Card Overview
CEX.IO Card is a Visa debit card from one of the longest-running crypto exchanges (founded 2013), offering up to 2% cashback on purchases. Convert 100+ cryptocurrencies to fiat instantly at point of sale with Apple Pay and Google Pay support. Available in the US, UK, and across the European Union.
This is a Visa crypto card. It offers cashback rewards. Available to US residents. Available in the UK.
Fees & Limits
| Issuance Fee | Free |
|---|---|
| Annual Fee | Free |
| FX Fee | Not disclosed |
| ATM Limit | Not disclosed |
| Spending Limit | Not disclosed |
Core Features
- Card Type: Virtual + Physical
- Top up with: BTC, ETH, USDT, USDC and 100+ cryptos from CEX.IO wallet
- Available Countries: United States, United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Supported Cryptocurrencies
The CEX.IO Card allows you to top up and spend using 4 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
Who Is the CEX.IO Card Best For?
The CEX.IO Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
With Up to 2% cashback cashback on eligible purchases, the CEX.IO Card rewards active spenders who use the card as their daily driver.
The card is currently available in USA, UK, EU — ideal for residents and frequent travellers in those areas.
Best for
- Frequent spenders who want to earn Up to 2% cashback cashback
- Users who want a simple, app-managed crypto card experience
- US residents looking for a crypto-native spending card
- Cost-conscious users — zero issuance and annual fees
Avoid if
- You require full non-custodial control of your funds at all times
- You're based in Europe — this card targets US users
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the CEX.IO Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Key Strengths & Considerations
Strengths
- Backed by established exchange (est. 2013); up to 2% cashback; wide crypto support (100+); US + UK + EU availability
- No card issuance fee
- No annual maintenance fee
- Accepted at 80 million+ Visa merchants worldwide
- Virtual card available instantly — no shipping required
Considerations
- FX fee and spending limits not publicly disclosed; promotional bonuses region-specific and time-limited
- Custodial product — funds held by the issuer
- KYC identity verification required to activate
How to Get the CEX.IO Card
Getting started with the CEX.IO Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Create a CEX.IO account
~5 minutesVisit the official CEX.IO website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Complete KYC verification
1–3 business daysSubmit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. CEX.IO processes applications in line with AML and KYC regulations.
Fund your card
Usually instantOnce verified, top up your card balance using BTC, ETH, USDT, USDC and 100+ cryptos from CEX.IO wallet via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Start spending immediately
InstantYour virtual CEX.IO Card is available immediately in the CEX.IO app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Requirements
Regional Availability
Available in the United States
The CEX.IO Card is primarily available to US residents. Availability may vary by state due to state-level money transmission licensing requirements. Check the issuer's website for details specific to your state.
Commonly supported states:
Frequently Asked Questions
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