Kemy Card Review 2026
Last updated: by the
Last updated: by the
Kemy Card caters to high-volume crypto spenders with unlimited virtual card creation and exceptional spending limits reaching $100,000 monthly for virtual cards and $50,000 daily for physical. Support major cryptocurrencies including BTC, ETH, USDT, and USDC with full KYC protection through Sumsub biometric verification. While fees are premium (8% crypto conversion, $250 physical card, $10 monthly), Kemy delivers unmatched flexibility for businesses and individuals requiring substantial crypto-to-fiat spending power with Apple Pay and Google Pay integration across global Visa and Mastercard networks.
This is a Visa crypto card. This is a Mastercard crypto card. Available to US residents. Available in the UK.
| Issuance Fee | Virtual included; Physical $250 |
|---|---|
| Annual Fee | Physical: $10/month |
| FX Fee | 8% crypto top-up fee |
| ATM Limit | Physical card: varies, high limits available |
| Spending Limit | Virtual: $100000/month; Physical: up to $50000/day |
The Kemy Card allows you to top up and spend using 4 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
The Kemy Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
It is a solid option for anyone looking to bridge their crypto holdings with day-to-day payments at millions of merchants worldwide.
The card is currently available in Global except US-sanctioned countries — ideal for residents and frequent travellers in those areas.
Compare the Kemy Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Getting started with the Kemy Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Visit the official Kemy website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Submit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Kemy processes applications in line with AML and KYC regulations.
Once verified, top up your card balance using BTC, ETH, USDT, USDC and major cryptocurrencies via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Your virtual Kemy Card is available immediately in the Kemy app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Available Worldwide
The Kemy Card is available to users in the majority of countries worldwide. Minor exceptions may apply due to local financial regulations. Always confirm current availability on the Kemy website before applying.
Available in major markets including:
