Laso Card Review 2026
Last reviewed · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
Independently reviewed by Mihail B. · how we verify
Get Laso CardNot a partner link. We earn nothing from this card; it goes straight to the issuer.
Card Overview
Laso Card is a no-KYC, disposable prepaid card you fund from a crypto wallet, and the catch is on Laso's own comparison table: card validity 6 months, not years. Both cards it currently sells are non-reloadable. You load USD once, spend it through Apple Pay, Google Pay or Samsung Pay (there is no physical card, and the network is not disclosed), and when the balance runs out you order another. Custody is custodial: your crypto converts to a USD prepaid balance Laso holds. Funding is broad across Ethereum, Solana and Stellar wallets, ETH, SOL, USDC and USDT. No passport, selfie, email or phone; your wallet address is your identity, and Laso says it stores no personal info. The international card takes $100 to $1,000 and charges one flat 3.8% deposit fee, delivered digitally in a day. The US card is $10 minimum, 0% fee, instant, but works physically inside the US only. Hard ceilings: $1,000 per card, $1,000 a day per person, $10,000 across cards, and ATM or cash-out is auto-blocked. No cashback; the upside is a referral program. New in 2026 is a live x402 API at agents.laso.finance that lets AI agents order cards programmatically with USDC on Base or Solana. Best fit: privacy-first users offloading $100 to $1,000 of stablecoins into mobile-pay spending with no ID. Wrong card if you want something reloadable, a balance above $1,000, cash access, or a card that outlives six months.
Laso Card is a no-KYC, single-load virtual card funded straight from your own wallet: connect, deposit USDC, USDT or DAI on any of eight chains including Solana and Stellar, and get a US, Canadian or international card in minutes with zero ID documents. US and Canadian cards carry no deposit fee, all variants work in Apple, Google and Samsung Pay, and unspent funds can be refunded on-chain.
This is a Visa crypto card. This is a Mastercard crypto card. Available to US residents.
Fees & Limits
| Issuance Fee | USA/Canada cards 0% deposit fee; international 3.8% |
|---|---|
| Annual Fee | Free (cards expire after 6 months — remaining balance forfeited) |
| FX Fee | ~2% on non-USD spend (international cards); USA/CAD single-currency |
| ATM Limit | Prohibited (FinCEN transfer-of-value rule) |
| Spending Limit | $1,000/day and $1,000 max per card; minimum $20 (US/CAD) or $100 (international) |
These figures can change. Confirm the current fees, FX and network in Laso’s official terms before you apply.
Features
- Card Type: Virtual only
- Top up with: Single-load at purchase: USDC, USDT, DAI, USDC.e from your own wallet on Ethereum, Arbitrum, Base, Polygon, Optimism, BNB Chain, Solana, Stellar (no TON/TRON); no fiat, no reloads
- Available Countries: USA, Canada, 100+ countries for international cards; prohibited: Iran, North Korea, Syria, Libya and other sanctioned regions
Banking & Fiat Rails
None (separate push-to-debit product for USD/EUR/GBP at 4.8%)
Who issues the Laso Card
Laso Card does not name its BIN sponsor in any public document we could reach. That is not unusual — around a quarter of the cards we track do the same. See our BIN-sponsor research for why disclosure varies and what it means for you.
Supported Cryptocurrencies
You can load the Laso Card with crypto; the 9 assets we track for it are listed below. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: Yes — purchase-time deposits on Ethereum, Arbitrum, Base, Polygon, Optimism, BNB Chain, Solana, Stellar (TON/TRON not supported)
Who Is the Laso Card Best For?
The Laso Card is a good fit for users who want to start spending crypto with minimal onboarding friction.
It lets you spend crypto at millions of merchants without converting everything to fiat first.
The card is currently available in USA, Canada, international cards in 100+ countries; sanctioned regions excluded, so it works for residents and travellers in those areas.
Best for
- People who want a straightforward, app-managed crypto card
- US residents who want a crypto spending card
Avoid if
- You want a card that earns cashback
- You need full non-custodial control of your funds
- You're based in Europe (this card is US-only)
- You need traditional bank integration (IBAN, SEPA, direct debits)
Compare the Laso Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Pros & Cons
Pros
- Genuine no-KYC virtual cards (wallet-connect only, no ID upload); 0% fee on USA/CAD cards; 8 deposit chains incl. Solana and Stellar; Apple/Google/Samsung Pay; FinCEN-registered MSB; public merchant-acceptance database; on-chain refunds to your wallet
- Works wherever Visa is accepted worldwide
- Virtual card ready right away, no shipping wait
- Multi-chain top-up across 9+ networks
Cons
- Single-load only with hard $1,000 caps; 6-month expiry with full forfeiture of leftover balance; no 3DS so some merchants decline; not FDIC insured; 3.8% + ~2% FX on international cards; 14% international refund fee; issuing bank unnamed
- Does not offer cashback or rewards
- Card issuance fee: USA/Canada cards 0% deposit fee; international 3.8%
- Annual fee: Free (cards expire after 6 months — remaining balance forfeited)
- Custodial: the issuer holds your funds
- Only available in certain regions
How to Get the Laso Card
Here is what the sign-up process looks like, from application to first purchase.
Create a Laso account
A few minutesGo to the Laso website or download the app. Sign up with your email, pick a password, and accept the terms.
Check which tier needs verification
Depends on tierLaso Card has a no-KYC tier, so basic use doesn't require identity documents. Higher limits or extra features may still ask for ID — the app shows what each tier requires.
Fund your card
Usually instantLoad your card with Single-load at purchase: USDC, USDT, DAI, USDC.e from your own wallet on Ethereum, Arbitrum, Base, Polygon, Optimism, BNB Chain, Solana, Stellar (no TON/TRON); no fiat, no reloads through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.
Start spending immediately
InstantYour virtual Laso Card shows up in the Laso app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available in the United States
The Laso Card is for US residents. Availability can vary by state because of money-transmission licensing. Check the issuer's site for your state.
Common questions about the Laso Card
What are the fees for the Laso Card?
Where is the Laso Card available?
What cryptocurrencies does the Laso Card support?
What are the Laso Card's ATM and spending limits?
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