Bit.Store Card Review 2026
Reviewed by Mihail B. in · how we verify
Algorithmic score, not user reviews: how it is calculated
Closed to new applicants since . Cards you can still get
Fees and limits
| Issuance fee | Virtual $10; Physical varies |
|---|---|
| Annual fee | Free |
| FX fee | 2.5% crypto-to-fiat conversion fee, then standard network FX |
| ATM limit | Available with physical card, limits vary |
| Spending limit | Virtual: $10k/month; Physical: €100k/month |
Features
- Cashback: Cryptoback rewards on physical card purchases
- KYC: Optional: a no-KYC tier is available
- Card type: Virtual only
- Top up with: BTC, ETH, USDT, USDC, BRC-20 tokens (40+ cryptos)
- Available countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary…
Full list
… Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom, Switzerland, Argentina, Brazil, Canada, Chile, Colombia, Mexico, Peru, Australia, Bangladesh, Hong Kong, India, Indonesia, Malaysia, New Zealand, Philippines, Singapore, Thailand, Vietnam, Egypt, Kenya, Nigeria, South Africa, United Arab Emirates, Saudi Arabia
Who issues the Bit.Store Card
Our issuer directory has no verified entry for the Bit.Store Card yet: a bank goes in only with a source we can cite. 42 of the 143 cards you can still get are in the same position. See our BIN-sponsor research for why disclosure varies and what it means for you.
Pros and cons before it closed
Pros
- Supports 40+ cryptocurrencies; no-KYC virtual option; cryptoback rewards; Telegram bot integration
- No annual maintenance fee
Cons
- 2.5% conversion fee; fully custodial; no crypto reversal once loaded; $15 minimum load
- Card issuance fee: Virtual $10
- FX fee: 2.5% on foreign-currency spend
- No IBAN or bank-account features
Regional availability
Was available worldwide
The Bit.Store Card was available in most countries.
Was available in these regions:
Banking and fiat rails
Card overview
Bit.Store discontinued its physical card in March 2026. Its issuer, Paytend Europe UAB, lost its e-money licence when the Bank of Lithuania revoked it with effect from 3 March, and on 9 March Bit.Store confirmed it could no longer operate the physical card; holders were told to claim their funds from Paytend. The virtual card is the open question. It runs on Alchemy Pay's card platform, Bit.Store has posted nothing about it since March, and we could not confirm whether a new customer can still order one: ordering needs an account, which we did not open. Its virtual card page still says "Order Your Free Card", and the configuration the app loads lists two virtual cards, "Lite" without KYC and "Normal" with KYC. Before March, Bit.Store sold a 10-dollar no-KYC virtual Mastercard capped at 10,000 dollars a month and a KYC physical card with a 100,000 EUR monthly ceiling, funded from 40+ cryptos including BRC-20 tokens via Alchemy Pay, with a Telegram bot as a working interface. Every load paid a flat 2.5% crypto-to-fiat conversion with a 15-dollar minimum, and funding ran one way: once loaded, there was no path back to crypto. Cryptoback rewards applied only to physical-card purchases.
