending…
Gnosis Pay is the only card on this list where 'self-custody' is literal at the protocol layer. The card spends straight from a Safe Smart Account on Gnosis Chain, and the same infrastructure is…
Inside the EEA, Holyheld runs 0% FX, 1% USDC cashback, and no token staking required. Cross the EEA border and the price moves to 2.5% plus €1 per transaction, which is among the highest non-EEA…
The card is a Fiat24-issued Swiss Mastercard; imToken supplies the wallet and the 40+ chain top-up flow. That split matters because most reviews paper over it. USDC spend works from Arbitrum…
Season 6 of KAST (April 2026 onwards) pays 1% in Season Points plus 4% in MOVE tokens on the free K Card, which is 5% headline if MOVE holds its current price. Season Points have no guaranteed value…
Kraken's UK and EU Mastercard pays 1% in BTC through March 31, 2026, then drops to a balance-tiered rate. The spread on crypto-to-fiat conversion at checkout is where the headline cost actually…
The Ledger card is a Baanx partnership, not a Ledger-issued product, and that matters when you're thinking about who actually holds the customer relationship. The 1% BTC or USDC cashback is…
The MetaMask Card is the first self-custody card where the wallet I already used every day also became the card. Spending pulls from USDC or mUSD on Linea, no pre-loading step. The Metal tier at $199…
Older crypto-card indexes still list Nebeus with a 2-3% NBTK cashback that was discontinued at some point in early 2025. The current product is a $69-issuance, $6.96-monthly Visa Debit with no…
OffGrid markets a privacy-focused, no-KYC Visa prepaid card but has not yet launched. The official app.offgrid.cash claim flow renders an empty page (no live application UI), and the founder's…
OKX is the cleanest fee model in this batch. Zero transaction fees, zero FX markup, and a 0.1% conversion spread that's genuinely just the spread. I ran the card through a weekend in Portugal and the…
Onboard's 0.35% crypto-to-fiat conversion is one of the lowest I've tracked. That number is the reason to consider the card. Everything else is trade-offs: 2% plus $0.50 FX fee on foreign…
Phantom Cash shipped in early access on December 30, 2025, with CASH as a Bridge-issued stablecoin, Lead Bank as the BIN sponsor, and Stripe handling KYC so Phantom never sees the user's legal name…
The chain underneath the card (Plasma L1) does the work that most crypto cards rely on their issuer to do. Zero-fee USDT transfers on specific routes are native to the L1, not negotiated by the…
Run the Plutus arithmetic before subscribing. Starter costs £6.99 a month and caps eligible spend at £250, so the headline 3% cashback works out to £7.50 a month gross and 51p net of the…
Pyra is a rare thing: a Visa card that is genuinely self-custody. It runs on Solana and, instead of holding your coins, opens an over-collateralized loan against your portfolio through Kamino. You…
Rebind is the same Gnosis Pay infrastructure with European onboarding plugged in. You spend EURe, GBPe, or USDCe straight from a Gnosis Safe you control; Monerium handles the IBAN and SEPA. Cashback…
Revolut has two crypto stories on the same plastic. The mainstream Visa/Mastercard pulls a 1% weekend conversion fee and is available wherever Revolut operates. The RevolutX crypto-specific card is…
I added Slash to the database when Japan signed off on the first crypto-funded credit card to clear local compliance. As of writing, most operational detail (network, cashback, FX, fees) is still…
The no-KYC Mastercard tier on SolCard accepts up to $10,000 a month in spend without identity verification. The price of that privacy is a 5% top-up fee, which is the actual cost to model. (The…
Solflare became the first card on Solana to sign SPL transactions on the user's device at the moment of payment, which is the literal definition of self-custody on the chain. At launch the card is…
Tap's catch is the cashback lock-up. The XTP tokens paid as rewards are non-transferable for twelve months from the receipt date, which the card-page copy does not put next to the 'up to 8%'…
Trade Republic is not really a crypto card, it is a brokerage card that happens to support 54 crypto assets bought on the platform. You cannot fund the card with external crypto, which is the line…
Uphold's pitch is the XRP cashback, paid out in XRP on US tiers (4% Elite, 2% Essential). The 6% promotional rate expired for new signups on January 1, 2026, which the marketing page still leans on…
Utorg has temporarily suspended its crypto-to-fiat top-up services while it waits for MiCA authorization from the Bank of Lithuania. The Visa/Mastercard prepaid card still technically exists, but…
WhiteBIT's category cashback is the most granular on the list (groceries 1%, restaurants 3%, taxi 3%, subscriptions 10%, three categories selectable per day) and the most aggressively capped (€25…
Wirex has been in market since 2014, the oldest crypto card on the list, and the lineage shows in two places. The 'up to 8%' cashback pays in WXT, a proprietary token whose price has not held the…
Xapo charges $1,000 a year to be a member and then gives a Visa/Mastercard with up to 1% BTC cashback and 0% FX. On paper that is a hefty cost. In practice the membership is buying the licensed…
Bit2Me's headline 'up to 9% cashback' is gated by B2M token staking on a Space Center loyalty curve that starts at 0.25% for a €1,000 portfolio and only crosses 2% with substantial B2M holdings. For…
CEX.IO paused new crypto-card onboarding on January 22, 2026 after its card-partner lost its EMI license. Existing CEX.IO Cards stopped working on April 30, 2026. CEX.IO has said it is searching for…
For a Canadian reader who wants a domestic Bitcoin-stacking workflow, the Shakepay card is the answer I would give first. The 0% FX is real (not the hidden-spread version), and the tiered BTC…
If you already own a Tangem hardware wallet, the Tangem Pay virtual Visa runs off the same EAL6+ secure-element chip you already use to sign cold-wallet transactions. The funding limitation is the…
Blockchain.com's consumer crypto card has been wound down. The official blockchain.com/card page returns 404 as of May 2026, and the card has been removed from the main navigation and footer. We have…
Kraken launched Krak in late 2025 as a separate consumer brand from the original Kraken Card, with a more conventional cashback structure than the predecessor: 2% on every purchase paid in cash, BTC…
Mercuryo Spend's selling point is the Ledger Live integration, which is the cleanest spend-from-cold-wallet flow currently shipping in the EEA. The product is virtual-only with a €1/month maintenance…
The SwissBorg Card is the most narrowly useful product on this list. The 'up to 90% cashback' rate is a rebate of exchange fees paid back in BORG, not a percentage of card spend, and the value scales…
Wise is a fiat multi-currency travel debit card — it does not convert crypto holdings or connect to a crypto wallet. We list it here because crypto-card users often pair Wise with a crypto card for…
Lemon is the Argentine card that introduced cashback-in-Bitcoin to a market where the alternative is an inflation-hedged peso account. The 2% baseline is the rate to plan against; the 5% number…
Ripio has been a major Argentine and Brazilian crypto exchange long enough that the card is the natural extension of an account most LatAm readers already use. The Sweepbase entry is shorter than…
Wealthsimple ended the 1% unlimited cash back on the prepaid Cash Mastercard on October 1, 2025. The prepaid card now earns 0% cash back and has been repositioned around unlimited ATM-fee…
Cryptopay has pivoted away from consumer crypto cards toward B2B-only services. The cryptopay.me/personal/card page returns 404 as of May 2026, and Cryptopay's website now lists only "Corporate…
Hi.com's pricing curve assumes the user already holds the HI token in tier-defining amounts. The Basic 1% needs only 100 HI; the Diamond 10% needs ten million. The middle tiers are stepped roughly in…
Keytom's card-issuance is strictly limited to Hong Kong per the official jurisdiction notice on keytom.com/card-page. The "180+ countries" claim referenced merchant acceptance after issuance, not…
BingX Card has been suspended since March 2026. On 2026-03-03 the Bank of Lithuania revoked the electronic-money-institution licence of Paytend Europe UAB — BingX's card issuer — and as a result…
Africa is the corridor most card issuers list as 'global, available in 100+ countries' without ever wiring up local rails. Eversend actually does. Mobile-money top-up is live in Ghana, Kenya, Rwanda…
The HODL Card was issued by Club Swan, which was acquired by MELD in 2023. The product has not been available to new or existing users since that transition, and the clubswan.com domain has been…
BonkX is a Solana-based neobank announced for the BONK community; as of May 2026 the card is in beta waitlist only ("Join Beta Waitlist — Limited access" per bonkx.io). No card has been issued yet…
Stables is an Australian Visa prepaid card with a 12% Stables Points rate at the OG Metal tier. That rate is the best advertised number in this region, but Stables Points don't have a published…
Morph's Decentralized Payment Card is on the official roadmap for 2026 Q1/Q2 (Phase 2 in blog.morph.network/a-new-vision-for-morph). The Morph Black NFT minted in March 2025 is the access gate, not…
Moto is a US-based pre-launch Visa Infinite credit card targeted at "entrepreneurs, tastemakers and crypto-native players". The product is waitlist-only as of May 2026 — the moto-card.com homepage…
Every piece attributed to Mihail B. is scored against the same published methodology, verified against primary sources, and subject to our affiliate disclosure. Factual corrections land within 48 hours of confirmation.
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