SolCard Review 2026
Reviewed by Mihail B. in · · how we verify
Algorithmic score, not user reviews: how it is calculated
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Fees and limits
| Issuance fee | $10 per new card (the fee schedule lists it for Virtual cards; the help centre lists $10 for Platinum too) |
|---|---|
| Annual fee | Free |
| FX fee | Virtual 1-2%, Platinum 0-1.5% (fee schedule as of 15 August 2026; the help centre still lists 2% for both) |
| ATM limit | Not available (virtual only) |
| Spending limit | Virtual: $5,000/month, minimum $50 per top-up; Platinum: no limit on the 15 August 2026 fee schedule (an older help article lists $10,000 and $100,000) |
Fees change; the current ones are in SolCard’s terms.
Features
- Cashback: None (spending earns SolCard Drops prize-draw entries, 100 per $1; wallets holding at least 50,000 SOLC qualify for revenue share)
- KYC: Optional: a no-KYC tier is available
- Card type: Virtual only
- Top up with: USDT or USDC on Solana, Ethereum, Polygon, BSC, HyperEVM, Arbitrum, Optimism, Avalanche or Base
Full list
- SOL, SOLC or JITO on Solana
- Top-up fee 5% on Virtual, 0% on Platinum
- Minimum $50 per top-up
- Available countries: Worldwide except United States, Cuba, North Korea, Egypt, Iran, Myanmar, Nigeria, Russia, South Africa, Syria, Ukraine…
Full list
- … Venezuela and Belarus
- The terms also exclude residents of Hong Kong
- Available markets include United Kingdom, Canada, Germany, France, Spain, Italy, Netherlands, Belgium, Poland, Sweden, Japan, Singapore, India, Australia, New Zealand, Brazil, Mexico, Argentina and Kenya
Who issues the SolCard
Our issuer directory has no verified entry for the SolCard yet: a bank goes in only with a source we can cite. 39 of the 141 cards you can still get are in the same position. See our BIN-sponsor research for why disclosure varies and what it means for you.
Supported cryptocurrencies
You can load the SolCard with crypto; the 5 assets we track for it are listed below.
Pros and cons
Pros
- No-KYC virtual tier up to $5,000/month
The fine print
- USDT/USDC top-ups on nine networks plus SOL, SOLC and JITO
- Verified Platinum tier drops the top-up fee to 0% and adds Apple Pay and Google Pay
- No monthly or annual fee
- reloadable
Cons
- 5% top-up fee plus $10 issuance on the no-KYC tier
The fine print
- Virtual cards are online-only
- $0.30 per purchase, $0.15 per decline or purchase under $10, 2% on refunds and 1-2% FX
- The terms allow a dormancy fee of 10% of the balance per month after 90 days without activity, although the offer page promises no inactivity fees
- 10 consecutive declines for insufficient balance or a decline rate above 20% cancel the card
- Blocked merchants include PayPal, Wise, Binance, Netflix and gift-card and gaming platforms
- Fully custodial
- Not available in the US, Nigeria, South Africa or Egypt, or to residents of Hong Kong
- Card issuance fee: $10 per new card
- No IBAN or bank account, prepaid only
Regional availability
Available worldwide except the US
Worldwide except 13 restricted countries and residents of Hong Kong.
Banking and fiat rails
Card overview
SolCard sells a prepaid Visa you can get with nothing but an email, but once you load USDT, USDC, SOL, SOLC or JITO, the money sits in SolCard's prepaid balance, not your wallet. The no-verification Virtual card is online-only, capped at $5,000 a month and priced hard: 5% on every top-up, a $10 issuance fee, 1-2% FX, $0.30 per purchase, $0.15 on declines and on purchases under $10, and 2% when a refund lands back on the card. The verified Platinum tier removes the top-up fee and is the only way to get Apple Pay, Google Pay and in-store use.
There is no cashback; spending earns prize-draw entries instead. SolCard blocks named merchants (PayPal, Wise, Binance, Netflix, Starlink and more), and 10 consecutive declines for insufficient balance or a decline rate above 20% can cancel the card. Its terms, updated 5 September 2026, also allow a dormancy fee of 10% of the balance per month after 90 days without a login, card transaction or top-up. It is available worldwide except 13 restricted countries, including the US, Nigeria and South Africa, and residents of Hong Kong.
- Best fit
- non-US crypto users who want an email-only virtual card for online subscriptions and accept the fees
- Wrong card if
- you want in-store payments without verifying, low fees, or a place to park money
Common questions about the SolCard
We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.
