Kripi Card Review 2026

The Kripi Card has an issuance fee of Standard: varies; Premium: varies and an annual fee of Free. The FX fee for foreign-currency transactions is ~1% standard Visa/Mastercard FX fees, plus 2-4% crypto conversion. ATM withdrawal limit: Not available (virtual only). Daily spending limit: Based on tier and verification. Fee data was verified in March 2026 — always confirm the current schedule on the Kripi website.

Kripi is required to comply with KYC and AML regulations in the jurisdictions where it operates. As a custodial product, Kripi holds your funds on your behalf. Review their regulatory licences and any applicable deposit-protection schemes on the Kripi website. Cryptocurrency is not covered by traditional deposit insurance (e.g. FDIC in the US or FSCS in the UK) in most jurisdictions.

The Kripi Card supports the following assets for top-up and spending: 50+ cryptos across 6 blockchains: Ethereum BNB Chain Polygon Arbitrum Solana Tron. When you make a purchase, the selected crypto is automatically converted to the local fiat currency at the prevailing rate. Supported assets may change — consult the Kripi app for the current list.

The Kripi Card offers None (the advertised "up to 50%" refers to fee discounts when staking $KRIPI tokens, not cashback on purchases) cashback on eligible card purchases. Rewards are typically distributed in Kripi's native token or a supported stablecoin. Specific terms, earning caps, qualifying spend categories, and any minimum balance or tier requirements are set by Kripi — check the app or rewards page for full details.

The Kripi Card is available in: 195+ countries globally — including Afghanistan, Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Cape Verde, Cambodia, Cameroon, Canada, Chad, Chile, Colombia, Comoros, Costa Rica, Cote d'Ivoire, Croatia, Cyprus, Czechia, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hungary, Iceland, India, Indonesia, Iraq, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Kosovo, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Myanmar, Namibia, Nauru, Nepal, Netherlands, New Zealand, Nicaragua, Niger, Nigeria, North Korea, North Macedonia, Norway, Oman, Pakistan, Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Russia, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Korea, South Sudan, Spain, Sri Lanka, Sudan, Suriname, Sweden, Switzerland, Syria, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Tuvalu, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Venezuela, Vietnam, Yemen, Zambia, Zimbabwe. Availability can change as Kripi expands its licensing. If your country is not listed, check the Kripi website directly for the latest information.

The Kripi Card has an ATM withdrawal limit of Not available (virtual only). The daily spending limit is Based on tier and verification. Higher limits may be available for verified or premium account holders. Contact Kripi support to request an increase.