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Mihail B.

Founder & Editor · Sweepbase

I founded Sweepbase and write most of what's on it. My background is software engineering and consumer fintech. I wrote the methodology we score every card against, I keep the open card dataset current (178 cards, CC-BY), and I've published research on hidden FX fees and on how few sponsor banks actually sit behind all these cards. The rest of the time I'm tracking card economics, stablecoin payments, custody models, FX spreads, and KYC rules across regions. @sweepbaseHQ on X is my personal account; there's no separate Sweepbase brand handle.

  • Deep-dive card reviews
  • Regional availability & regulation
  • Fee and fundamentals explainers
  • Head-to-head card comparisons
  • Original research & data journalism

What I build & maintain: the scoring methodology, the open CC-BY card dataset, and original research on BIN-sponsor concentration.

For editorial questions or corrections: contact@sweepbase.net

LinkedIn @sweepbaseHQ

securities.io cryptovalleyjournal.com

By the numbers

  • 34research pieces and guides
  • 178crypto cards tracked
  • 25data points verified per card
  • CC-BYopen, downloadable card dataset

Published work (34)

Published elsewhere (6)

Bylined articles and expert commentary Mihail B. has contributed to independent publications. Links open on the outlet's own site.

Cards with an editor note (141)

Cards Mihail B. has reviewed and written an editor note for. Each excerpt below is the opening of that note. Some notes describe hands-on use; others cite primary-document verification (cardholder agreement, terms, fee schedule). Open any card for the full note plus the latest fee data.

  • Avici CardUSA + LATAM + Asia + Africa
    Incident note: on 28 August 2026 Rain identified a vulnerability in a version of a Solana card contract used by Avici and a small number of other programs, and Avici card balances were hit. Avici…
  • Bitget Card50+ countries
    Two Bitget cards exist and this page covers the Bitget Wallet Card, sold through the self-custody wallet app, not the exchange's Bitget Card with BGB cashback. It runs as different regional…
  • Bleap CardEurope
    Bleap does the thing this site keeps asking issuers to do: it publishes the whole rate table, caps included, in its cashback terms. Read it and the headline deflates. The caps bound the spend a rate…
  • COCA Card76 countries
    Network first. As of 15 September 2026 we list this card as a prepaid Visa. COCA's homepage sells the "COCA Visa Card", the sign-up page says to use it "anywhere Visa is accepted", the documentation…
  • CoinZoom CardWorldwide except UK, EU and others
    CoinZoom's 5% back is real but gated: it needs 300,000 ZOOM in the account, and a cardholder with no ZOOM earns 0.5%. Rewards arrive in ZOOM, a thinly traded token, so their dollar value depends on…
  • Crypto.com Visa Card36 countries
    On the prepaid card the top rate is now 4.5%, on Obsidian, and only on the first US$5,000 of monthly spend, then 1%; the up to 6% figure belongs to the US Visa Signature credit card. Below the…
  • Ether.fi Cash Card91 countries
    Ether.fi Cash is the first credit card I've tried where my collateral stayed on-chain while I was paying for lunch. The 3% cashback on the first $2K of Core spending is real, but since September 2026…
  • Kemy CardGlobal
    Kemy's fee structure tells you who the card is for. Crypto and mobile money deposits cost 8% (one table on the same pricing page says 5%), moving money onto a card costs another 1.25%, and every…
  • Kolo Card—
    Kolo pays cashback in a real asset: 2% in BTC for the first 30 days, then 1%, with per-transaction caps of $2 and then $1 and a $100 monthly cap. Kolo's help centre charges a 1% conversion fee on…
  • Kraken CardUK, EU/EEA
    Kraken Card and Krak Card are one product, and we list them as one card. Kraken own card FAQ, checked 17 July 2026, answers "How is Kraken Card different from Krak Card?" with: "The design on the…
  • Ledger CardEurope + USA
    The Ledger card is a Baanx product, not a Ledger-issued one, and since 1 May 2026 Baanx and Monavate Holdings Limited belong to Exodus, a rival wallet. It is two programmes under one name: in the US…
  • MetaMask Card47 countries
    Update 24 September 2026: Metal has taken no orders since 2 June 2026 and was US-only, US and UK sign-ups are paused, and a virtual card outside the US cannot withdraw cash, so the card you can get…
  • Nexo CardEurope
    Nexo Card switches between Credit Mode, which borrows against crypto held as collateral, and Debit Mode, which spends from Flexible Savings that keep earning interest. Cashback of 0.5% to 2% in NEXO…
  • Pintopay CardGlobal
    Pintopay is a Telegram card for spending crypto, and what it publishes is thin. The website prices the card at $35 with $10 cashback on the first purchase, supports Apple Pay, and quotes 2.5% per…
  • Plasma One CardWorldwide except US, UK and others
    The chain underneath the card (Plasma L1) does the work that most crypto cards rely on their issuer to do. Zero-fee USDT transfers on specific routes are native to the L1, not negotiated by the…
  • RedotPay Card100+ countries
    RedotPay publishes very high card limits: 100,000 USD per transaction and 1,000,000 USD a day. The fee stack is a 1% crypto conversion fee plus 1.2% on purchases outside the card's default currency…
  • Rizon CardUSA + LATAM
    Rizon runs on Rain rails with self-custody on top, which puts it on a short list of cards that keep your USDC or USDT in your own smart contract wallet until the moment of purchase, and the site…
  • SolCardWorldwide except US
    SolCard's no-verification Virtual card takes up to $5,000 a month, charges 5% on every top-up plus a $10 issuance fee and works online only; the verified Platinum card drops the top-up fee to 0%…
  • Solid Card105 countries
    Re-verified 29 Aug 2026 with a referral link in hand and the app's invite screen open. The referral is now in writing: Rewards T&C section 7 pays $15 in USDC to anyone who signs up through a link…
  • Tria CardWorldwide except US
    Incident note: the 28 August 2026 Rain contract exploit reached Tria as well. Tria's 29 August update: 'Our card-issuing partner, Rain, identified a vulnerability in a Solana card contract used by…
  • Trustee CardGlobal
    Relaunched. The Quicko-issued Trustee card died when KNF revoked Quicko's authorisation on 21 January 2026, and Trustee Plus had a replacement running in February. The card page now names Wirex…
  • Tuyo CardWorldwide except UK
    Tuyo's edge is getting paid into a self-custodial wallet: you can add cash by USD, EUR or MXN bank transfer, with fiat services from Bridge, and the card spends the dollars in Tuyo Cash. Tuyo is…
  • Wirex Card73 countries
    Wirex One is what a new customer gets: a self-custodial wallet whose card pays cashback in USD, "not in crypto, not in tokens". The 8% rate is the Bespoke tier, which needs a $50,000 portfolio with…
  • Xplace Card—
    Xplace lets you spend by borrowing against your crypto on Solana instead of selling it. Deposits sit in Kamino Finance and keep earning variable yield while they back your spending, and XPlace says…
  • Zypto CardGlobal
    Zypto publishes a full fee and limit table for both Premium Visa cards: $0 monthly, $0.30 per transaction, 1.75% FX on non-USD, 3% crypto conversion and a 1% ATM fee on the physical card, whose…
  • Hyperbeat CardMulti-region
    I added Hyperbeat after taking Altitude out: a business-only card left the consumer grid, and this is the consumer card that was sitting in the backlog since 17 July. Two things make it worth its own…
  • Avalanche CardUSA
    The Avalanche Card's FX cost depends on which document you read. The fee FAQ says 1%, the US card agreement from February 2025 says 2% of each transaction, and the international agreement only…
  • Based CardWorldwide except US, Canada and others
    Based sells its Visa card only to people who lock BASED tokens: 10,000 for the HYPE tier and 100,000 for Based Gold, each locked for 21 days. There is no signup or annual fee. Cashback is 2% or 4%…
  • Binance CardMulti-region
    This is not the old 8% Binance Visa. That card was shut down at the end of 2023 and nothing has replaced it in Europe; note that the December 2023 date comes from press, because Binance's own closure…
  • Bing Card87 countries
    Live and taking applications as of July 2026: a no-ID virtual card issued in about five minutes, rechargeable with BTC, USDT, ETH or USDC, plus a physical tier issued from Hong Kong that requires…
  • BipTap CardGlobal
    The real cost is the account, not the card. The free Virtual plan includes one virtual card, but plastic ($50) and metal ($150) need a PRO account that costs $300 to open and $80 a year, and Premium…
  • Bitpanda CardEurozone
    The Bitpanda Card's interesting feature is not the cashback. It is that the card spends straight from the Bitpanda account: any listed cryptocurrency, any listed precious metal, or the EUR wallet…
  • Bitrefill Card28 countries
    Bitrefill Card is live for residents of 28 European countries; Hungary has been closed to new applicants since October 2025. Both the virtual and physical Visa are free to order. Read past the 2%…
  • Bitstack CardFrance
    Bitstack pays 0.1% back in bitcoin by default, well short of the headline rate. The 1% rate depends on automatic saving: recurring buys and, since 10 August, round-ups executed last month set how…
  • Brighty CardEurope
    Brighty pays cashback without a token to hold: 0.5% on every plan, and up to 1.25%–1.75% in selected categories depending on plan. The monthly caps decide what it is worth: 20 USDC on One, 60 on…
  • Bybit CardMulti-region
    The 10% headline needs top VIP status, and every VIP tier carries a monthly cap. The floor is what moved. On bybit.eu, non-VIP cardholders now earn 1% with no monthly cap, and every EEA card was on…
  • Coinbase CardEurope + USA
    The Coinbase Card's fee story is better than most reviews still claim. The 2.49% conversion fee died back in April 2022; the current cardholder agreement lists $0 across the board, and the only real…
  • CoinJar CardAustralia
    CoinJar's card has the rare distinction of advertising 1% cashback and charging a 1% transaction fee on every purchase, which makes the net rate zero. Points redeem for crypto or gift cards at an…
  • CoinW Card—
    CoinW shows four USD cards on its card page and keeps fees and limits behind a login. Its help centre says you pay a one-time issuance fee plus an initial top-up after C1 and C2 verification, and…
  • Deblock CardEurope
    The fee document in force since 5 July 2026 prices Premium at 14.99 EUR a month or 120 EUR a year and keeps the Native plan, free for anyone who has held a Deblock NFT in their Deblock wallet for at…
  • Decard CardAsia + Australia
    DeCard, from DCS (formerly Diners Club Singapore), is a Visa credit card you repay or prepay with USDT or USDC, open to residents of nine Asia-Pacific markets. The standard card has no annual fee but…
  • Emoney CardWorldwide except US and Canada
    E Money Network announced an orderly wind-down on 14 August 2026. After EMYC is delisted, the EMYC smart contract will be permanently frozen and the E Money Network blockchain shut down. The…
  • Exa CardMulti-region
    Exa is a virtual Visa Signature issued through Rain, not by Exa Labs, with no annual fee and no cashback. Even in Pay Now mode your deposited USDC, ETH, wstETH, WBTC or OP sits inside Exactly…
  • Exodus CardEurope + USA
    Exodus Pay launched on 9 April 2026 in select US states, with full national rollout through April, and the old Exodus Spend Card now lives inside it as the Exodus Card: Spend Card holders migrate it…
  • Fold CardUSA
    This page covers the Fold Card, a prepaid Visa from Sutton Bank. It is not the Fold Bitcoin Credit Card, which Celtic Bank issues and which we review separately. Fold no longer offers Fold+ (its…
  • Fuse CardUSA + LATAM
    Fuse is a virtual-only Visa prepaid that spends USDC from a Solana smart wallet, issued by Lead Bank: no physical card, no ATM access. Spending is USDC-only and capped at $2,000 a day by default. KYC…
  • Gate CardWorldwide except EU
    This page covers Gate's global Classic and Platinum Visa cards. Gate stopped registering EU and EEA users on its global site in March 2025, and its EU site shows the euro card, Gate Card Midnight, as…
  • Gemini Credit CardUSA
    Gemini's card is a US credit card, not a debit card, so there is no crypto balance to spend and the crypto only arrives as rewards. The category cap matters: the 4% rate on gas, EV charging, transit…
  • Holyheld Card—
    Holyheld has turned its personal product into a membership by invitation. You request an invite, and Holyheld reviews each application and invites only applicants whose needs it can support. The…
  • Jupiter CardMulti-region
    Incident note: during the 28 August 2026 Rain contract exploit that drained card balances at Avici and Tria, Jupiter Mobile said its 'card partner briefly paused card-balance withdrawals while they…
  • Kardpay Card180+ countries
    Kardpay is live for virtual cards: Core, Pro and Elite cost a one-time $29, $99 or $199 (Elite was $299), and top-ups carry 5%, 4% or 3%. The physical Elite card is sold out: all of the last 100…
  • Karta Card—
    Karta Personal is a Telegram-based Visa Signature card whose issuing partner the help centre names as Nimbus LLC d/b/a Third National, the Signify subsidiary behind Rain. Funding is USDT or USDC on…
  • KAST CardGlobal
    KAST sells three memberships. Standard is free and pays 1.5% on the first $2,000 of card spend a month, Premium costs $1,000 a year and pays 2% on the first $10,000 plus 1% in KAST Points, and…
  • KAST Pengu CardGlobal
    KAST's Pengu Card is live on Visa, and the free Standard tier pays 1.5% USD-stablecoin cashback on your first $2,000 of monthly spend. Read the redemption terms first: that cashback is timelocked…
  • Kazepay Card—
    KazePay is live and taking applications, funded with USDT or USDC across seven chains (Ethereum isn't one). There is no KazePay fee per purchase, which is what the free pitch leans on. The costs sit…
  • Kontigo CardEurope + USA + LATAM
    Kontigo is obtainable, but the card is requested from a waitlist inside the app and is virtual only; the FAQ says the physical card is coming soon. What is live is a USDC wallet whose level 1 needs…
  • Kripi Card—
    Kripi Card is a virtual-only Visa or Mastercard you create in under a minute, tokenized for Apple, Google, or Samsung Pay, with no physical card or ATM access. The site shouts 0.00% FX and 0.00% auth…
  • KuCardEurope + Australia
    KuCard now runs as two programmes. In the EEA it is a Visa debit card issued by Wallester AS, open to EEA citizens and residents except Malta. It pays 1% to 3% by KuCoin VIP tier, plus a capped bonus…
  • MaxSwap CardGlobal
    MaxSwap is live and has grown from one card to three, all virtual and all issued in its Telegram bot: a Visa for everyday spending (50 USD), an EUR AI Card issued in Spain (45 USD) and a Premium Card…
  • Mobilum CardEurope
    Mobilum's own app terms still say that all payment services in the app are provided by Quicko, including opening payment accounts and issuing payment cards. Poland's KNF withdrew Quicko's…
  • OffGrid CardWorldwide except EU
    OffGrid is a virtual prepaid Visa claimed with an OG- invitation code. The app shows 'Registration is closed' whenever the server reports that registration is closed, so access can pause. Pricing is…
  • OKX CardEEA + Brazil
    OKX is the cleanest fee model in this batch. Zero transaction fees, zero FX markup, and a 0.1% conversion spread that's genuinely just the spread. I ran the card through a weekend in Portugal and the…
  • Onboard Card—
    Onboard replaced its old card with the Flex Card in November 2025 and retired the Classic card on 31 March 2026. Flex is a virtual USD Visa with Apple Pay and Google Pay. Two costs decide it. Every…
  • Oobit CardGlobal
    Oobit's rates need translating before you compare them with anything else. Points run 1x to 5x per dollar as your cumulative spend grows, and 1,000 points convert to one USDT, so 0.1% to 0.5% back…
  • Orbitx CardGlobal
    Orbitx Card is live as a virtual Visa, but read the fee page before the low annual price sells you. The $12 a year Neo or $30 a year Lux headline leaves out the physical card, priced at $100 plastic…
  • Payy CardGlobal
    Payy is a live, self-custodial Visa Platinum that spends USDC from an app holding your keys, settled through zero-knowledge proofs on Payy Network, its own Ethereum L2. Payy's terms say the card is…
  • Phantom Cash CardUSA
    Phantom's card page names Lead Bank as issuer of the prepaid Visa and Bridge as programme manager. Phantom's help centre says it is moving from Bridge to Stripe as its debit card issuer; starting 5…
  • Rebind Card40+ countries
    Rebind runs on Gnosis Pay infrastructure: its terms say the card is issued by Gnosis Pay and that users keep full ownership and control of their digital assets. Euro balances are stablecoins issued…
  • Revolut CardMulti-region
    Revolut's crypto card is not a separate plastic: it is the ordinary Revolut card linked to a crypto pocket, and the Cryptocurrency Terms spell out the mechanism: "If you live in an eligible location…
  • Solayer CardWorldwide except UK, EU and others
    The Solayer Pay Visa spends USDC and earns Solayer Card Points only; the 1% cash promo ended in August 2025 and the points are not yet redeemable. You deposit USDC to the card from a connected wallet…
  • Spritz Card31 countries
    Spritz is live and easy to get: virtual cards issue instantly after KYC, and the physical Visa Signature is in an early-access alpha of about 3,000. The marketing's "no fees" does not cover loading…
  • Tap CardUK and EEA residents 18+
    What you lock decides the rate. Anything above 0.5% cashback needs XTP, Tap's own token, locked for 12 months: EUR 2,500 for 3%, EUR 25,000 for 8%. The fee schedule publishes that lock but no cap on…
  • TapX Card—
    TapX now sells three virtual cards: Visa Universe at 199 USDT, Mastercard Business at 50 USDT and Visa E-commerce at 30 USDT. The cards page is pitched at modern businesses and creators and one card…
  • THORWallet CardGlobal
    The earlier THORWallet card ran on Fiat24, which was not taking new client applications on 13 October 2026; the card sold today is a different programme, run by Atomo Sarl under the Unblock brand…
  • Trade Republic CardGermany and EU
    Trade Republic is not really a crypto card. It is a brokerage card that happens to support around 50 crypto assets. Until November 2025 you could not bring crypto in from an outside wallet, and that…
  • UltimoPay CardGlobal
    UltimoPay's Platinum Visa debit card is issued by Joint Development Bank in Laos, on a USD bank account that costs $600 to open, $150 of which stays in the account. JDB was named in the EU's 20th…
  • Uphold CardUK + USA
    Uphold's pitch is the XRP reward on US plans: 2% on the free Essential card, and on the $99.99 Elite card 4% when you spend crypto or metals and 3% when you spend dollars or stablecoins, with rewards…
  • Utorg CardEurope
    Utorg's card went offline in February 2026 when its card payments provider ran into trouble, and it came back as a different card: a USD Visa in place of the Mastercard, with every old card…
  • Venmo Credit CardUSA
    Venmo's Visa Signature is a no-annual-fee US cash-back card from Synchrony Bank, not a crypto card. From 15 October 2026 new cardholders earn 3% on dining and entertainment, an extra 1% when they…
  • Volet CardWorldwide except US
    Volet (formerly AdvCash) has run since 2014 and has cut its cards from five programs to three. The one most readers want is Digital Global: a virtual USD Mastercard for 150+ countries, the UK…
  • Wayex CardUSA + LATAM + Asia + Africa
    Wayex, formerly CryptoSpend, now runs two cards. This page covers Wayex Global, launched in February 2026: a USD Visa issued by Lead Bank through Bridge, funded by stablecoins or local bank rails…
  • Xapo Bank CardWorldwide except US
    Xapo charges $1,000 a year to be a member and then gives a Visa or Mastercard debit card with no FX fee. The general cashback ended on 30 June 2026, and what remains is a time-limited rideshare…
  • xPortal CardEurope
    xPortal's Card is live: a Mastercard debit that drops a virtual card into Apple or Google Pay, with a physical one you can order. Ignore the "up to 5%" headline. Cashback is staking-gated and caps at…
  • Zebec CardEurope + USA
    Zebec Silver and Carbon are live virtual Mastercards with no sign-up or transaction fee and a $10,000 daily limit, run from the Zebec SuperApp on the web and on mobile; Carbon's no-fee terms are…
  • Bit2Me CardEurope + LATAM
    Bit2Me's headline 'up to 7% cashback' is gated by B2M token staking on a Space Center loyalty curve that starts at 0.25% for a €1,000 portfolio and only crosses 2% with substantial B2M holdings. For…
  • MEXC CardAsia
    This page covers the MEXC Card (APAC), sold only in Taiwan, the Philippines, Thailand and Vietnam and issued through DCS Card Centre in Singapore under a credit-card agreement. On 31 August 2026 MEXC…
  • Shakepay CardCanada
    For a Canadian reader who wants a domestic Bitcoin-stacking workflow, the Shakepay card is a strong first answer, but read the FX line. Foreign purchases cost 3% at Base status, 1.5% at Bright and…
  • Tangem Pay CardMulti-region
    Tangem Pay has grown a lot since launch. Deposits now take USDC or USDT on four chains or a US bank transfer, cashback is 1% in USDC (2% on the $29.99 Plus plan), and you can take cash from…
  • Decaf CardGlobal
    Decaf offers personal and business accounts. Individuals open a personal account, where the card is called Decaf Visa Platinum. The Decaf Wallet is non-custodial and Decaf does not hold your keys…
  • SwissBorg CardEurope
    The SwissBorg Card is the most narrowly useful product on this list. The 'up to 99% cashback' rate is a rebate of exchange fees paid back in BORG (99% requires a Top-10 Loyalty Score; standard tiers…
  • Swissquote CardEurope + Africa
    Swissquote's card is a debit Mastercard with a crypto option that pays only from Bitcoin, Ethereum or XRP. The Elite tier is a 17-gram metal card at CHF 39 a month. Its 0.5% gold cashback, capped at…
  • Wise Card44 countries
    Wise is a fiat multi-currency debit card. It does not convert crypto holdings or connect to a crypto wallet; we list it because crypto-card users often pair it with a crypto card for non-crypto…
  • Lemon CardLatin America
    Lemon's Bitcoin cashback now depends on what you pay with. In Argentina a purchase paid from crypto earns 2% in BTC but carries a 0.5% conversion fee, while a purchase paid in pesos earned 0.5% until…
  • Ripio CardArgentina + Brazil
    Ripio's card is an Argentine and Brazilian product, not a region-wide one: the card terms exist only for those two countries, with Digipayments and Pomelo co-issuing in Argentina and Dock issuing in…
  • Wealthsimple CardCanada
    Wealthsimple ended the 1% cash back on its prepaid card on October 1, 2025. Its help centre puts it in one line: "As of October 1, 2025, the Wealthsimple prepaid Mastercard is a 0% cash back card…
  • Cryptomus CardGlobal
    Virtual-only, issued instantly, funded from your Cryptomus wallet in USDT or USDC. Every single load costs 3.2%, on top of the $4 issuance fee, with no cashback to claw any of it back…
  • Keytom CardHong Kong
    Keytom sells two different reaches, and they are easy to mix up. The account (EUR IBAN, USD rails, crypto) is open to residents of 150+ countries. The card is not: the jurisdiction notice on…
  • BingX CardMulti-region
    The BingX Card is back, as a different card. The first version was a Euro Mastercard issued by Paytend Europe UAB. It stopped working after the Bank of Lithuania revoked Paytend's e-money licence on…
  • Bitsa CardEEA
    Bitsa is a live Visa prepaid crypto card you can order from the app right now. The 'up to 15%' cashback only applies to purchases on partner platforms like Spotify, Sony, and Nintendo, so ordinary…
  • Eversend CardAfrica
    Africa is the corridor most card issuers list as 'global, available in 100+ countries' without ever wiring up local rails. Eversend actually does: its card page names mobile money in Ghana, Kenya…
  • Airtm CardUSA + LATAM
    This is a virtual-only USD prepaid Visa you request inside your Airtm account, and Airtm offers it in 15+ verified-residence countries it does not list. The fee people quote is not a spending fee: it…
  • Noones CardGlobal
    NoOnes Card is a live virtual Visa, no physical version, funded straight from your NoOnes wallet in USDT. It is custodial: NoOnes holds the balance, and you can close the card to pull the remaining…
  • Moto Card—
    Moto is live. The apps have been in both stores since May 2026, the card terms carry a transition clause for beta users who already ran charges on the card, and the Card Terms name the issuer: "The…
  • Meru CardUSA + LATAM
    Meru is best read as a dollar account for Latin America that happens to ship a card, not a rewards product: there is no cashback at all. The fee table is now tiered: USD at US merchants is free, USD…
  • ZEN CardEurope
    ZEN is a fiat e-money account with a crypto on-ramp added. Every coin you deposit is converted to EUR by an external provider before it reaches the card, so nothing is ever spent from a crypto…
  • Grey CardMulti-region
    Grey's Visa card is virtual and spends straight from your Grey balances: you can pay from any balance of your choice, in USD, EUR, GBP or your local currency. Creating the card costs a one-time $5…
  • BlackcatcardEurope
    Blackcatcard, now renamed Blackcat, is an EU e-money account with a crypto wallet attached, not a crypto-spend card. Coins sit with the crypto partner Manerio until you sell them to EUR. The free…
  • Takenos CardUSA + LATAM
    The TakeCard charges one flat 1% on every purchase at Visa's rate, with stablecoin deposits free on four chains. The 1% applies even to plain USD purchases, so heavy spenders pay more here than on…
  • nsave CardWorldwide except US
    nsave's pitch is inflation protection, not crypto spending: five stablecoins go in, dollars come out, and the draw is the 3.2-4.2% daily-paid yield rather than any card reward. What earns it a place…
  • Belo CardArgentina
    If you have seen belo's '21% cashback' quoted around the internet, note the source: that was a random-reward promotion that belo's own terms mark as finished on 10 October 2023, and nothing has…
  • Pionex Card—
    Pionex's Visa math is a wash by design: it charges 1% on every purchase, USD included, and returns up to 1% in USDT, so the real yield is the 5% APY on whatever sits on the card. You do not choose…
  • UglyCash CardUSA + LATAM + Eastern Europe
    UglyCash pays its cashback in RSR, the Reserve Protocol token, so your 1% rises and falls with a volatile asset rather than sitting in dollars. The 6% headline needs the $20 monthly membership and…
  • Trocador CardGlobal
    Be clear about what you are buying: Trocador connects you to a third-party card provider, and today the only one on sale is Obsidian, whose international Mastercard comes in amounts from $25 to…
  • BloFin CardEEA / Europe
    We cannot confirm that a new customer can get the BloFin Card today. BloFin's card terms, archived in August 2025, named Paytend Europe UAB as the issuer, and the Bank of Lithuania revoked Paytend's…
  • UPay CardWorldwide except US and Canada
    UPay's restricted-country list, updated 27 September 2026, now bars applicants from the United States, Canada, Brazil, India, Indonesia, Mainland China, Hong Kong, Turkey, Pakistan, Saudi Arabia, New…
  • Fiwind CardArgentina
    Fiwind's card has no issuance, maintenance or domestic payment fee, and the economics live in two places. For purchases in Argentina it is the crypto-to-peso conversion rate, which Fiwind shows only…
  • Busha CardNigeria + Kenya
    Busha relaunched its card on 26 August 2026 as a virtual USD Visa, and for the first time the basics are public: $2 to create, no funding or maintenance fee, spending from USD, USDT and USDC…
  • Fasset CardLATAM + Asia + Africa
    Fasset covers markets almost no other card here touches, including Pakistan, Bangladesh, Kenya, the Philippines and most of Central America, and it names its issuer, Third National, in the card…
  • Laso CardGlobal
    Laso does no-KYC properly: no ID upload, just a wallet connection. The card design punishes carelessness, though. Cards are single-load and capped at $1,000, Laso's own card guide says US cards…
  • PokePay CardAsia
    PokePay publishes almost no numbers: the site claims 0% cross-border fees and no annual fee, yet there is no fee schedule anywhere, and third-party reviews quoting ~1% top-up, ~1% spend and an $88…
  • Lydian Card—
    Lydian launched the card in April 2026 on a sound structure: collateralized credit through Rain, a non-custodial wallet, free issuance and, per its own launch post, no monthly or annual fee. The…
  • PEXX CardEurope
    PEXX's card history is the cautionary tale in miniature: every Visa card discontinued in January 2026, the old Mastercard deactivated during a partner switch, and a new Mastercard launched on 6 July…
  • Tonhub CardEU
    Tonhub is one of the few self-custodial cards in the database: your crypto stays in your own wallet, Tonhub pays the merchant from its own reserves, and your wallet is debited once the payment…
  • Bringin CardEurope
    Bringin is what WaveCard-style Lightning products promise but with paperwork you can actually read: Wallester AS named as issuer, Lightspark Payments Europe (ex-Striga) running the accounts, OpenPayd…
  • MiniPay CardMulti-region
    MiniPay runs on the same Gnosis Pay and Monavate stack as Gnosis Pay's own card, but it is a distinct product: Celo stablecoins, Opera's distribution and cashback paid in Tether Gold. Gnosis Pay is…
  • ZAR CardGlobal
    Despite the ticker-like name, ZAR has nothing to do with the South African rand: it is a dollar wallet for Pakistan, Argentina, Kenya and Bangladesh, and its cash-to-crypto agent network is genuinely…
  • Coin98 Fusion CardAsia
    Coin98 pairs a self-custody wallet with a decidedly custodial card: the moment funds hit the Fusion Card they sit with DCS Card Centre in Singapore, and DCS, not Coin98, handles every card action…
  • YPT CardGlobal
    YPT is launched jointly by YPT.COM Company and RedotPay, and the fee shape follows: 1% per purchase in the card's default currency, 2.2% in other currencies, $0.20 on purchases under $1 after the…
  • El Dorado CardLATAM
    El Dorado's card is plain about its supply chain: Lead Bank as issuer and Bridge Ventures as programme manager are printed on the card page, the same set-up behind several better-known US stablecoin…
  • PayPal Debit CardUnited States
    Let's be precise about what this is: a fiat debit card in an app that also holds crypto. PayPal will happily custody your bitcoin and pay 4% on PYUSD, but the Debit Mastercard spends only the fiat…
  • DiCard—
    DiCard's per-transaction pricing is the trap for small spenders: a fixed $0.25-0.50 on every purchase means a $5 coffee costs 5-10% in fees before the 1.3% top-up charge, while a $2,000 purchase…
  • Cash App CardUnited States
    Cash App is the biggest bitcoin on-ramp in America wearing a debit card, and the honest framing is exactly that order: the card spends dollars, full stop, and the bitcoin features (Round Ups…
  • PlasBit Card—
    PlasBit asked to be listed in May and answered a fee questionnaire on 8 August 2026. This page is built from their site rather than their answers, and on price the two no longer disagree: as of 10…
  • WavecardEurope
    Wave.space credits its regulated services to "established Estonian Virtual Asset Service Provider (VASP) license holders" and names nobody on the marketing pages. The terms of 26 May 2026 do name a…
  • Ethena Pay CardMulti-region
    I added Ethena Pay on launch day because the paperwork was unusually complete for a beta: a public pricing page with the full cashback band table, Card Terms naming Third National and Rain, and a…
  • WhiteBIT Nova USD CardEastern Europe
    The Nova USD Card is a virtual Visa debit card from the WhiteBIT exchange, issued in partnership with JSC Hash Bank. It is not available in the US, the UK or Canada, where WhiteBIT services are…
  • MEXC Global CardWorldwide except US
    The MEXC Global Card is a virtual Visa Platinum card that MEXC launched on 31 August 2026 for users outside a 69-entry restricted list that includes the United States, China, India, Turkey and…
  • Wayex Australia CardAustralia
    This is Wayex's Australian card, run by CryptoSpend Pty Ltd, which holds its own Australian financial services licence from 27 August 2026. It is a prepaid Visa issued by Flexewallet Pty Ltd that…
  • Fold Bitcoin Credit CardUSA
    The Fold Bitcoin Credit Card is a Visa credit card issued by Celtic Bank and powered by Stripe, separate from Fold's prepaid debit card. It pays 1.5% back in bitcoin on eligible purchases with no…
  • belo LUX VisaLATAM
    belo LUX is a virtual Visa in the belo app, issued by Third National, that spends the balance of a belo account, whether pesos, USDC, USDT, BTC or ETH, converting at the moment of payment. It is…
  • BloFin Wallet CardAmericas + Asia + Africa
    BloFin Wallet is a self-custodial app that runs separately from the BloFin exchange, and its Visa card is issued by Rain. You move USDT or USDC from the wallet onto the card, and for now that money…

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Reviewed while they were open; each page now carries the closure date and source.

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Every piece attributed to Mihail B. is scored against the same published methodology, verified against primary sources, and subject to our affiliate disclosure. Confirmed factual corrections are applied ahead of the next data pass, usually within a few days.

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