Bing Card Review 2026
Last reviewed · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
Independently reviewed by Mihail B. · how we verify
Get Bing CardNot a partner link. We earn nothing from this card; it goes straight to the issuer.
Card Overview
Privacy is the product here and the price tag shows it. Bing charges 129 to 299 dollars for a virtual card and 599 for the physical Platinum, with no cashback anywhere in the lineup. The no-KYC virtual tiers are the reason to look: no identity checks, high ceilings (10,000 dollars a month on Exclusive, 200,000 on Premium), both Visa and Mastercard networks, and PayPal, Alipay and WeChat Pay support. The issuer is Queensland FX Inc., a FINTRAC-registered MSB, not a bank. Everything is custodial, loaded funds can't be reversed, deposits cost 1%, and transactions under 10 dollars take another 1%. The trade on offer is anonymity for hundreds of dollars up front. Nothing here rewards the spending itself.
Bing Card offers privacy-focused prepaid cards with minimal verification requirements for virtual options. Supporting both Visa and Mastercard networks, users can spend BTC, ETH, USDT, and USDC globally with high monthly limits up to $200,000. Perfect for those seeking flexible crypto spending solutions with PayPal, Alipay, and WeChat Pay integration.
This is a Visa crypto card. This is a Mastercard crypto card. Available in Europe.
Fees & Limits
| Issuance Fee | Virtual $20 (Premium) / $25-40 (non-Premium); Physical Platinum $168 |
|---|---|
| Annual Fee | None (3-year validity) |
| FX Fee | 0% transaction fee (min $0.5 on purchases under $50); 1.5% cross-border (min $0.5); 2% exchange fee; 2% top-up/deposit/withdrawal |
| ATM Limit | Physical: ~$2,000/day; Virtual high tier: depends on level |
| Spending Limit | Virtual Exclusive: $10k/month; Star: $100k/month; Premium: $200k/month; Physical Platinum: varies |
These figures can change. Confirm the current fees, FX and network in Bing’s official terms before you apply.
Features
- Card Type: Virtual + Physical
- Top up with: BTC, ETH, USDT, USDC (4)
- Available Countries: Algeria, Angola, Argentina, Australia, Austria, Bahrain, Bangladesh, Benin, Botswana, Brazil, Burkina Faso, Burundi, Cameroon, Canada, Cape Verde, Central African Republic, Chad, Chile, Colombia, Comoros, Congo, Costa Rica, Côte d'Ivoire, Djibouti, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Eswatini, Ethiopia, Gabon, Gambia, Ghana, Guatemala, Guinea, Guinea-Bissau, Honduras, India, Indonesia, Israel, Japan, Jordan, Kazakhstan, Kenya, Kuwait, Kyrgyzstan, Lesotho, Liberia, Madagascar, Malawi, Malaysia, Mali, Mauritania, Mauritius, Mexico, Mongolia, Morocco, Mozambique, Namibia, Nepal, New Zealand, Niger, Oman, Panama, Paraguay, Peru, Philippines, Qatar, Rwanda, Senegal, Seychelles, Singapore, South Africa, South Korea, Taiwan, Tanzania, Thailand, Togo, Tunisia, Uganda, United Arab Emirates, Uruguay, Vietnam, Zambia, Zimbabwe
Banking & Fiat Rails
None (pure prepaid; issuer Queensland FX Inc., FINTRAC MSB)
Who issues the Bing Card
Bing Card does not name its BIN sponsor in any public document we could reach. That is not unusual — around a quarter of the cards we track do the same. See our BIN-sponsor research for why disclosure varies and what it means for you.
Supported Cryptocurrencies
You can load the Bing Card with crypto; the 4 assets we track for it are listed below. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: BTC, ETH, USDT, USDC (Bitcoin, Ethereum, Base chains)
Who Is the Bing Card Best For?
The Bing Card is a good fit for users who want to start spending crypto with minimal onboarding friction.
It lets you spend crypto at millions of merchants without converting everything to fiat first.
The card is currently available in Worldwide, so it works for residents and travellers in those areas.
Best for
- People who want a straightforward, app-managed crypto card
- European users within EEA countries
Avoid if
- You want a card that earns cashback
- You need full non-custodial control of your funds
- You're a US resident (this card doesn't support US users)
- You need traditional bank integration (IBAN, SEPA, direct debits)
Compare the Bing Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Pros & Cons
Pros
- No KYC for virtual cards; high spending limits ($100-200k/month); supports PayPal/Alipay/WeChat
- Works wherever Visa is accepted worldwide
- Available in most countries
- Virtual card ready right away, no shipping wait
- Multi-chain top-up across 4+ networks
Cons
- Fully custodial; no crypto reversal; high issuance fees; no cashback; 1% deposit fee
- Card issuance fee: Virtual $20 (Premium) / $25-40 (non-Premium); Physical Platinum $168
- Annual fee: None (3-year validity)
- No IBAN or bank account, prepaid only
How to Get the Bing Card
Here is what the sign-up process looks like, from application to first purchase.
Create a Bing account
A few minutesGo to the Bing website or download the app. Sign up with your email, pick a password, and accept the terms.
Check which tier needs verification
Depends on tierBing Card has a no-KYC tier, so basic use doesn't require identity documents. Higher limits or extra features may still ask for ID — the app shows what each tier requires.
Fund your card
Usually instantLoad your card with BTC, ETH, USDT, USDC (4) through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.
Start spending immediately
InstantYour virtual Bing Card shows up in the Bing app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available Worldwide
The Bing Card is available in most countries. Some places may be excluded because of local financial regulations, so check the Bing website to confirm before you apply.
Available in these regions:
Common questions about the Bing Card
What are the fees for the Bing Card?
Where is the Bing Card available?
What cryptocurrencies does the Bing Card support?
What are the Bing Card's ATM and spending limits?
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