BingX Card Review 2026
Last reviewed · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
Independently reviewed by Mihail B. · how we verify
Get BingX CardNot a partner link. We earn nothing from this card; it goes straight to the issuer.
Card Overview
The card described on this page is dead, and a different BingX card is not. Read both halves before you act on either. The Euro Mastercard covered here stopped on 3 March 2026, when the Bank of Lithuania revoked the electronic-money-institution licence of Paytend Europe UAB, BingX's issuer at the time. Existing cards stopped working, and BingX never spelled out how balances would be returned; it pointed people at the issuer instead. That product is not coming back. On 10 July 2026 BingX announced a different card, the BingX Visa Debit Card, issued by Wirex on its Visa principal membership, with Visa acceptance in 200+ countries. It is not generally available yet: BingX's own card page takes reservations and gates them behind VIP tiers. We have not reviewed it, so we are not going to quote you fees we have not checked, and this page still describes the dead Mastercard until we do. Treat the numbers below as history: FX was 0% inside the EEA and 2% outside (minimum €3), a 1% deposit fee applied when moving balance from the BingX exchange onto the card, maintenance was EUR 1/month after the launch promo, and ATM ran at EUR 2,000/day with 2% per withdrawal. No cashback at any tier. It tied to your BingX exchange balance, not a wallet you control, and neither Apple Pay nor Google Pay was supported. The one thing worth carrying over: the card died because an issuer you never chose lost its licence, which is the risk that does not appear on any fee table.
This is a Mastercard crypto card.
Fees & Limits
| Issuance Fee | Free (launch promo; standard EUR 20) |
|---|---|
| Annual Fee | EUR 12/year (EUR 1/month) |
| FX Fee | 2% (non-EEA); 0% (EEA) |
| ATM Limit | EUR 2,000/day; 2% fee (min EUR 3) per withdrawal |
| Spending Limit | EUR 10,000/day; EUR 100,000/month |
These figures can change. Confirm the current fees, FX and network in BingX’s official terms before you apply.
Features
- Welcome Bonus: Up to 7,700 USD free
- Card Type: Virtual + Physical
- Top up with: USDT, USDC, BTC, ETH (1% deposit fee)
- Available Countries: Global (EEA primary)
Banking & Fiat Rails
No personal IBAN on card; SEPA deposits supported to BingX EUR balance; no SWIFT
Who issues the BingX Card
The BingX Card is issued by Paytend Europe UAB, Lithuania (Lietuvos bankas) — e-money licence REVOKED, effective 3 Mar 2026. The issuer is named in the source linked below. Paytend-issued Euro Mastercard, unusable from 3 Mar 2026; BingX relaunched 10 Jul 2026 on a Wirex-issued Visa.
Primary source · All cards issued by Paytend Europe UAB · Why the issuer matters
Supported Cryptocurrencies
You can load the BingX Card with crypto; the 4 assets we track for it are listed below. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: USDT, USDC, BTC, ETH from BingX balance converted to EUR at top-up
Who Is the BingX Card Best For?
The BingX Card is a good fit for crypto holders who want a simple way to spend their coins without managing wallets by hand.
It lets you spend crypto at millions of merchants without converting everything to fiat first.
The card is currently available in Global, so it works for residents and travellers in those areas.
Best for
- People who want a straightforward, app-managed crypto card
Avoid if
- You want a card that earns cashback
- You need full non-custodial control of your funds
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the BingX Card side-by-side with alternatives using the full card listing or explore our Mastercard crypto cards category.
Pros & Cons
Pros
- Free issuance; instant crypto-to-fiat; 3D Secure; backed by major exchange; 3-year physical card validity
- Works wherever Mastercard is accepted worldwide
- Available in most countries
- Virtual card ready right away, no shipping wait
- Welcome bonus: Up to 7,700 USD free
Cons
- EUR 1/month maintenance; 1% deposit fee; 2% FX outside EEA; no Apple/Google Pay; no cashback
- Annual fee: EUR 12/year (EUR 1/month)
- Custodial: the issuer holds your funds
- Full KYC required, no anonymous tier
- No IBAN or bank account, prepaid only
How to Get the BingX Card
Here is what the sign-up process looks like, from application to first purchase.
Create your BingX account
A few minutesGo to the BingX website or download the app.
Complete identity verification
Varies by issuerBingX runs standard KYC: a government-issued photo ID and usually a selfie. Processing time varies by issuer and load.
Fund your card
Usually instantLoad your card with USDT, USDC, BTC, ETH (1% deposit fee) through the funding screen.
Start spending immediately
InstantYour virtual BingX Card shows up in the BingX app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available Worldwide
The BingX Card is available in most countries. Some places may be excluded because of local financial regulations, so check the BingX website to confirm before you apply.
Common questions about the BingX Card
What are the fees for the BingX Card?
Is the BingX Card legit, and who is behind it?
Is the BingX Card worth it?
Where is the BingX Card available?
What cryptocurrencies does the BingX Card support?
What are the BingX Card's ATM and spending limits?
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