Belo Card Review 2026

Name: Belo Card
Brand: Mastercard
Availability: InStock

Reviewed by Mihail B. in October 2026 · Data verified October 13, 2026 · how we verify

3.3 / 5.0Sweepbase rating

Algorithmic score, not user reviews: how it is calculated

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CustodyCustodial

NetworkMastercard Prepaid

CashbackNone

RegionsArgentina

Fees and limits

Issuance fee	Free (issuance and shipping)
Annual fee	Free
FX fee	Percentage not published The fine print Minimum 0.30 USDT per international transaction, 0.40 USDT at selected digital merchants Foreign-currency and crypto purchases convert at the Banco Nación official selling rate plus additional costs Argentine taxes on foreign-currency purchases are added on top
ATM limit	Argentina only, ~ARS 60,000/day typical; fee 3% or 0.50 USDT minimum
Spending limit	ARS 20,000,000 a day by default, editable in the app and shared across the user's belo Mastercards The fine print Monthly cap 5,000 USDT and yearly cap 50,000 USDT, which can be raised with proof of address and source of funds

Fees change; the current ones are in Belo’s terms.

Features

Cashback: None currently (the 2-21% random crypto cashback program ended October 2023)
KYC: Yes
Card type: Virtual + Physical
Top up with: ARS bank transfer, debit/credit card, crypto (BTC, ETH, USDT, USDC); direct on-chain deposit chains not disclosed
Available countries: Argentina
Full list
The card is not available in Bolivia, Brazil, Chile, Colombia, Ecuador, Mexico, Panama, Paraguay, Peru, Uruguay or Venezuela, where the belo app itself opens accounts

Who issues the Belo Card

Our issuer directory has no verified entry for the Belo Card yet: a bank goes in only with a source we can cite. 39 of the 141 cards you can still get are in the same position. See our BIN-sponsor research for why disclosure varies and what it means for you.

Supported cryptocurrencies

You can load the Belo Card with crypto; the 4 assets we track for it are listed below.

Networks & deposit details: Crypto funds the app balance; supported deposit chains not disclosed

BTCBitcoinETHEthereumUSDTTetherUSDCUSD Coin

Pros and cons

Pros

✓
Zero issuance, shipping and maintenance fees
The fine print
- Spend BTC/ETH/USDT/USDC or pesos at any Mastercard merchant
- Issuer (Paxsys S.A.) and processor (Pomelo) disclosed in terms
- Tether-led $14M Series A (April 2026) signals viability
No annual maintenance fee

Cons

✗
Argentina-only card
The fine print
- The cashback program ended in 2023 and none replaced it
- ATM only inside Argentina at 3% or 0.50 USDT minimum
- FX percentage not published and Argentine taxes apply abroad
- Card can be cancelled after three months unused
- Monthly spending cap of 5,000 USDT
No IBAN or bank account, prepaid only

Regional availability

Available in Argentina

The Belo Card is available in Argentina.

Card overview

The belo Mastercard is a free, prepaid Mastercard you fund from your belo balance and spend in pesos, USD, USDT, USDC, BTC, or ETH. The 'up to 21% cashback' still quoted around the internet was a random-reward promotion that belo's own terms mark as finished on 10 October 2023, and nothing has replaced it: the card pays no cashback. Custody is app-side: money lives in your belo balance. It comes in virtual and physical form, and you can add it to Google Pay for contactless.

No issuance fee, no maintenance fee, though an unused card can be cancelled after three months. Paxsys S.A. issues it, and the terms also name Pomelo. Getting one requires an identity document issued in Argentina plus an in-country delivery address, so if you live outside the country this card is not for you. The belo app opens accounts across Latin America, but the card is issued in Argentina only.

Once issued it works anywhere Mastercard is accepted, and you can pull cash from ATMs in Argentina for 3% or 0.50 USDT at minimum. Spending defaults to ARS 20,000,000 a day, with caps of 5,000 USDT a month and 50,000 USDT a year unless you prove address and source of funds. belo publishes no FX percentage: an international purchase costs at least 0.30 USDT, converts at the Banco Nación official selling rate plus additional costs, and Argentine taxes come on top, so the true cost is hard to pin down before you pay.

Best fit: Argentine residents holding stablecoins or crypto who want to spend them locally and abroad without an issuance or maintenance fee
Wrong card if: you have no Argentine ID or address, or you expected cashback

Editor’s note by Mihail B. · Founder & Editor

Reviewed October 2026 Verified against issuer docs

If you have seen belo's '21% cashback' quoted around the internet, note the source: that was a random-reward promotion that belo's own terms mark as finished on 10 October 2023, and nothing has replaced it. What remains is a prepaid Mastercard for Argentines with no issuance, shipping or maintenance fee that spends pesos, dollars and stablecoins at any terminal, with unusually clean disclosure (Paxsys as issuer, Pomelo named in the terms) and Tether-led funding behind it.
Mind the housekeeping rules: the FX markup is unpublished beyond a USDT minimum, foreign purchases carry Argentine taxes, and an unused card can be cancelled after three months. Latin Americans outside Argentina are pointed to a separate product, the virtual belo LUX Visa, which this entry does not cover.

Common questions about the Belo Card

We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.

What are the fees for the Belo Card?

The Belo Card charges no annual fee and no issuance fee (issuance and shipping). The FX fee is not published.

Is the Belo Card legit, and who is behind it?

The Belo Card is a Mastercard Prepaid card, and who issues it is not settled by the documents we read.

Is the Belo Card worth it?

Best fit for the Belo Card: Argentine residents holding stablecoins or crypto who want to spend them locally and abroad without an issuance or maintenance fee. Wrong card if you have no Argentine ID or address, or you expected cashback.

Where is the Belo Card available?

Belo Card: Argentina.

What cryptocurrencies does the Belo Card support?

You can fund the Belo Card with: ARS bank transfer, debit/credit card, crypto (BTC, ETH, USDT, USDC); direct on-chain deposit chains not disclosed.

What are the Belo Card's ATM and spending limits?

ATM: Argentina only, ~ARS 60,000/day typical; fee 3% or 0.50 USDT minimum. Daily spending: ARS 20,000,000 a day by default, editable in the app and shared across the user's belo Mastercards.