Card Overview
BingX Card is a Mastercard debit card from the global crypto exchange BingX, offering instant conversion of USDT, USDC, BTC, and ETH to fiat. Free issuance with EUR 10,000 daily and EUR 100,000 monthly spending limits. 0% FX within the EEA, 2% internationally. 3D Secure enabled with 3-year physical card validity.
This is a Mastercard crypto card.
Fees & Limits
| Issuance Fee | Free |
|---|---|
| Annual Fee | EUR 12/year (EUR 1/month) |
| FX Fee | 2% (non-EEA); 0% (EEA) |
| ATM Limit | EUR 2,000 |
| Spending Limit | EUR 10,000/day; EUR 100,000/month |
Core Features
- Card Type: Virtual + Physical
- Top up with: USDT, USDC, BTC, ETH (1% deposit fee)
- Available Countries: Global (EEA primary)
Supported Cryptocurrencies
The BingX Card allows you to top up and spend using 4 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
Who Is the BingX Card Best For?
The BingX Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
It is a solid option for anyone looking to bridge their crypto holdings with day-to-day payments at millions of merchants worldwide.
The card is currently available in Global — ideal for residents and frequent travellers in those areas.
Best for
- Users who want a simple, app-managed crypto card experience
Avoid if
- You primarily want a card that earns cashback rewards
- You require full non-custodial control of your funds at all times
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the BingX Card side-by-side with alternatives using the full card listing or explore our Mastercard crypto cards category.
Key Strengths & Considerations
Strengths
- Free issuance; instant crypto-to-fiat; 3D Secure; backed by major exchange; 3-year physical card validity
- Accepted at millions of Mastercard merchants worldwide
- Available in most countries globally
- Virtual card available instantly — no shipping required
Considerations
- EUR 1/month maintenance; 1% deposit fee; 2% FX outside EEA; no Apple/Google Pay; no cashback
- Annual fee: EUR 12/year (EUR 1/month)
- Custodial product — funds held by the issuer
- KYC identity verification required to activate
How to Get the BingX Card
Getting started with the BingX Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Create a BingX account
~5 minutesVisit the official BingX website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Complete KYC verification
1–3 business daysSubmit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. BingX processes applications in line with AML and KYC regulations.
Fund your card
Usually instantOnce verified, top up your card balance using USDT, USDC, BTC, ETH (1% deposit fee) via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Start spending immediately
InstantYour virtual BingX Card is available immediately in the BingX app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Requirements
Regional Availability
Available Worldwide
The BingX Card is available to users in the majority of countries worldwide. Minor exceptions may apply due to local financial regulations. Always confirm current availability on the BingX website before applying.
Available in major markets including:
Frequently Asked Questions
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