Belo Card Review 2026

Name: Belo Card
Brand: Mastercard
Availability: InStock

Reviewed: 2026-07-14 · Fact-checked July 13, 2026 against issuer documentation

2.8 / 5.0Sweepbase rating

How this rating is calculated · Algorithmic score, not user reviews

Independently reviewed by Mihail B. · how we verify

CustodyCustodial

NetworkMastercard Prepaid

CashbackNone currently (the 2-21% random crypto cashback program ended October 2023)

RegionsLatin America

Get Belo Card

Card Overview

Belo Card is a free prepaid Mastercard for Argentine users of the belo app, spendable from crypto (BTC, ETH, USDT, USDC) or peso balances at any Mastercard merchant. There are no issuance, shipping or maintenance fees, Google Pay is supported, and the issuing stack — Paxsys S.A. with Pomelo as processor — is disclosed in the terms, which is rare for the region.

This is a Mastercard crypto card.

Fees & Limits

Issuance Fee	Free (issuance and shipping)
Annual Fee	Free
FX Fee	Percentage not disclosed; minimum 0.30 USDT per international transaction (0.40 USDT for some digital merchants)
ATM Limit	Argentina only, ~ARS 60,000/day typical; fee 3% or 0.50 USDT minimum
Spending Limit	Not disclosed

These figures can change. Confirm the current fees, FX and network in Belo’s official terms before you apply.

Features

Card Type: Virtual + Physical
Top up with: ARS bank transfer, debit/credit card, crypto (BTC, ETH, USDT, USDC); direct on-chain deposit chains not disclosed
Available Countries: Card requires Argentine ID and delivery address; belo app operates across Latin America (3M+ users), expansion to Brazil and Mexico announced

Supported Cryptocurrencies

You can load the Belo Card with crypto; the 4 assets we track for it are listed below. When you pay, the card converts crypto to local fiat automatically.

Networks & deposit details: Crypto funds the app balance; supported deposit chains not disclosed

BTCBitcoinETHEthereumUSDTTetherUSDCUSD Coin

Who Is the Belo Card Best For?

The Belo Card is a good fit for crypto holders who want a simple way to spend their coins without managing wallets by hand.

It lets you spend crypto at millions of merchants without converting everything to fiat first.

The card is currently available in Latin America, so it works for residents and travellers in those areas.

Best for

People who want a straightforward, app-managed crypto card

Avoid if

You want a card that earns cashback
You need full non-custodial control of your funds
You need traditional bank integration (IBAN, SEPA, direct debits)
You want a card backed by government deposit insurance (FDIC / FSCS)

Compare the Belo Card side-by-side with alternatives using the full card listing or explore our Mastercard crypto cards category.

Pros & Cons

Pros

Zero issuance, shipping and maintenance fees; spend BTC/ETH/USDT/USDC or pesos at any Mastercard merchant; issuer (Paxsys S.A.) and processor (Pomelo) disclosed in terms; Tether-led $14M Series A (April 2026) signals viability
No annual maintenance fee
Works wherever Mastercard is accepted worldwide
Virtual card ready right away, no shipping wait

Cons

Argentina-only card; the famous cashback program ended in 2023 — none today; ATM only inside Argentina at 3%; FX percentage not disclosed; card auto-cancelled after 3 months of inactivity
Card issuance fee: Free (issuance and shipping)
Custodial: the issuer holds your funds
Only available in certain regions
Full KYC required, no anonymous tier
No IBAN or bank account, prepaid only

How to Get the Belo Card

Here is what the sign-up process looks like, from application to first purchase.

Create a Belo account

A few minutes

Go to the Belo website or download the app. Sign up with your email, pick a password, and accept the terms.

Complete identity verification

Varies by issuer

Belo runs standard KYC: a government-issued photo ID and usually a selfie. Processing time varies by issuer and load.

Fund your card

Usually instant

Load your card with ARS bank transfer, debit/credit card, crypto (BTC, ETH, USDT, USDC); direct on-chain deposit chains not disclosed through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.

Start spending immediately

Instant

Your virtual Belo Card shows up in the Belo app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.

Requirements

Minimum age18+ (issuer terms apply)

KYC requirementYes

ResidencyLatin America

Minimum depositVaries by issuer, typically no minimum

Regional Availability

Available in Latin America

The Belo Card is currently available in Latin America. Some countries may be excluded, so confirm on the issuer's website before applying.

Common questions about the Belo Card

What are the fees for the Belo Card?

Issuance fee: Free (issuance and shipping). Annual fee: Free. FX fee: Percentage not disclosed; minimum 0.30 USDT per international transaction (0.40 USDT for some digital merchants). ATM limit: Argentina only, ~ARS 60,000/day typical; fee 3% or 0.50 USDT minimum. Spending limit: Not disclosed. Always confirm current rates on the Belo website before applying.

Where is the Belo Card available?

Belo Card is available in: Latin America, including Card requires Argentine ID and delivery address; belo app operates across Latin America (3M+ users), expansion to Brazil and Mexico announced. Coverage can change as Belo gains or loses licences, so check their site for the latest.

What cryptocurrencies does the Belo Card support?

You can fund the Belo Card with: ARS bank transfer, debit/credit card, crypto (BTC, ETH, USDT, USDC); direct on-chain deposit chains not disclosed. The card converts to local fiat at the point of sale. The supported asset list can change, so verify in the Belo app before topping up.

What are the Belo Card's ATM and spending limits?

ATM: Argentina only, ~ARS 60,000/day typical; fee 3% or 0.50 USDT minimum. Daily spending: Not disclosed. Fully verified or premium accounts usually get higher caps; contact Belo support to raise them.