Tuyo Card Review 2026
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Last updated: by the
A self-custodial crypto neobank card with multi-currency IBANs and salary support. Tuyo Card revolutionizes self-custodial banking with true private key ownership where your keys never leave your device while spending USDC on Base at any Visa merchant globally. Receive salaries directly in multi-currency IBANs (USD, EUR, MXN) with automatic zero-fee conversion to USDC, then earn up to 11% APY on holdings through integrated DeFi Vaults—all without surrendering custody to banks or exchanges. With instant virtual card deployment via Apple Pay and Google Pay, flexible spending limits up to $50,000+ daily, and upcoming TUYO rewards token generation in early 2026, Tuyo bridges self-custody principles with real-world utility. Perfect for crypto-native users in US, Spain, and Latin America seeking internet-native banking without intermediaries or custodial risk.
This is a Visa crypto card. It uses a self-custody model. It offers cashback rewards. Available to US residents. Available in Europe. Available in the UK.
| Issuance Fee | Free |
|---|---|
| Annual Fee | Free |
| FX Fee | Standard Visa rates |
| ATM Limit | Not available (virtual only; no PIN/ATM access) |
| Spending Limit | Up to $50000+/day based on verification |
The Tuyo Card allows you to top up and spend using 2 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
The Tuyo Card is best suited for DeFi enthusiasts and privacy-conscious users who want to maintain control of their private keys right up to the point of purchase.
With TUYO rewards tokens (seasonal multipliers; TGE early 2026) cashback on eligible purchases, the Tuyo Card rewards active spenders who use the card as their daily driver.
The card is currently available in US, Spain, select EU and Latin America countries — ideal for residents and frequent travellers in those areas.
Compare the Tuyo Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Getting started with the Tuyo Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Visit the official Tuyo website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Submit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Tuyo processes applications in line with AML and KYC regulations.
Once verified, top up your card balance using USDC on Base network; automatic fiat-to-USDC conversion (USD/EUR/MXN) at no fee via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Your virtual Tuyo Card is available immediately in the Tuyo app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Available in the United States
The Tuyo Card is primarily available to US residents. Availability may vary by state due to state-level money transmission licensing requirements. Check the issuer's website for details specific to your state.
Commonly supported states:
