Best crypto cards with cashback rewards
Highest cashback rates here: OKX Card (2-10% cashback, VIP tiers), MEXC Card (4-10% cashback, by trading tier) and Bybit Card (1% EEA base, 2-10% VIP cashback, capped).
The biggest headline rates on live crypto cards reach 10%: OKX and MEXC pay it on their top VIP tiers, and Decard pays it only on spend above US$5,000 a month on its Luminaries plan. Wirex pays up to 8% in USD, and Crypto.com up to 4.5% in CRO on its prepaid card. None of those is the simple number on the marketing page: the "up to" tiers require a trading-volume tier, a staking lockup, a paid plan or a token holding a casual user won't carry, and most come with a monthly cap. Some cards pay in BTC, some in stablecoins, many in platform-native tokens whose redemption value isn't published. The 75 cards below are filtered for any meaningful cashback, but each card detail page breaks down the actual mechanics: base rate, capped tier, conditions, and the asset paid out. A 2% rate paid in a liquid asset like BTC is usually worth more in practice than a 5% rate paid in a points programme with no published USD conversion. Match the cashback type to what you'd do with it: if you wouldn't hold the token voluntarily, the headline rate is somewhat illusory. CoinZoom advertises up to 5%, but the same token-conversion caveat decides what it's worth.
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