Bitget Card Review 2026
Reviewed by Mihail B. in · · how we verify
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Fees and limits
| Issuance fee | Virtual card 0.1 USD activation fee if activated within 72 hours of KYC approval, 10 USD after that…The fine print
|
|---|---|
| Annual fee | Free (no annual, inactivity, or cancellation fees) |
| FX fee | Up to 2.2% by region outside the monthly assetback allowance: the card page says standard fees run…The fine print
|
| ATM limit | Physical card only (eight APAC markets): 3,000 USD per withdrawal, 10,000 USD a day, 100,000 USD a monthThe fine printFee 1% or 5 USD, whichever is higher, plus 1.7% FX on non-USD |
| Spending limit | APAC: 50,000 USD a day, 990,000 USD a year; Europe, Africa and LATAM limits not published |
Fees change; the current ones are in Bitget’s terms.
Features
- Welcome bonus: 3% bonus
- Cashback: 2-3%
The fine print
- 2% base assetback for all cardholders, 3% for new cardholders or after a monthly spend threshold of $100 or $200 depending on country, kept for that month and the next
- Earned only up to a monthly eligible-spend cap
- Paid as WBTC or XAUt on BNB Chain, tokenized US stocks (NVDAx, TSLAx, GOOGLx, SPYx) or USDC
- Restricted MCCs and refunded transactions excluded
- The card page FAQ still gives the threshold as $200 to $400
- Network: Visa Debit in APAC; Mastercard in Europe, Africa and Latin America
- Custody: Hybrid: the Bitget Wallet app is self-custody, but crypto topped up to the card becomes a separate card balance held by the card programme
- KYC: Yes, ID card, passport or driving licence with an NFC-enabled phone; the wallet must hold at least $10 in crypto to apply
- Card type: Virtual and physical, physical card only in eight APAC markets
- Top up with: Top up the card balance with crypto from the Bitget Wallet app, such as USDT, USDC, ETH and SOL; the card spends from that balance
- Available countries: EEA, United Kingdom, Argentina, Brazil, Chile, Colombia, Ecuador, El Salvador, Guatemala, Mexico, Panama, Peru, South…
Full list
- … Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand, Philippines, South Africa, Pakistan, Bangladesh
- A help article on assetback thresholds also names Bolivia, Uruguay and Paraguay
- Not available in Singapore
- New applications are closed in mainland China
- The physical card is offered only in South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand and the Philippines
Who issues the Bitget Card
Bitget Card does not name its issuer outright, and on the documents we could reach, the sponsor appears to be Immersve, New Zealand (FSP, Mastercard Principal), inferred from the program manager and not stated by the issuer itself. Bitget Wallet Card.
Supported cryptocurrencies
You can load the Bitget Card with crypto; the 3 assets we track for it are listed below.
Pros and cons
Pros
- No annual or monthly fee and free top-ups outside mainland China
The fine print
- 2% base assetback for every cardholder, 3% above a monthly spend threshold, paid in BTC, gold, tokenized US stocks or USDC
- No FX fee on USD spend
- Sold in 50+ countries including the EEA and UK
- Apple Pay, Google Pay and PayPal
- Earn 3% cashback on eligible purchases
- Welcome bonus: 3% bonus
Cons
- Physical card (49 USD) and ATM access only in eight APAC markets
The fine print
- 1.7% on non-USD spend once the monthly allowance is used
- 10 USD activation fee if you wait more than 72 hours after KYC
- Unused card funds cannot be withdrawn in APAC
- Assetback in BTC, gold or tokenized stocks moves with the asset unless you choose USDC
- Card issuance fee: Virtual card 0.1 USD activation fee if activated within 72 hours of KYC approval, 10 USD after that (Europe, Africa, LATAM)
- No IBAN or bank-account features
Regional availability
Available in 50+ countries
50+ countries: EEA, UK, ten Latin American countries, eight APAC markets, South Africa, Pakistan, Bangladesh.
Banking and fiat rails
Card overview
This is the Bitget Wallet Card, sold through the wallet app, not the exchange's older card with BGB cashback. It is a Visa in APAC and a Mastercard in Europe, Africa and Latin America, sold in 50+ countries across the EEA, the UK, ten Latin American countries, eight APAC markets, South Africa, Pakistan and Bangladesh. Every cardholder earns a 2% "assetback", and 3% as a new cardholder or above a monthly spend threshold of $100 or $200 depending on country, paid in BTC, gold, tokenized US stocks or USDC.
Once the monthly allowance is used, card fees run from 1% to 2.2% depending on region, with the exact rate shown in the app; the Asia-Pacific programme publishes 1.7% on non-USD spend and none on USD. The virtual card costs 0.1 USD if you activate it within 72 hours of KYC and 10 USD after that. The physical card costs 49 USD, refundable after three referrals, and ships only in eight APAC markets, which is also the only way to reach an ATM.
You top the card balance up with crypto such as USDT, USDC, ETH or SOL from the wallet app, and the card spends that balance, held by the card programme rather than in your own wallet. Apple Pay, Google Pay and PayPal work. KYC needs an ID document and an NFC-enabled phone.
Common questions about the Bitget Card
We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.
