Plasma One Card Review 2026
Last updated: by the
Last updated: by the
Plasma One Card pioneers stablecoin neobanking by letting you earn 10%+ yields on USDT balances while maintaining instant spending power anywhere Visa is accepted. Built on Plasma L1 blockchain for true self-custody, you retain ownership of assets while earning up to 4% cashback in XPL tokens on every purchase. With zero-fee USDT transfers on Plasma routes, instant virtual card deployment, and Apple Pay/Google Pay integration, Plasma One targets emerging markets with limited banking access. Though currently in early access with unverified yield claims and no published fee schedule, Plasma One combines DeFi returns with traditional payment rails for users seeking high yields without sacrificing spendability.
This is a Visa crypto card. It uses a self-custody model. It offers cashback rewards.
| Issuance Fee | Free |
|---|---|
| Annual Fee | Free |
| FX Fee | Not disclosed |
| ATM Limit | Expected with physical card |
| Spending Limit | Based on balance |
The Plasma One Card allows you to top up and spend using 1 supported digital asset. Your crypto is automatically converted to local fiat at the point of sale.
The Plasma One Card is best suited for DeFi enthusiasts and privacy-conscious users who want to maintain control of their private keys right up to the point of purchase.
With Up to 4% in XPL tokens cashback on eligible purchases, the Plasma One Card rewards active spenders who use the card as their daily driver.
The card is currently available in 150+ countries claimed — ideal for residents and frequent travellers in those areas.
Compare the Plasma One Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Getting started with the Plasma One Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Visit the official Plasma One website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Submit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Plasma One processes applications in line with AML and KYC regulations.
Once verified, top up your card balance using USDT stablecoins on Plasma L1 blockchain via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Your virtual Plasma One Card is available immediately in the Plasma One app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Available in 150+ countries claimed
The Plasma One Card is currently available in 150+ countries claimed. Regional restrictions may apply — visit the official issuer website to confirm availability in your country before applying.
