Kripi Card Review 2026

What you'll actually pay with the Kripi Card: Issuance fee: Standard: varies; Premium: varies. Annual fee: Free. FX fee: ~1% standard Visa/Mastercard FX fees, plus 2-4% crypto conversion. ATM limit: Not available (virtual only). Spending limit: Based on tier and verification. Always confirm current rates on the Kripi website before applying.

Kripi follows KYC and AML requirements in its operating markets. Your funds are held in a custodial account — check whether your country offers deposit protection for crypto assets (most don't, unlike FDIC or FSCS for bank accounts).

Supported top-up assets include: 50+ cryptos across 6 blockchains: Ethereum BNB Chain Polygon Arbitrum Solana Tron. The card converts to local fiat at the point of sale. The supported asset list can change, so verify in the Kripi app before topping up.

The reward rate is Fee discounts up to 50% when staking KRIPI tokens (not cashback on purchases). Rewards are usually credited in Kripi's native token or a stablecoin. Tier requirements, earning caps, and qualifying categories apply — check the Kripi rewards page for the specifics.

Kripi currently offers the card in: 195+ countries globally, including Afghanistan, Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Cape Verde, Cambodia, Cameroon, Canada, Chad, Chile, Colombia, Comoros, Costa Rica, Cote d'Ivoire, Croatia, Cyprus, Czechia, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Grenada, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hungary, Iceland, India, Indonesia, Iraq, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Kosovo, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Mauritania, Mauritius, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Myanmar, Namibia, Nauru, Nepal, Netherlands, New Zealand, Nicaragua, Niger, Nigeria, North Macedonia, Norway, Oman, Pakistan, Palau, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Russia, Rwanda, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, South Africa, South Korea, South Spain, Sri Lanka, Suriname, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Tuvalu, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Venezuela, Vietnam, Yemen, Zambia, Zimbabwe. Coverage can expand as Kripi acquires new licences — check their site for the latest.

Current limits on the Kripi Card: ATM: Not available (virtual only). Daily spending: Based on tier and verification. You may unlock higher limits with a fully verified or premium account. Reach out to Kripi support if you need to raise the caps.