Bitrefill Card Review 2026
Last updated: by the
Last updated: by the
Bitrefill Card brings lightning-fast crypto payments to European daily life with full Bitcoin Lightning Network support for instant, low-cost deposits. Convert BTC, ETH, USDC, or BNB to euros with a transparent 1.99% fee and spend at 50+ million Visa merchants across the EU/EEA. With tiered verification offering up to €500,000 lifetime deposits and SEPA cash-out capability, it's the straightforward crypto-to-fiat bridge without complex rewards or hidden fees.
This is a Visa crypto card. Available in Europe.
| Issuance Fee | Virtual Free; Physical €9.90 |
|---|---|
| Annual Fee | Free |
| FX Fee | 1.99% crypto-to-EUR conversion fee; 0% on EUR purchases |
| ATM Limit | Available with physical card, fees apply after limits |
| Spending Limit | €10000/day (varies by tier) |
The Bitrefill Card allows you to top up and spend using 4 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
The Bitrefill Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
It is a solid option for anyone looking to bridge their crypto holdings with day-to-day payments at millions of merchants worldwide.
The card is currently available in EU/EEA only — ideal for residents and frequent travellers in those areas.
Compare the Bitrefill Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Getting started with the Bitrefill Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Visit the official Bitrefill website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Submit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Bitrefill processes applications in line with AML and KYC regulations.
Once verified, top up your card balance using BTC (on-chain + Lightning), ETH, USDC, BNB (4) via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Your virtual Bitrefill Card is available immediately in the Bitrefill app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Available Across the EEA
The Bitrefill Card is available throughout the European Economic Area — covering all 27 EU member states plus Iceland, Liechtenstein, and Norway. UK residents should verify post-Brexit availability directly with the issuer.
Key supported countries:
Browse by Category