Bing Card Review 2026
Reviewed by Mihail B. in · · how we verify
Algorithmic score, not user reviews: how it is calculated
Get Bing CardNot a partner link. We earn nothing from this card; it goes straight to the issuer.
Fees and limits
| Issuance fee | Virtual $25 (Exclusive) / $40 (Star); Physical Platinum $168; the pricing headline advertises $20 for a Premium tier its own table prices at $25 |
|---|---|
| Annual fee | Star and Platinum $0/month; Exclusive $1/month per its own card page (the pricing table says $0 for all three) |
| FX fee | 1.5% cross-border handling fee (min $0.5); 2% exchange fee; 0% transaction fee (min $0.5 on purchases under $50); 2% top-up/deposit/withdrawal |
| ATM limit | Not published (no ATM fee or limit on the pricing page / FAQ / card pages) |
| Spending limit | Monthly caps and the issuer contradicts itself: pricing table $100k (Premium) / $50k (non-Premium)The fine print
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These figures can change. Confirm the current fees, FX and network in Bing’s official terms before you apply.
Features
- Network: Visa + Mastercard; Visa Platinum
- KYC: Optional: a no-KYC tier is available
- Card type: Virtual + Physical
- Top up with: BTC, ETH, USDT, USDC (4)
- Available countries: Algeria, Angola, Argentina, Australia, Austria, Bahrain, Bangladesh, Benin, Botswana, Brazil, Burkina Faso, Burundi…
Full list
… Cameroon, Canada, Cape Verde, Central African Republic, Chad, Chile, Colombia, Comoros, Congo, Costa Rica, Côte d'Ivoire, Djibouti, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Eswatini, Ethiopia, Gabon, Gambia, Ghana, Guatemala, Guinea, Guinea-Bissau, Honduras, India, Indonesia, Israel, Japan, Jordan, Kazakhstan, Kenya, Kuwait, Kyrgyzstan, Lesotho, Liberia, Madagascar, Malawi, Malaysia, Mali, Mauritania, Mauritius, Mexico, Mongolia, Morocco, Mozambique, Namibia, Nepal, New Zealand, Niger, Oman, Panama, Paraguay, Peru, Philippines, Qatar, Rwanda, Senegal, Seychelles, Singapore, South Africa, South Korea, Taiwan, Tanzania, Thailand, Togo, Tunisia, Uganda, United Arab Emirates, Uruguay, Vietnam, Zambia, Zimbabwe
Who issues the Bing Card
Our issuer directory has no verified entry for the Bing Card yet: a bank goes in only with a source we can cite. 42 of the 143 cards you can still get are in the same position. See our BIN-sponsor research for why disclosure varies and what it means for you.
Supported cryptocurrencies
You can load the Bing Card with crypto; the 4 assets we track for it are listed below.
Pros and cons
Pros
- No KYC for virtual cards; monthly caps of $50k-200k depending on tier; supports PayPal/Alipay/WeChat
- Multi-chain top-up across 4+ networks
Cons
- Fully custodial; no crypto reversal; high issuance fees; no cashback; 2% on every top-up and withdrawal
- Card issuance fee: Virtual $25 (Exclusive) / $40 (Star)
- No IBAN or bank-account features
Regional availability
Available worldwide
The Bing Card is available in most countries.
Available in these regions:
Banking and fiat rails
Card overview
Privacy is the product here, and the price tag shows it. Bing Card issues a virtual Visa or Mastercard with no ID check in about five minutes, and those virtual tiers are the reason to look. Its own pages disagree on what they cost: the pricing table charges $25 for Exclusive and $40 for Star and advertises $20 for a Premium tier it prices at $25, while the Exclusive card page adds $1 a month that the table says is $0. The physical Visa Platinum costs $168, needs full KYC, is issued from Hong Kong and is marked Waitlist on the pricing page. The monthly caps disagree too, from $50,000 to $200,000 depending on which page you read. Top-ups take BTC, ETH, USDT or USDC, and every top-up and withdrawal costs 2%. Spending another currency adds a 1.5% cross-border handling fee (minimum $0.50) and a 2% exchange fee. There is no cashback or yield on any tier. PayPal, Alipay and WeChat Pay are supported, and Apple Pay and Google Pay are still rolling out. The issuer is Queensland FX Inc., a FINTRAC-registered MSB, not a bank, and US citizens and residents are excluded. Everything is custodial and loads can be non-refundable, which matters because Trustpilot carries reports of crypto deposits debited but never credited and of frozen funds. The trade on offer is anonymity for a stack of fees. Nothing here rewards the spending itself.
Common questions about the Bing Card
We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.
