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Founder & Editor · Sweepbase
I founded Sweepbase and write most of what's on it. My background is software engineering and consumer fintech. I wrote the methodology we score every card against, I keep the open card dataset current (170 cards, CC-BY), and I've published research on hidden FX fees and on how few sponsor banks actually sit behind all these cards. The rest of the time I'm tracking card economics, stablecoin payments, custody models, FX spreads, and KYC rules across regions. @sweepbaseHQ on X is my personal account; there's no separate Sweepbase brand handle.
What I build & maintain: the scoring methodology, the open CC-BY card dataset, and original research on BIN-sponsor concentration.
For editorial questions or corrections: contact@sweepbase.net
Bylined articles and expert commentary Mihail B. has contributed to independent publications. Links open on the outlet's own site.
Cards Mihail B. has reviewed and written an editor note for. Each excerpt below is the opening of that note. Some notes describe hands-on use; others cite primary-document verification (cardholder agreement, terms, fee schedule). Open any card for the full note plus the latest fee data.
Avici markets this as a credit card, but it is a secured, pre-funded Visa: you deposit USDC into your own escrow contract and spend only against that collateral. Zero cashback, zero rewards, zero…
Bitget Wallet replaced the old BGB VIP-tier cashback with 'Assetback' in 2026: every cardholder earns a 2% base rate, upgradeable to 3%, paid in BTC, gold, tokenized US stocks or USDC rather than in…
Bleap does the thing this site keeps asking issuers to do: it publishes the whole rate table, caps included, in its cashback terms. Read it and the headline deflates. The caps bound the spend a rate…
The Cardano Card is the Wirex back-end with a Cardano-themed front-end, and as of August 2026 the front-end is out of date. It still sells the €0 / €9.99 / €29.99 Cryptoback plans, which are Wirex's…
Heads up on the network before anything else: COCA's homepage sells this as the "COCA Visa Card" and never says Mastercard, but the legal line on coca.xyz/cards says the physical and virtual cards…
CoinZoom's 5% cashback in ZOOM tokens is real, but the token itself is thinly traded and volatile, so the realized USD value of your cashback depends on when you sell. The 3.99% APY on card balance…
The headline 5% rate on Crypto.com has been the most misread number in this category for two years. You only see it if you stake enough CRO for an Obsidian tier, and even then there's a conversion…
Ether.fi Cash is the first credit card I've tried where my collateral stayed on-chain while I was paying for lunch. The 3% cashback on first $2K of Core spending is real, but the 4% APY interest on…
Web ordering is paused: card.fizen.io shows a "card creation is on a short break" banner and the purchase button has been removed from the order form outright. We are keeping the card listed because…
Kemy's fee structure tells you who the card is for. An 8% top-up fee on crypto, $250 for a physical card, and $10 a month to keep it active: these are not retail numbers. What you're paying for is…
Kolo's 2% Bitcoin cashback on all purchases and 5% BTC welcome bonus is a real rate paid in a real asset, which is rare in this category. Coverage runs 170+ countries. The weaker side is operational…
Nexo remains the only card I'd hand to someone who genuinely doesn't want to sell crypto. The Credit Mode borrows against your collateral instead of liquidating it, which is the whole point. The…
Pintopay is built for volume, not rewards. $300K monthly limits and $10K daily are real numbers, and the top-up flow for USDT-only funding is clean. What you're paying for: standard Visa and…
RedotPay has the highest published limits of anything I've tested: $100K per transaction, $1M daily. Whether you'll ever hit those is another question. The fee stack is 1% crypto conversion plus 1.2%…
Rizon is Rain-infrastructure with self-custody on top, which makes it one of a very short list of cards that keep your USDC or USDT in your own smart contract wallet until the moment of purchase…
SafePal picked up a Swiss FINMA license through Fiat24 in late 2024, which is the most useful thing about this card. You get a Swiss IBAN, multi-currency accounts, and 40+ blockchain top-up coverage…
The no-KYC Mastercard tier on SolCard accepts up to $10,000 a month in spend without identity verification. The price of that privacy is a 5% top-up fee, which is the actual cost to model. (The…
Tria shipped the first self-custodial Bitcoin top-up for a debit card in December 2025, which is a genuine first. Before that, every self-custody card forced you to route BTC through a wrapper or a…
Relaunched. The Quicko-issued Trustee card died when KNF revoked Quicko's authorisation on 21 January 2026, and Trustee Plus had a replacement running in February at 0% purchase fees. The new issuer…
Tuyo's edge is the salary-to-USDC automatic conversion. You set up a multi-currency IBAN, your employer pays in euro or dollar, funds land as USDC on Base in a wallet you actually control. Available…
Volet (formerly AdvCash) has been around since 2014, which is longer than most of the companies on this list have existed. Five distinct card programs serve different regions, which is genuinely…
Re-checked 2026-07-30, and most of what this row used to say was out of date. Wirex runs two products now. The old custodial Wirex App lost crypto deposits, withdrawals, exchange and crypto card…
Xplace is the first non-custodial credit card on Solana. It launched late 2025, so assume rough edges. 0% APR on purchases while holding SOL, BTC, ETH, USDC, or USDT as collateral is the headline…
Zypto's Premium reloadable tier advertises $1M monthly limits and Visa Signature perks, but the public documentation on premium-tier pricing is thin. What I could verify: 1.75% FX fee, $0.30 per…
I added Hyperbeat after taking Altitude out: a business-only card left the consumer grid, and this is the consumer card that was sitting in the backlog since 17 July. Two things make it worth a row…
The 1inch Card runs on Baanx's Crypto Life stack, and that stack just went through upheaval: Baanx and Monavate entered UK receivership and Exodus bought them out for about $76.3M around May 1 2026…
The homepage sells virtual and physical cards. The early-access page, a few clicks later, says AISI is not a bank and that banking would come from licensed partners it never names. The waitlist, in…
A $285M exploit at Drift Protocol on 1 April 2026 took Amp Pay down with it. The team put it plainly: sunsetting the app, unable to raise after the hack, at the end of its runway. Anyone who had…
The Avalanche Card's FX schedule is what surprised me when I added it to the database. 1% is the advertised number, but US users pay 2% and the international tier hits up to 6% on some corridors…
BasedApp discontinued its original Singapore Visa card on November 15, 2025 and withdrew its MAS payment-services license. The successor "Hype Card" is being rolled out on based.one for international…
This is not the old 8% Binance Visa. That card was shut down at the end of 2023 and nothing has replaced it in Europe; note that the December 2023 date comes from press, because Binance's own closure…
Live and taking applications as of July 2026: a no-ID virtual card issued in about five minutes, rechargeable with BTC, USDT, ETH or USDC, plus a physical tier issued from Hong Kong that requires…
The real cost is the account, not the card. Plastic runs $50 and metal $150, but both need a PRO account that costs $300 to open, and Premium waives the card fees only after $5,000. Every crypto…
Physical card discontinued. Issuer Paytend Europe UAB had its EMI licence revoked by the Bank of Lithuania (public notice 6 Mar 2026; unauthorised to provide financial services from 3 Mar 2026), and…
The Bitpanda Card's interesting feature is not the cashback. It is that the underlying account holds crypto, metals, and stocks in one place and the card spends from any of them. The catch is the tax…
BitPay stopped accepting new cardholder applications on 3 May 2023, the day of its own transition notice; loads ended 1 June and spending and ATM access ended 15 June 2023, so no BitPay card has…
Bitrefill Card is live in 29 European countries, and both the virtual and physical Visa are free to order. Read past the 2% cashback first: it is 1% on deposits plus 1% on purchases, but every top-up…
Bitstack pays 0.1% back in Bitcoin by default, well short of the headline 1%. Getting to 1% requires an active recurring BTC savings plan, and even then it only runs up to a monthly cap set by your…
Brighty's positioning is the no-staking-required cashback card for the European mainstream. The free One tier pays 0.5% with no token to hold, and the paid tiers push up to 1.75% on Pro, capped at…
The 10% Bybit cashback number is marketing, not the rate you'll earn: the top rates need VIP status, and VIP tiers carry monthly caps even in Europe. What changed in June 2026 is the floor. The Bybit…
Coinbase has the best onboarding flow in this category, and the fee story is better than most reviews still claim. The 2.49% conversion fee died back in April 2022; the current cardholder agreement…
CoinJar's card has the rare distinction of advertising 1% cashback and charging a 1% transaction fee on every purchase, which makes the net rate zero. Points redeem for crypto or gift cards at an…
CoinW's Card is live and open for applications, a Visa positioned as a backup card for markets other crypto cards skip, with reach across roughly 176 countries. Read the fee print first. The headline…
Cypher is the first self-custody card I can recommend to US users who live in one of the 33 supported states. Seventeen states are still restricted, so check the list before you start the…
A non-custodial setup with a French IBAN, instant SEPA, and DeFi vaults in one wallet, unusual for the eurozone. The free Standard plan still earns 2% on the balance you spend from, but cashback and…
DeCard is live and you can apply for the standard card today, but check which tier the headline numbers belong to. The 0% foreign-currency fee and up-to-US$200/month cashback are DeCard Luminaries…
Read the name carefully, because two unrelated companies share it. This row is E Money Network, the self-custody Mastercard from the rebranded Scallop project, not emoney.ge, the Georgian e-money…
Exa is live as of July 2026: a Visa Signature issued by licensed third parties, not Exa Labs, no annual fee, no cashback. The catch shoppers miss is that even in debit "Pay Now" mode your deposited…
The shipped product is a Mastercard: the Exodus Spend Card, announced May 2025 as "powered by Baanx and accepted anywhere Mastercard is", and that is what this row classifies. A separate "Exodus Pay"…
A €1,000 monthly EUR balance funded from crypto on Fiat24 carries roughly €17.50 in invisible fees before the card is even used: a 0.75% conversion spread plus a 1% load fee on the crypto-to-EUR leg…
Fold runs a credit check, which is rare on this list. Most products are debit or prepaid; the settlement here is a US-issued Visa Credit paying Bitcoin rewards directly, which sidesteps the…
Fuse is a virtual-only Visa prepaid that spends USDC from a Solana smart wallet, issued by Lead Bank: no physical card, no ATM access. The catch a shopper misses is the combination, USDC-only…
The Gate Card is restricted to 28 EEA countries per the official Gate.com launch announcement (article 35246) — our earlier "70+ countries globally" claim conflated Gate exchange country coverage…
Gemini is the only real US-issued crypto credit card left after the Apple Card era made everyone else nervous. The category caps matter: 4% on gas is real only on the first $200 of monthly spending…
Gnosis Pay is the only card on this list where 'self-custody' is literal at the protocol layer. The card spends straight from a Safe Smart Account on Gnosis Chain, and the same infrastructure is…
Inside the EEA and in euros, Holyheld runs 0% FX, cashback of 0.5% on the two cheaper tiers and 1% on Metal, and no token staking. Cross the EEA border and the published price is 2.5% plus €1. What…
The card is a Fiat24-issued Swiss Mastercard; imToken supplies the wallet and the 40+ chain top-up flow. That split matters because most reviews paper over it. USDC spend works from Arbitrum…
Jupiter's Visa debit card runs off your on-chain USDC balance and stays non-custodial, with Jupiter never holding your DeFi wallet funds. Read the rate fine print before you apply: base cashback is…
Kardpay is live: kardpay.app issues virtual cards instantly, physical ones are preorder only. The catch aggregators bury: any cashback is gated behind staking the proprietary $KDY token, 1% at…
Karta Personal has been live since August 2025, a Visa Signature card you fund with USDT or USDC across several chains. Stablecoin top-ups are free and KYC takes about five minutes. Two things the…
Season 6 of KAST (April 2026 onwards) pays 1% in Season Points plus 4% in MOVE tokens on the free K Card, which is 5% headline if MOVE holds its current price. Season Points have no guaranteed value…
KAST's Pengu Card is live on Visa, and the free Standard tier pays 1.5% USD-stablecoin cashback on your first $2,000 of monthly spend. Read the redemption terms first: that cashback is timelocked…
KazePay is live and taking applications, funded with USDT or USDC across seven chains (Ethereum isn't one). There's genuinely no per-purchase fee, which is what the "free" pitch leans on. Read the…
Kontigo is obtainable, but not the way the marketing reads. The card is requested from a waitlist inside the app and it is virtual only, with the FAQ saying the physical version is still coming. Two…
Kraken Card and Krak Card are one product, and we list them as one card. Kraken own card FAQ, checked 17 July 2026, answers "How is Kraken Card different from Krak Card?" with: "The design on the…
Kripi Card is a virtual-only Visa or Mastercard you create in under a minute, tokenized for Apple, Google, or Samsung Pay, with no physical card or ATM access. The site shouts 0.00% FX and 0.00% auth…
KuCard is live for EEA residents, though the Netherlands and France are closed to new applicants and Malta is excluded. It runs as a custodial Visa funded from your KuCoin balance, and the "up to 8%"…
The Ledger card is a Baanx partnership, not a Ledger-issued product, and that matters when you're thinking about who actually holds the customer relationship. It matters more since May 1, 2026, when…
MaxSwap is live: maxswap.cc takes applications through a Telegram bot that issues a virtual Mastercard in under a minute, $25 minimum, no cashback. The catch is funding cost, which its own documents…
The MetaMask Card is the first self-custody card where the wallet I already used every day also became the card. Spending pulls from USDC or mUSD on Linea, no pre-loading step. The Metal tier at $199…
Mobilum Pay is live: a Mastercard you sign up for inside the app, virtual or physical, tokenizable to Apple and Google Pay, with USD/EUR/PLN swaps built in. Here is what a shopper misses. The fees…
A Cypher white-label, and it goes down with Cypher. New applications were disabled on Jul 8 2026 under the platform-wide wind-down. The dashboard at card.moonwell.fi is a Moonwell subdomain running…
Nebeus still advertises this card on a page naming Quicko as the issuer, six months after Poland's KNF revoked Quicko's licence. That page is a leftover. In the web app shipped on 13 July 2026 the…
OffGrid is live but invite-only. The app.offgrid.cash claim flow works and asks for an OG-XXXX beta code, and holders with working cards exist: reviews from December 2025 onward describe a…
Gone, for anyone reading this. Offramp announced its wind-down on Jul 8, 2026 ("We're shutting down Offramp — here's your complete shutdown timeline", offrampxyz.zendesk.com). New card orders were…
OKX is the cleanest fee model in this batch. Zero transaction fees, zero FX markup, and a 0.1% conversion spread that's genuinely just the spread. I ran the card through a weekend in Portugal and the…
Onboard's 0.35% crypto-to-fiat conversion is one of the lowest I've tracked. That number is the reason to consider the card. Everything else is trade-offs: 2% plus $0.50 FX fee on foreign…
Oobit's rates need translating before you compare them with anything else. You earn points, not cashback: 1x to 5x per dollar, and 1,000 points convert to one USDT. At the base level that works out…
Orbitx Card is live in 2026, but read the fee page before the low annual price sells you. The $12/year Neo or $30/year Lux headline hides a one-time card charge of $100 or $350 up front, and no…
A Cypher white-label, and it goes down with Cypher. Osmosis announced it in Oct 2024 as powered by Cypher on the Visa network. New applications were disabled on Jul 8 2026 under the platform-wide…
Payy is a live, self-custodial Visa that spends USDC from an app holding your keys on-device, settled via zero-knowledge proofs on its own Ethereum L2. Card-side fees are truly zero: no issuance…
Phantom Cash shipped in early access on December 30, 2025, with CASH as a Bridge-issued stablecoin, Lead Bank as the BIN sponsor, and Stripe handling KYC so Phantom never sees the user's legal name…
The chain underneath the card (Plasma L1) does the work that most crypto cards rely on their issuer to do. Zero-fee USDT transfers on specific routes are native to the L1, not negotiated by the…
Run the Plutus arithmetic before subscribing. Starter costs £6.99 a month and caps eligible spend at £250, so the headline 3% cashback works out to £7.50 a month gross and 51p net of the…
Pyra is a rare thing: a Visa card that is genuinely self-custody. It runs on Solana and, instead of holding your coins, opens an over-collateralized loan against your portfolio through Kamino. You…
Live in the EEA and UK only. Ready is the rebranded Argent Card, a self-custody Mastercard that spends USDC straight from your own wallet until you tap. Watch the Lite tier abroad: its 0.5% cashback…
Rebind is the same Gnosis Pay infrastructure with European onboarding plugged in. You spend EURe, GBPe, or USDCe straight from a Gnosis Safe you control; Monerium handles the IBAN and SEPA. Cashback…
Revolut has two crypto stories on the same plastic. The mainstream Visa/Mastercard pulls a 1% weekend conversion fee and is available wherever Revolut operates. The RevolutX crypto-specific card is…
I added Slash when Japan signed off on the first stablecoin-funded card to clear local compliance, and the row sat half-wrong until 31 July 2026, when I went back to the primary announcement. Two…
Live as of July 2026: the Solayer Pay Visa spends USDC at Visa merchants, stays in your own Solana wallet until purchase, and earns Emerald Points only — the 1% cash promo ended in August 2025. The…
Solflare became the first card on Solana to sign SPL transactions on the user's device at the moment of payment, which is the literal definition of self-custody on the chain. At launch the card is…
Two things in this row were wrong until 2026-07-15 and are worth naming. The cashback is paid in USDC, not FUSE — Solid's own site says so, and FUSE is a deposit asset there, not the reward currency…
Spritz is live and easy to get: virtual cards issue instantly after KYC, and the physical Visa Signature is in an early-access alpha of about 3,000. The catch the marketing buries: "no fees" does not…
Tap's catch is the cashback lock-up. The XTP tokens paid as rewards are non-transferable for twelve months from the receipt date, which the card-page copy does not put next to the 'up to 8%'…
TapX sells four virtual card products under both schemes: Visa Premium, Visa E-commerce, Mastercard Pro and Mastercard Infinity, priced 25-65 USDT, and its FAQ says the cards work anywhere Visa or…
Start an application and you get several screens into THORWallet before Fiat24 tells you it is in maintenance mode and not accepting new clients. That is the whole story. THORWallet's own card page…
First, a correction you will find almost nowhere else. There is no physical TP Card and none is coming. TokenPocket's own FAQ states that every Fiat24 card is virtual, which contradicts a good deal…
Trade Republic is not really a crypto card, it is a brokerage card that happens to support 54 crypto assets bought on the platform. You cannot fund the card with external crypto, which is the line…
The catch is the issuing bank. UltimoPay's $600 Platinum Visa/UnionPay debit runs on a USD account at Joint Development Bank in Laos, which the EU hit with a transaction ban in mid-May 2026 for…
Uphold's pitch is the XRP cashback, paid out in XRP on US tiers (4% Elite, 2% Essential). The 6% promotional rate expired for new signups on January 1, 2026, which the marketing page still leans on…
UR is live: a Swiss-regulated crypto neobank from Mantle that gives you a Swiss IBAN, a Mastercard, and SEPA plus SWIFT rails across about seven currencies. You fund the card by depositing crypto…
We had this card closed since January and that was wrong. It moved off Quicko: terms dated 1 July 2026 route it through Chain Valley to Wirex Limited, an FCA-authorised e-money institution, and…
Venmo's Visa Signature is a no-annual-fee US cash-back card from Synchrony Bank, not a crypto card: 3% on your top spend category, 2% on the second, 1% on the rest, with the categories set by Venmo…
Wayex Card, formerly CryptoSpend, is a live Visa debit card built in Australia and still taking signups in 2026. Read the fee line closely. The Australian product waives foreign-transaction fees, but…
WhiteBIT's category cashback is the most granular on the list (groceries 1%, restaurants 3%, taxi 3%, subscriptions 10%, three categories selectable per day) and the most aggressively capped (€25…
Xapo charges $1,000 a year to be a member and then gives a Visa/Mastercard with up to 1% BTC cashback and 0% FX. On paper that is a hefty cost. In practice the membership is buying the licensed…
xPortal's Card is live: a Mastercard debit that drops a virtual card into Apple or Google Pay, with a physical one you can order. Ignore the "up to 5%" headline. Cashback is staking-gated and caps at…
Zebec Silver and Carbon are live virtual Mastercards with no transaction fees and a $10,000 daily limit, but read the rewards line before you apply. That advertised "up to 5%" pays out in ZBCN tokens…
Bit2Me's headline 'up to 9% cashback' is gated by B2M token staking on a Space Center loyalty curve that starts at 0.25% for a €1,000 portfolio and only crosses 2% with substantial B2M holdings. For…
CEX.IO's card partner Quicko lost its Polish payment-institution licence on 21 January 2026, by a KNF decision that took effect immediately. CEX.IO said nothing until 3 February, when one notice…
Read the region line before anything else. MEXC's own product API lists this card in four countries: the Philippines, Taiwan, Vietnam and Thailand. Everything we published here previously, the EEA…
For a Canadian reader who wants a domestic Bitcoin-stacking workflow, the Shakepay card is the answer I would give first. The 0% FX is real (not the hidden-spread version), and the tiered BTC…
If you already own a Tangem hardware wallet, the Tangem Pay virtual Visa runs off the same EAL6+ secure-element chip you already use to sign cold-wallet transactions. The funding limitation is the…
Blockchain.com's consumer crypto card has been wound down. The official blockchain.com/card page returns 404 as of May 2026, and the card has been removed from the main navigation and footer. We have…
Discontinued Jul 11, 2026. Mercuryo retired its Quicko-issued card on Jan 1, 2026 — twenty days BEFORE the KNF revoked Quicko's authorization (Jan 21, 2026) — and relaunched Spend on Paynetics; that…
Decaf is live in 2026, a non-custodial Visa that spends USDC from a wallet you control on Solana and Stellar. The catch a shopper misses sits in the ATM terms: physical-card cash withdrawals cap at…
The SwissBorg Card is the most narrowly useful product on this list. The 'up to 99% cashback' rate is a rebate of exchange fees paid back in BORG (99% requires a Top-10 Loyalty Score; standard tiers…
Swissquote's card is a debit Mastercard from a regulated, listed Swiss bank, with a crypto toggle that funds only from Bitcoin, Ethereum or XRP. The catch shoppers miss sits in the Elite tier: its…
Wise is a fiat multi-currency travel debit card — it does not convert crypto holdings or connect to a crypto wallet. We list it here because crypto-card users often pair Wise with a crypto card for…
Lemon is the Argentine card that introduced cashback-in-Bitcoin to a market where the alternative is an inflation-hedged peso account. The 2% baseline is the rate to plan against; the 5% number…
Ripio has been a major Argentine and Brazilian crypto exchange long enough that the card is the natural extension of an account most LatAm readers already use. The Sweepbase entry is shorter than…
Wealthsimple ended the 1% unlimited cash back on the prepaid Cash Mastercard on October 1, 2025. The prepaid card now earns 0% cash back and has been repositioned around unlimited ATM-fee…
Virtual-only, issued instantly, funded from your Cryptomus wallet in USDT or USDC. The catch shoppers skim past: every single load costs 3.2%, on top of the $4 issuance fee, with no cashback to claw…
Cryptopay has pivoted away from consumer crypto cards toward B2B-only services. The cryptopay.me/personal/card page returns 404 as of May 2026, and Cryptopay's website now lists only "Corporate…
SpectroCoin has issued its own Visa card since 2013 through UAB Pervesk, its Bank of Lithuania EMI, so no third-party BIN sponsor can pull the program. The catch a shopper misses: since 30 June 2026…
Hi.com's pricing curve assumes the user already holds the HI token in tier-defining amounts. The Basic 1% needs only 100 HI; the Diamond 10% needs ten million. The middle tiers are stepped roughly in…
Keytom's card-issuance is strictly limited to Hong Kong per the official jurisdiction notice on keytom.com/card-page. The "180+ countries" claim referenced merchant acceptance after issuance, not…
BingX Card has been suspended since March 2026. On 2026-03-03 the Bank of Lithuania revoked the electronic-money-institution licence of Paytend Europe UAB — BingX's card issuer — and as a result…
Bitsa is a live Visa prepaid crypto card you can order from the app right now. The catch a shopper will miss: the 'up to 15%' cashback only applies to purchases on partner platforms like Spotify…
Africa is the corridor most card issuers list as 'global, available in 100+ countries' without ever wiring up local rails. Eversend actually does. Mobile-money top-up is live in Ghana, Kenya, Rwanda…
Read the card page first. It still says 'almost here' with a 'Pre-order now' button, so there is no open application flow yet. The live page lists 2% cashback on every purchase, not more, and the no…
Club Swan sold this as its HODL Collection, but the cards were issued by Nvayo Limited, an FCA-authorised e-money firm. On 8 August 2023 the FCA imposed requirements barring Nvayo from e-money…
This is a virtual-only USD prepaid Visa you request inside your Airtm account, not a physical card, and card issuance is limited to about 15 verified-residence countries Airtm doesn't publish. The 1%…
NoOnes Card is a live virtual Visa, no physical version, funded straight from your NoOnes wallet in USDT. It is custodial: NoOnes holds the balance, and you can close the card to pull the remaining…
BonkX is a Solana-based neobank announced for the BONK community; as of May 2026 the card is in beta waitlist only ("Join Beta Waitlist — Limited access" per bonkx.io). No card has been issued yet…
Stables is an Australian Mastercard prepaid card with a 12% Stables Points rate at the OG Metal tier. That rate is the best advertised number in this region, but Stables Points don't have a published…
Morph's Decentralized Payment Card is on the official roadmap for 2026 Q1/Q2 (Phase 2 in blog.morph.network/a-new-vision-for-morph). The Morph Black NFT minted in March 2025 is the access gate, not…
BitMart's card is live across three Visa tiers, but read the fee lines together. The marketing page calls the 1.3% a 'Card Transaction Fee (applies to all types)' while the official fees page labels…
Pera wound this down properly, which is rarer than it should be. A support article opened a withdrawal window on 12 March, disabled deposits on 26 March, and deactivated cards on 3 April 2026 when…
Moto is a US-based pre-launch Visa Infinite credit card targeted at "entrepreneurs, tastemakers and crypto-native players". The product is waitlist-only as of May 2026 — the moto-card.com homepage…
Meru is best read as a dollar account for Latin America that happens to ship a card, not a rewards product: there is no cashback at all, and the 1.2% FX only bites if you spend outside USD. The real…
ZEN is a fiat e-money product with a crypto on-ramp bolted on: every coin you deposit is converted to EUR by an external partner before it touches the card, so nothing is ever spent from a crypto…
Grey is a remittance product first and a crypto card a distant second: USDC on two chains is the only crypto rail, and it converts to USD the moment it lands. For its actual audience — freelancers in…
Zoomex's card economics are clean — nothing to pay upfront, 0% in-currency spend, and the 1% USDC conversion is the only mandatory cost — but read the reward fine print before counting on cashback…
Blackcatcard is an EU e-money account with a crypto wallet attached, not a crypto-spend card: coins sit in a custodial wallet until you manually sell them to EUR. The free tier is honestly free —…
The TakeCard pricing model is unusually honest for LatAm: one flat 1% on every transaction at Visa's official rate, with stablecoin deposits genuinely free on four chains. The flip side is that the…
nsave's pitch is inflation protection, not crypto spending: five stablecoins go in, dollars come out, and the draw is the 3.2-4.2% daily-paid yield rather than any card reward. What earns it a place…
If you have seen belo's '21% cashback' quoted around the internet, note the source: that was a random-reward promotion that belo's own terms mark as finished on 10 October 2023, and nothing has…
Pionex's card math is a wash by design: the Visa charges a flat 1% on every purchase and hands back 1% in USDT, so the real yield is the 5% APY on whatever sits on the card. Fine print worth reading…
UglyCash pays its cashback in RSR — the Reserve Protocol token — which means your 1% (or 6% on the paid tier) rises and falls with a fairly volatile asset rather than sitting safely in dollars; treat…
Be clear about what you are buying: Trocador does not run a card program, it resells single-load prepaids from third-party providers it does not name until checkout, and disclaims responsibility for…
BloFin's card documentation leaves more blanks than most: the application fee exists but its amount is unpublished, the issuing partner behind the Mastercard is unnamed, limits are undisclosed, and…
UPay's numbers look generous — 0% FX, $200,000 daily limits, free top-ups — but the load-bearing figure is the per-transaction fee, and UPay's own pages disagree on it: the fee schedule says 1.0%…
Fiwind's card is honestly free at the headline level — no issuance, maintenance or payment fees — but the economics live in the crypto-to-ARS conversion spread, which is only published inside the…
Busha earns its listing on regulatory substance — the first SEC Nigeria licence in the exchange space is not nothing — but its card is the least documented product in this database: after a January…
Fasset covers markets almost no other card here touches — Pakistan, Bangladesh, Kenya, the Philippines, most of Central America — and it names its issuer (Third National, a Puerto Rico money…
Laso does no-KYC properly — no ID upload at all, just a wallet connection — but the card design punishes carelessness: cards are single-load, capped at $1,000, and expire after six months with the…
PokePay publishes almost no numbers: the site claims 0% cross-border fees and no annual fee, yet there is no fee schedule anywhere, and third-party reviews quoting ~1% top-up, ~1% spend and an $88…
Lydian launched in April 2026 with strong architecture — a collateralized credit structure through Rain, non-custodial wallet, free issuance — and remarkably little paperwork: no fee schedule, no FX…
PEXX's card history is the cautionary tale in miniature: every Visa card discontinued in January 2026, the old Mastercard deactivated during a partner switch, and a new Mastercard launched on 6 July…
Tonhub is one of the few genuinely self-custodial cards in the database — funds sit on-chain in your own wallet until each payment is approved — and the only TON-native one. The fee cliff to know…
Bringin is what WaveCard-style Lightning products promise but with paperwork you can actually read: Wallester AS named as issuer, Lightspark (ex-Striga) as infrastructure, OpenPayd behind the IBAN…
MiniPay runs on the same Gnosis Pay + Monavate stack as Gnosis Pay's own card and its white-labels, but unlike Zeal or Picnic it is a genuinely distinct product: Celo-based stablecoins, Opera's…
Despite the ticker-like name, ZAR has nothing to do with the South African rand — it is a dollar wallet for Pakistan, Argentina, Kenya and Bangladesh, and its cash-to-crypto agent network is…
Coin98 pairs a self-custody wallet with a decidedly custodial card: the moment funds hit the Fusion Card they sit with DCS Card Centre in Singapore, and DCS — not Coin98 — handles every card action…
YPT rides RedotPay's card infrastructure — the partnership is stated in its own docs — which explains the near-identical fee shape: flat 1% per purchase, 1.2% FX on top, nuisance fees for tiny and…
El Dorado's card punches above its weight on disclosure: Lead Bank as issuer and Bridge Ventures as programme manager are printed right in the footer — the same supply chain that powers several…
Let's be precise about what this is: a fiat debit card in an app that also holds crypto. PayPal will happily custody your bitcoin and pay 4% on PYUSD, but the Debit Mastercard spends only the fiat…
DiCard's per-transaction pricing is the trap for small spenders: a fixed $0.25-0.50 on every purchase means a $5 coffee costs 5-10% in fees before the 1.3% top-up charge, while a $2,000 purchase…
Cash App is the biggest bitcoin on-ramp in America wearing a debit card, and the honest framing is exactly that order: the card spends dollars, full stop, and the bitcoin features — Round Ups…
Every piece attributed to Mihail B. is scored against the same published methodology, verified against primary sources, and subject to our affiliate disclosure. Factual corrections land within 48 hours of confirmation.
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