Card Overview
SpectroCoin Card is a Visa debit card supporting 54 cryptocurrencies with a personal Lithuania-based IBAN and SEPA integration. Issued by Pervesk (Lithuania), it offers transparent pricing with 1% FX within Europe and EUR 0.50 flat per-transaction fee. Available across the EEA and UK with 3-year card validity.
This is a Visa crypto card. Available in Europe. Available in the UK.
Fees & Limits
| Issuance Fee | EUR 7 |
|---|---|
| Annual Fee | EUR 12/year (EUR 1/month) |
| FX Fee | 1% (within Europe); 1.25-1.5% (outside Europe) |
| ATM Limit | EUR 2,500/day |
| Spending Limit | Not disclosed |
Core Features
- Card Type: Virtual + Physical
- Top up with: Wire transfer, debit card, credit card; crypto conversion (~1.5% total via spread) — 54 cryptocurrencies supported
- Available Countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom
Supported Cryptocurrencies
The SpectroCoin Card allows you to top up and spend using various cryptocurrencies. Your crypto is automatically converted to local fiat at the point of sale.
Supported assets: Wire transfer, debit card, credit card; crypto conversion (~1.5% total via spread) — 54 cryptocurrencies supported
Who Is the SpectroCoin Card Best For?
The SpectroCoin Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
It is a solid option for anyone looking to bridge their crypto holdings with day-to-day payments at millions of merchants worldwide.
The card is currently available in EEA — ideal for residents and frequent travellers in those areas.
Best for
- Users who want a simple, app-managed crypto card experience
- European users within EEA countries
Avoid if
- You primarily want a card that earns cashback rewards
- You require full non-custodial control of your funds at all times
- You're a US resident — this card does not support US users
- You need traditional bank integration (IBAN, SEPA, direct debits)
Compare the SpectroCoin Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Key Strengths & Considerations
Strengths
- 54 cryptocurrencies; personal IBAN in your name; SEPA support; EUR 0.50 flat transaction fee; 3-year card validity
- Accepted at 80 million+ Visa merchants worldwide
- Wide coverage across the European Economic Area
- Virtual card available instantly — no shipping required
Considerations
- EUR 7 issuance + EUR 1/month; no cashback; 1-1.5% FX; EUR 0.50 per transaction fee; EEA only
- Card issuance fee: EUR 7
- Annual fee: EUR 12/year (EUR 1/month)
- Custodial product — funds held by the issuer
- Limited to certain regions — not globally available
- KYC identity verification required to activate
How to Get the SpectroCoin Card
Getting started with the SpectroCoin Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Create a SpectroCoin account
~5 minutesVisit the official SpectroCoin website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Complete KYC verification
1–3 business daysSubmit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. SpectroCoin processes applications in line with AML and KYC regulations.
Fund your card
Usually instantOnce verified, top up your card balance using Wire transfer, debit card, credit card; crypto conversion (~1.5% total via spread) — 54 cryptocurrencies supported via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Start spending immediately
InstantYour virtual SpectroCoin Card is available immediately in the SpectroCoin app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Requirements
Regional Availability
Available Across the EEA
The SpectroCoin Card is available throughout the European Economic Area — covering all 27 EU member states plus Iceland, Liechtenstein, and Norway. UK residents should verify post-Brexit availability directly with the issuer.
Key supported countries:
Frequently Asked Questions
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