Bit.Store Card Review 2026
Last reviewed · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
Independently reviewed by Mihail B. · how we verify
Get Bit.Store CardNot a partner link. We earn nothing from this card; it goes straight to the issuer.
Card Overview
Bit.Store splits into a 10-dollar no-KYC virtual Mastercard capped at 10,000 dollars a month and a KYC physical card that lifts the ceiling to 100,000 EUR monthly. Funding covers 40+ cryptos including BRC-20 tokens via Alchemy Pay, and a Telegram bot works as a real interface. The cost of that flexibility is a flat 2.5% crypto-to-fiat conversion on everything, a 15-dollar minimum load, and fully custodial one-way funding: once loaded, there is no path back to crypto. Cryptoback rewards apply only to physical-card purchases. The no-KYC virtual tier is why this card makes the list at all. As a daily driver, that 2.5% means most cashback cards end up cheaper.
Bit.Store Card bridges Web3 and traditional payments with support for 40+ cryptocurrencies including BRC-20 tokens. Choose a no-KYC virtual card for privacy with $10,000 monthly limits, or upgrade to a physical card with €100,000 monthly capacity and cryptoback rewards. Integrated with Apple Pay, Google Pay, and Telegram for ultimate convenience.
This is a Mastercard crypto card. It offers cashback rewards. Available in Europe. Available in the UK.
Fees & Limits
| Issuance Fee | Virtual $10; Physical varies |
|---|---|
| Annual Fee | Free |
| FX Fee | 2.5% crypto-to-fiat conversion fee, then standard network FX |
| ATM Limit | Available with physical card, limits vary |
| Spending Limit | Virtual: $10k/month; Physical: €100k/month |
These figures can change. Confirm the current fees, FX and network in Bit.Store’s official terms before you apply.
Features
- Card Type: Virtual only
- Top up with: BTC, ETH, USDT, USDC, BRC-20 tokens (40+ cryptos)
- Available Countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom, Switzerland, Argentina, Brazil, Canada, Chile, Colombia, Mexico, Peru, Australia, Bangladesh, Hong Kong, India, Indonesia, Malaysia, New Zealand, Philippines, Singapore, Thailand, Vietnam, Egypt, Kenya, Nigeria, South Africa, United Arab Emirates, Saudi Arabia
Banking & Fiat Rails
None disclosed (prepaid Visa/Mastercard)
Who issues the Bit.Store Card
Bit.Store Card does not name its BIN sponsor in any public document we could reach. That is not unusual — around a quarter of the cards we track do the same. See our BIN-sponsor research for why disclosure varies and what it means for you.
Supported Cryptocurrencies
You can load the Bit.Store Card with crypto; the 4 assets we track for it are listed below. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: Multi-chain via Alchemy Pay integration (BTC, ETH, USDT, USDC and more)
Who Is the Bit.Store Card Best For?
The Bit.Store Card is a good fit for users who want to start spending crypto with minimal onboarding friction.
The Bit.Store Card runs a rewards programme — the exact rate depends on tier; the fees table above has the details.
The card is currently available in 150+ countries, so it works for residents and travellers in those areas.
Best for
- Frequent spenders who want cashback on everyday purchases
- People who want a straightforward, app-managed crypto card
- European users within EEA countries
Avoid if
- You need full non-custodial control of your funds
- You're a US resident (this card doesn't support US users)
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the Bit.Store Card side-by-side with alternatives using the full card listing or explore our Mastercard crypto cards category.
Pros & Cons
Pros
- Supports 40+ cryptocurrencies; no-KYC virtual option; cryptoback rewards; Telegram bot integration
- No annual maintenance fee
- Works wherever Mastercard is accepted worldwide
- Virtual card ready right away, no shipping wait
Cons
- 2.5% conversion fee; fully custodial; no crypto reversal once loaded; $15 minimum load
- Card issuance fee: Virtual $10; Physical varies
- Only available in certain regions
- No IBAN or bank account, prepaid only
How to Get the Bit.Store Card
Here is what the sign-up process looks like, from application to first purchase.
Create a Bit.Store account
A few minutesGo to the Bit.Store website or download the app. Sign up with your email, pick a password, and accept the terms.
Check which tier needs verification
Depends on tierBit.Store Card has a no-KYC tier, so basic use doesn't require identity documents. Higher limits or extra features may still ask for ID — the app shows what each tier requires.
Fund your card
Usually instantLoad your card with BTC, ETH, USDT, USDC, BRC-20 tokens (40+ cryptos) through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.
Start spending immediately
InstantYour virtual Bit.Store Card shows up in the Bit.Store app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available in 150+ countries
The Bit.Store Card is currently available in 150+ countries. Some countries may be excluded, so confirm on the issuer's website before applying.
Common questions about the Bit.Store Card
What are the fees for the Bit.Store Card?
How does the Bit.Store Card cashback work?
Where is the Bit.Store Card available?
What cryptocurrencies does the Bit.Store Card support?
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