Wayex Card Review 2026
Reviewed by Mihail B. in · · how we verify
Algorithmic score, not user reviews: how it is calculated
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Fees and limits
| Issuance fee | Virtual Free; Physical TBD |
|---|---|
| Annual fee | Free |
| FX fee | 1.5% on non-USD spend; 0% on USD spend |
| ATM limit | Expected with physical card |
| Spending limit | Based on balance and controls |
Fees change; the current ones are in Wayex’s terms.
Features
- Cashback: None (no cashback program)
- KYC: Yes
- Card type: Virtual + Physical
- Top up with: DAI, USDT, USDC and PYUSD on Ethereum, Solana, Base, Arbitrum, Avalanche, Optimism, Polygon, Stellar, Tron and Celestia
Full list
- Fiat by ACH, wire, SEPA, Faster Payments, PIX and SPEI
- Everything becomes one USD balance
- Available countries: United States, Argentina, Colombia, Mexico, Brazil, Guatemala, Costa Rica, El Salvador, Honduras, Panama, Paraguay…
Full list
- … Uruguay, Bolivia, Dominican Republic, Ecuador, Nigeria, Ghana, South Africa, Hong Kong, Philippines, Japan, Singapore, Thailand, Bhutan, Maldives, Macau, Malaysia, Sri Lanka
- Australia is served by the separate Wayex Australia card
Who issues the Wayex Card
The Wayex Card is issued by Lead Bank, USA (Missouri state-chartered); program managers Bridge and Stripe. The issuer is named in the source linked below. Lead Bank issues the card outside Australia; the Australian card runs through Flexewallet.
Primary source · All cards issued by Lead Bank · Why the issuer matters
Supported cryptocurrencies
You can load the Wayex Card with crypto; the 8 assets we track for it are listed below.
Pros and cons
Pros
- Stablecoin deposits on 10+ networks plus fiat rails in USD, EUR, GBP, BRL and MXN
The fine print
- 0% fee on USD spend
- Free virtual card
- Apple Pay and Google Pay
- Issuer named, Lead Bank, with Bridge as programme manager
- No card issuance fee
- No annual maintenance fee
- Banking rails: SEPA support
Cons
- 1.5% FX on any non-USD purchase
The fine print
- 0.1% fee on USDT deposits
- Physical card delivery fee not yet set
- The Everyday Yield feature is still not live
- No cashback
- Card offered in 28 countries only
Regional availability
Available in USA + LATAM + Asia + Africa
United States, Latin America, Africa and Asia-Pacific: card and accounts in the countries listed in Countries Available; the Wayex app itself can be downloaded in 160+ countries.
Banking and fiat rails
Card overview
This is Wayex Global, the USD stablecoin Visa that Wayex (formerly CryptoSpend) launched in February 2026, issued by Lead Bank with Bridge as programme manager; Australia is served by a separate Wayex Australia card. Its costs concentrate in one line: no fee on USD spend and 1.5% on any other currency. Deposits take DAI, USDT, USDC and PYUSD across ten-plus chains, and the local payment rails are unusually broad: SEPA, UK Faster Payments, ACH, PIX in Brazil, SPEI in Mexico, all landing in one USD balance.
The card is offered in 28 countries across the US, Latin America, Africa and Asia-Pacific, while the app can be downloaded in 160+. There is no cashback program at all, the physical-card delivery fee was not yet set at review, and USDT deposits add 0.1%. The PIX and SPEI rails are the reason to care: this is a remittance tool wearing a card, not a rewards program.
Common questions about the Wayex Card
We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.
