OffGrid Card Review 2026

Name: OffGrid Card
Brand: Visa
Availability: InStock

Reviewed by Mihail B. in October 2026 · Data verified October 14, 2026 · how we verify

2.9 / 5.0Sweepbase rating

Algorithmic score, not user reviews: how it is calculated

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Not a partner link. We earn nothing from this card; it goes straight to the issuer.

CustodyCustodial

NetworkVisa Prepaid

CashbackNone

RegionsWorldwide except EU

Fees and limits

Issuance fee	No separate issuance fee published; the costs are the yearly subscription and the top-up fee
Annual fee	$49/yr (Lite) / $97/yr (Edge) / $197/yr (Prime) The fine print Mandatory subscription deducted from the first deposit and non-refundable Black tier is earned after consistent usage and has no published price
FX fee	0% FX markup and no per-purchase fee in USD; the costs are the yearly membership and a top-up fee of 1% to 2.5% by tier
ATM limit	~3.75% per withdrawal plus the ATM operator's own fee; contactless only via Google Pay, no physical card
Spending limit	Tiered monthly caps: $2,000 (Lite) / $5,000 (Edge) / $10,000 (Prime) / $25,000 (Black); daily caps $2,000 / $3,000 / $4,000 / $7,500 per the app config

Fees change; the current ones are in OffGrid’s terms.

Features

KYC: Optional: a no-KYC tier is available
Card type: Virtual only
Top up with: Deposit USDT on Polygon with no conversion, or send BTC, SOL, XMR and 25+ coins across multiple networks that OffGrid…
Full list
- … converts
- Deposits land in the OffGrid wallet as a USD balance, then Fund Card moves $10 to $1,000 per transfer from the wallet to the card with a 1% to 2.5% top-up fee by tier
Available countries: Invite-only access at app.offgrid.cash
Full list
- No country list published
- Residents of jurisdictions where crypto-funded prepaid cards are prohibited or restricted by law are excluded, as are people on OFAC, EU or UN sanctions lists

Who issues the OffGrid Card

Our issuer directory has no verified entry for the OffGrid Card yet: a bank goes in only with a source we can cite. 39 of the 141 cards you can still get are in the same position. See our BIN-sponsor research for why disclosure varies and what it means for you.

Supported cryptocurrencies

You can load the OffGrid Card with crypto; the 3 assets we track for it are listed below.

Networks & deposit details: Bitcoin, Ethereum and 25+ coins across multiple networks; USDT on Polygon arrives with no conversion, other coins are converted to a USD balance

USDTTetherBTCBitcoinSOLSolana

Pros and cons

Pros

No KYC: no ID, no selfie and no email asked; tops up with Bitcoin, Ethereum and 25+ coins; no FX markup and no per-purchase fee in USD; Google Pay support

Cons

✗
Mandatory annual subscription
The fine print
- A fee of 1% to 2.5%, depending on tier, each time you move money from the wallet to the card
- Money loaded onto the card cannot be withdrawn and the card balance is forfeited if the account is closed
- Virtual only with no Apple Pay
- Issuer and legal entity undisclosed
Annual fee: $49/yr (Lite) / $97/yr (Edge) / $197/yr (Prime)
No IBAN or bank account, prepaid only

Regional availability

Available worldwide except the EU

Worldwide except jurisdictions where crypto-funded prepaid cards are prohibited or restricted by law; no KYC.

Card overview

OffGrid is live, but only by invitation: claiming a card needs an OG-XXXX code, which the project hands out free in replies under its X posts. The only genuine site is app.offgrid.cash. Watch that address, because offgridcash.com is a lookalike wallet-drainer the project disavowed on 17 August 2026, and it still ranked first on Google for "offgrid card" on 30 August. Never connect a wallet there.

The card itself is a virtual Visa Prepaid with no KYC: a name and an email, or a passkey, is the whole sign-up. The free pre-launch card with its $4,000 monthly cap is gone. You now pay a mandatory yearly subscription, deducted from your first deposit and not refunded: Lite $49 with a $2,000 monthly cap, Edge $97 with $5,000, Prime $197 with $10,000, and an invite-only Black tier with $25,000.

You fund it with 25+ coins across multiple networks; deposits convert to a USD balance held as USDT or USDC on Polygon, and Fund Card moves $10 to $1,000 at a time onto the card for a top-up fee of 1% to 2.5% by tier. Spending carries no FX markup and no per-purchase fee in USD. The terms carry the other costs. Money loaded onto the card cannot be withdrawn, the card balance is forfeited if the account closes, and cash through Google Pay at an ATM costs about 3.75% plus the operator's fee.

There is no Apple Pay yet, no physical card and no cashback. The issuer is named only as "a licensed card issuing partner", with no legal entity, jurisdiction or governing law. Evidence of real use is thin: a handful of holders and one documented cash-out on 24 August 2026. If no-KYC is what brought you here, OffGrid can work for small amounts you are prepared to lose; the unnamed issuer and the forfeiture clause make it a poor home for anything more.

Editor’s note by Mihail B. · Founder & Editor

Reviewed October 2026 Verified against issuer docs

OffGrid is a virtual prepaid Visa claimed with an OG- invitation code. The app shows 'Registration is closed' whenever the server reports that registration is closed, so access can pause. Pricing is a mandatory yearly membership (Lite $49, Edge $97, Prime $197; Black is earned after consistent usage and has no price) deducted from a first deposit of at least $100, plus a top-up fee of 2.5%, 2%, 1.5% or 1% by tier. Terms name the issuer only as 'a licensed card issuing partner' and do not name OffGrid's registered entity.
Money loaded onto the card cannot be withdrawn, and the remaining card balance is forfeited on termination. ATM cash-out works only through Google Pay at contactless ATMs, at about 3.75% per withdrawal. offgrid.cash redirects to app.offgrid.cash/claim.

Common questions about the OffGrid Card

We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.

What are the fees for the OffGrid Card?

The one charge on the OffGrid Card is its annual fee: $49/yr (Lite) / $97/yr (Edge) / $197/yr (Prime). No issuance fee (published) and no FX fee (0% FX markup and no per-purchase fee in USD). The costs are the yearly membership and a top-up fee of 1% to 2.5% by tier.

Is the OffGrid Card legit, and who is behind it?

The OffGrid Card is a Visa Prepaid card, and who issues it is not settled by the documents we read.

Is the OffGrid Card worth it?

The OffGrid Card pays no cashback and earns nothing on the card balance. The main thing to weigh is the annual fee: $49/yr (Lite) / $97/yr (Edge) / $197/yr (Prime). It fits people who want a card without handing over ID for basic use.

Where is the OffGrid Card available?

Worldwide except jurisdictions where crypto-funded prepaid cards are prohibited or restricted by law. No KYC.

What cryptocurrencies does the OffGrid Card support?

Deposit USDT on Polygon with no conversion, or send BTC, SOL, XMR and 25+ coins across multiple networks that OffGrid converts. Deposits land in the OffGrid wallet as a USD balance, then Fund Card moves $10 to $1,000 per transfer from the wallet to the card with a 1% to 2.5% top-up fee by tier.

What are the OffGrid Card's ATM and spending limits?

ATM: ~3.75% per withdrawal plus the ATM operator's own fee; contactless only via Google Pay, no physical card. Daily spending: Tiered monthly caps: $2,000 (Lite) / $5,000 (Edge) / $10,000 (Prime) / $25,000 (Black); daily caps $2,000 / $3,000 / $4,000 / $7,500 per the app config.