Nebeus Card Review 2026

Cost summary for the Nebeus Card: Issuance fee: $69 (Exo card). Annual fee: $6.96/month (waived if holding 50 NBTK tokens). FX fee: 0% foreign exchange fee. ATM limit: €2000/month or £2000/month or $2000/month (depending on currency). Spending limit: Based on account balance. Always confirm current rates on the Nebeus website before applying.

Nebeus operates under financial licences and runs KYC/AML procedures. Keep in mind that crypto held on any custodial platform is not FDIC- or FSCS-protected, so keep only what you plan to spend on the card.

You can fund the Nebeus Card with: BTC ETH fiat stablecoins and major cryptocurrencies. The card converts to local fiat at the point of sale. The supported asset list can change, so verify in the Nebeus app before topping up.

You'll earn Likely discontinued (2-3% NBTK was historical; April 2025 review says no cashback exists) on qualifying transactions. Rewards are usually credited in Nebeus's native token or a stablecoin. Tier requirements, earning caps, and qualifying categories apply — check the Nebeus rewards page for the specifics.

You can apply if you're based in: 90+ million merchants globally; US available, including Åland Islands, Afghanistan, Albania, Algeria, American Samoa, Andorra, Angola, Anguilla, Antarctica, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bonaire Sint Eustatius and Saba, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Canada, Cayman Islands, Chad, Chile, Cocos Keeling Islands, Comoros, Cook Islands, Costa Rica, Croatia, Curaçao, Cyprus, Czechia, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Estonia, Falkland Islands, Faroe Islands, Federated States of Micronesia, Fiji, Finland, France, French Guiana, French Polynesia, French Southern Territories, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guernsey, Guyana, Honduras, Hong Kong, Hungary, Iceland, India, Ireland, Isle of Man, Israel, Italy, Jamaica, Japan, Jersey, Jordan, Kazakhstan, Kenya, Kiribati, Kosovo, Kuwait, Kyrgyzstan, Laos, Latvia, Lesotho, Liberia, Liechtenstein, Lithuania, Luxembourg, Macao, Madagascar, Malawi, Malaysia, Maldives, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Moldova, Monaco, Montenegro, Montserrat, Morocco, Mozambique, Namibia, Nauru, Nepal, New Caledonia, New Zealand, Niger, Nigeria, Niue, Norfolk Island, North Macedonia, Northern Mariana Islands, Norway, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Pitcairn Islands, Poland, Portugal, Puerto Rico, Qatar, Réunion, Romania, Rwanda, Saint Barthélemy, Saint Helena, Saint Lucia, Saint Martin, San Marino, São Tomé and Príncipe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Solomon Islands, South Africa, South Georgia and the South Sandwich Islands, South Korea, Spain, Sri Lanka, St Kitts and Nevis, St Vincent and Grenadines, Suriname, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tokelau, Tonga, Trinidad and Tobago, Türkiye, Turkmenistan, Turks and Caicos Islands, Tuvalu, U.S. Virgin Islands, Uganda, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Vietnam, Wallis and Futuna, Western Sahara, Zambia. Coverage can expand as Nebeus acquires new licences — check their site for the latest.

The Nebeus Card sets the following limits: ATM: €2000/month or £2000/month or $2000/month (depending on currency). Daily spending: Based on account balance. You may unlock higher limits with a fully verified or premium account. Reach out to Nebeus support if you need to raise the caps.