MetaMask Card Review 2026
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Last updated: by the
MetaMask Card transforms your self-custody wallet into global spending power with the world's first Mastercard debit card enabling instant purchases directly from MetaMask. Earn 3% cashback in USDC with the premium Metal card or 1% with virtual, plus MetaMask Rewards points for every dollar spent—redeemable for fee discounts, token allocations, and exclusive airdrops. Built in partnership with Mastercard and Baanx on the Linea network, MetaMask Card maintains complete self-custody until transaction moment with zero foreign exchange fees. Perfect for MetaMask's 30+ million users who want DeFi flexibility with real-world utility, plus exclusive perks including up to 7% travel cashback and 60% hotel discounts.
This is a Mastercard crypto card. It uses a self-custody model. It offers cashback rewards. Available to US residents. Available in Europe. Available in the UK.
| Issuance Fee | Free |
|---|---|
| Annual Fee | Free |
| FX Fee | 0% foreign transaction fees (Mastercard standard rates only) |
| ATM Limit | Not disclosed |
| Spending Limit | Based on wallet balance and spending caps |
The MetaMask Card allows you to top up and spend using 3 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
The MetaMask Card is best suited for DeFi enthusiasts and privacy-conscious users who want to maintain control of their private keys right up to the point of purchase.
With Virtual: 1% mUSD cashback; Metal Card ($199/year): 3% mUSD (first $10K/year, then 1%). Metal: 0% FX fees. cashback on eligible purchases, the MetaMask Card rewards active spenders who use the card as their daily driver.
The card is currently available in USA, EU/EEA, United Kingdom, Argentina, Brazil, Canada, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Mexico, Panama, Switzerland, Uruguay — ideal for residents and frequent travellers in those areas.
Compare the MetaMask Card side-by-side with alternatives using the full card listing or explore our Mastercard crypto cards category.
Getting started with the MetaMask Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Visit the official MetaMask website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Submit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. MetaMask processes applications in line with AML and KYC regulations.
Once verified, top up your card balance using USDC, USDT, wETH on Linea network via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Your virtual MetaMask Card is available immediately in the MetaMask app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Available Across the EEA
The MetaMask Card is available throughout the European Economic Area — covering all 27 EU member states plus Iceland, Liechtenstein, and Norway. UK residents should verify post-Brexit availability directly with the issuer.
Key supported countries:
