Wirex Card Review 2026
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Last updated: by the
Wirex Card stands as one of crypto's longest-running payment solutions since 2014, offering exceptional flexibility with support for 68+ fiat currencies and cryptocurrencies including BTC, ETH, XRP, and ADA through a global Mastercard network. Earn up to 8% cashback in native WXT tokens through the tiered Cryptoback rewards program, with automatic best-rate conversion using OTC pricing at checkout across 150+ countries worldwide. With multi-currency accounts in EUR, GBP, CAD, USD, and eight other fiat currencies, plus seamless Apple Pay and Google Pay integration, Wirex delivers comprehensive crypto-fiat bridge infrastructure—perfect for international travelers and multi-asset holders seeking established platform reliability, though note that cashback is paid in proprietary WXT requiring conversion to other cryptocurrencies.
This is a Mastercard crypto card. It offers cashback rewards.
| Issuance Fee | Free |
|---|---|
| Annual Fee | Free to paid tiers (varies by plan) |
| FX Fee | Standard Mastercard FX rates; OTC rates for conversion |
| ATM Limit | Varies by region and plan |
| Spending Limit | Based on account tier and verification |
The Wirex Card allows you to top up and spend using 7 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
The Wirex Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
With Up to 8% in WXT tokens (tiered by plan; base 0.5%) cashback on eligible purchases, the Wirex Card rewards active spenders who use the card as their daily driver.
The card is currently available in 150+ countries globally — ideal for residents and frequent travellers in those areas.
Compare the Wirex Card side-by-side with alternatives using the full card listing or explore our Mastercard crypto cards category.
Getting started with the Wirex Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Visit the official Wirex website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Submit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Wirex processes applications in line with AML and KYC regulations.
Once verified, top up your card balance using 68+ fiat and cryptocurrencies including BTC, ETH, LTC, XRP, XLM, ADA, XTZ, EOS, DOGE via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Your virtual Wirex Card is available immediately in the Wirex app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Available Worldwide
The Wirex Card is available to users in the majority of countries worldwide. Minor exceptions may apply due to local financial regulations. Always confirm current availability on the Wirex website before applying.
Available in major markets including:
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