Kripi Card Review 2026
Reviewed by Mihail B. in · · how we verify
Algorithmic score, not user reviews: how it is calculated
Get Kripi CardNot a partner link. We earn nothing from this card; it goes straight to the issuer.
Fees and limits
| Issuance fee | $5 per card, plus a 4% funding fee and a $1 processing fee on the amount loaded |
|---|---|
| Annual fee | Free |
| FX fee | 0% FX fee; cards are billed in USD. A separate 4% funding fee and $1 processing fee apply to the money loaded |
| ATM limit | Not available (virtual only) |
| Spending limit | $25,000 per transaction and per day, $150,000 per month; can vary by the BIN assigned |
Fees change; the current ones are in Kripi’s terms.
Features
- Cashback: None
The fine print
- Holding $KRIPI gives fee discounts of 10%, 25% or up to 50% (1,000, 10,000 or 100,000 tokens) on issuance and transaction fees
- This is not cashback on purchases
- Network: Visa or Mastercard Prepaid, network assigned at issuance
- KYC: Unclear: the FAQ offers KYC and no-KYC cards, while the supported-countries page says KYC is required everywhere Kripicard operates
- Card type: Virtual only
- Top up with: USDT, USDC, BTC, ETH, SOL and other cryptocurrencies (up to 150 listed) on Solana, Ethereum, BNB Chain, Tron and TON
Full list
$10 minimum to create a card, $1 minimum top-up after that
- Available countries: Not published; eligibility is confirmed in the sign-up flow
Who issues the Kripi Card
Our issuer directory has no verified entry for the Kripi Card yet: a bank goes in only with a source we can cite. 39 of the 141 cards you can still get are in the same position. See our BIN-sponsor research for why disclosure varies and what it means for you.
Supported cryptocurrencies
You can load the Kripi Card with crypto; the 7 assets we track for it are listed below.
Pros and cons
Pros
- Virtual card issued in seconds; no monthly, auth or FX fee; Apple Pay, Google Pay and Samsung Pay; unlimited number of cards; high limits ($25,000 a day)
- No annual maintenance fee
- Multi-chain top-up across 4+ networks
Cons
- 4% funding fee plus $1 on every load, so each dollar loaded costs about 4 to 5 cents
The fine print
- Virtual only, no ATM
- custodial
- Billed in USD only
- No country list
- A banking partner froze part of customer balances in February 2026
- Transactions generally non-refundable, unauthorised charges must be reported within 10 days
- Card issuance fee: $5 per card, plus a 4% funding fee and a $1 processing fee on the amount loaded
- No IBAN or bank account, prepaid only
Regional availability
Availability by exclusion list
No country list published; eligibility depends on Kripicard's banking and KYC partners and is confirmed at sign-up; sanctioned jurisdictions are excluded.
Banking and fiat rails
Card overview
A working virtual card in seconds is Kripi's real selling point, and the funding menu is wide: up to 150 listed coins, USDT, USDC, BTC, ETH and SOL among them, on Solana, Ethereum, BNB Chain, Tron and TON, with no cap on the number of cards. Whether you need KYC is unclear, because the FAQ offers no-KYC cards while the supported-countries page says KYC is required everywhere. The costs sit on the way in: $5 per card, then a 4% funding fee plus $1 on every load, so each dollar loaded costs about 4 to 5 cents. There is no FX fee, and cards bill in USD.
Holding KRIPI tokens discounts fees by 10%, 25% or up to 50%, which is fee relief, not cashback; there are no purchase rewards at all. Virtual-only, so no ATM access, and no country list is published. A burner card for small amounts, then. Run anything bigger through it and the funding fee will eat you.
Common questions about the Kripi Card
We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.
