Laso Card Review 2026
Reviewed by Mihail B. in · · how we verify
Algorithmic score, not user reviews: how it is calculated
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Fees and limits
| Issuance fee | USA and Canada cards 0% fee; international card 3.8% on the pricing page but 6.8% on its product page; lost or stolen card replacement $7.50 |
|---|---|
| Annual fee | Free (US cards expire 6 months after issuance and the remaining balance is forfeited) |
| FX fee | About 2% on non-USD spend with the international card…The fine print
|
| ATM limit | Prohibited (FinCEN transfer-of-value rule) |
| Spending limit | $1,000 per card per dayThe fine print
|
Fees change; the current ones are in Laso’s terms.
Features
- Cashback: None
The fine print
… (referral: the referrer earns 22-32% of fees on international cards and 1.06-1.54% of card value on US/CAD cards; the referred user gets 32% off the first international card fee)
- Network: Visa; US and Canadian card networks not disclosed
- KYC: Optional: a no-KYC tier is available
- Card type: Virtual only
- Top up with: Single-load at purchase from your own wallet: USDC, USDT, DAI and USDC.e on Ethereum, Arbitrum, Base, Polygon, Optimism…
Full list
- … and BNB Chain (tokens vary by chain), USDC, USDT, DAI and HEXDC on PulseChain, USDC and XLM on Stellar, plus SOL, native BTC and Lightning BTC swapped on deposit
- No TON or TRON
- No fiat, no reloads
- Available countries: International card: all countries except Crimea, Cuba, India, Iran, North Korea, Russia, Syria, Turkey and Ukraine
Full list
- USA (US card, usable only in the US)
- Canada (CAD card)
Who issues the Laso Card
Our issuer directory has no verified entry for the Laso Card yet: a bank goes in only with a source we can cite. 39 of the 141 cards you can still get are in the same position. See our BIN-sponsor research for why disclosure varies and what it means for you.
Supported cryptocurrencies
You can load the Laso Card with crypto; the 10 assets we track for it are listed below.
The fine print
- … Solana (SOL) and Bitcoin (on-chain and Lightning) swapped on deposit
- TON and TRON not supported
Pros and cons
Pros
- Genuine no-KYC virtual cards (wallet-connect only, no ID upload)
The fine print
- 0% fee on USA/CAD cards
- Deposits on eight networks plus SOL, Bitcoin and Lightning swapped on arrival
- Apple/Google/Samsung Pay
- FinCEN-registered MSB
- Public merchant-acceptance database
- International card issued by Sunrise Banks N.A
- No annual maintenance fee
Cons
- Single-load only with hard $1,000 caps
The fine print
- US cards expire 6 months after issuance with the leftover balance forfeited
- No refunds on non-reloadable cards
- No 3DS so some merchants decline
- 3.8% (6.8% on the product page) plus about 2% FX on international cards
- FDIC insurance only after you register the international card with CardCentral
- US and Canadian card issuer unnamed
- No IBAN or bank-account features
Regional availability
Available worldwide
Worldwide for the international card except blocked countries; USA; Canada.
Banking and fiat rails
Card overview
Laso Card is a no-KYC, disposable prepaid card you fund from a crypto wallet, and it does not last long: cards are single-load, capped at $1,000, and Laso's own card guide says a US card expires six months after issuance with the remaining balance forfeited. Its help centre adds that non-reloadable cards cannot be refunded. You load the value once, spend it through Apple Pay, Google Pay or Samsung Pay (there is no physical card), and order another when it runs out.
Custody is custodial: your crypto becomes a prepaid balance held with the issuing bank, which for the international card is Sunrise Banks N.A. through CardCentral; the US and Canadian card issuers are not named. Funding is broad: USDC, USDT and DAI on networks including Ethereum, Base, Polygon and PulseChain, USDC on Stellar, plus SOL and Bitcoin, including Lightning, swapped on arrival. No passport or selfie; a wallet connection is enough. The US card runs from $5 to $1,000 with a 0% Laso fee and works only in the US.
The international card is $100 to $1,000 at 3.8% on the pricing page, though its product page says 6.8%, and about 2% FX applies. Spending is capped at $1,000 per card per day, and ATM withdrawals are not allowed. No cashback; the upside is a referral program. Laso also runs an API at agents.laso.finance that lets AI agents order cards programmatically.
- Best fit
- privacy-first users turning up to $1,000 of stablecoins into mobile-pay spending with no ID
- Wrong card if
- you want something reloadable, a balance above $1,000, cash access, or a card that outlives six months
Common questions about the Laso Card
We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.
