Cryptopay Card Review 2026
Reviewed by Mihail B. in · how we verify
Algorithmic score, not user reviews: how it is calculated
Closed to new applicants since . Cards you can still get
Fees and limits
| Issuance fee | EUR 5 (physical); Free (virtual) |
|---|---|
| Annual fee | EUR 12/year (EUR 1/month); EUR 5/month inactivity fee |
| FX fee | 3% |
| ATM limit | EUR 400-450/day |
| Spending limit | EUR 30,000/transaction; EUR 8,000/day deposit |
Features
- Cashback: None. The personal card ended with Cryptopay's retail services on 1 January 2026
- KYC: Yes
- Card type: Virtual + Physical
- Top up with: Wire transfer, debit card, credit card; manual crypto-to-EUR conversion (0% + ~0.95% spread + 1% load): 40 currencies supported
- Available countries: United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany…
Full list
… Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Who issues the Cryptopay Card
The Cryptopay Card is issued by DiPocket UAB, Lithuania (EMI No. 75). The issuer is named in the source linked below.
Primary source · All cards issued by DiPocket UAB · Why the issuer matters
Pros and cons before it closed
Pros
- One of the oldest crypto card providers (est. 2013); 40 currency support; physical + virtual options
- Banking rails: IBAN / SEPA support
Cons
- 3% FX fee; EUR 1/month + EUR 5 inactivity fee; no cashback; no Apple Pay; UK/EU only
- Card issuance fee: EUR 5 (physical)
- Annual fee: EUR 12/year (EUR 1/month)
Regional availability
Was available in UK, EU
The Cryptopay Card was available in UK, EU: United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland and 16 more.
Banking and fiat rails
Card overview
If you're a consumer, you can't sign up. Cryptopay closed its personal accounts on 1 January 2026 and now serves businesses only. The cryptopay.me/personal/card page returned 404 when we checked in May 2026, and the platform navigation lists only "Corporate Crypto Cards" alongside the payment gateway and merchant services. The legacy consumer product was a custodial Visa Debit across the UK and EU.
Physical issuance cost EUR 5, the annual fee was EUR 12, FX ran 3%, and a EUR 5/month inactivity penalty caught anyone who bought one and forgot it in a drawer. Funding ran through wire transfer, debit/credit card, or manual crypto-to-EUR conversion at roughly 1.95% all-in (a ~0.95% spread plus a 1% load fee). No cashback at any tier. A personal EUR IBAN with SEPA Instant and UK FPS access was included.
The B2B side of Cryptopay continues to operate, so if you run a business that needs corporate crypto cards or merchant crypto acceptance, the platform is still relevant.
