CEX.IO Card Review 2026
Last reviewed · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
Independently reviewed by Mihail B. · how we verify
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Card Overview
Don't sign up. New card onboarding paused on January 22, 2026 after CEX.IO's card partner Quicko lost its Polish payment-institution licence, and every existing CEX.IO Card stopped working on February 3, 2026. The cex.io/cards URL no longer serves a card product page. That's the visible signal the offering is wound down. CEX.IO has said it's searching for a new card partner; no relaunch date is public. The legacy product was a custodial Visa Debit available in the USA, UK, and EU, funded from 100+ cryptos on the CEX.IO exchange, with FX and spending limits never disclosed publicly even when the card was live. CEX.IO Earn yields still run independently of the card, so balances parked there aren't affected. If you held a card before February 3, the funds reverted to your exchange account. Best fit: nobody, until CEX.IO names a replacement partner.
CEX.IO Card is a Visa debit card from one of the longest-running crypto exchanges (founded 2013), offering up to 2% cashback on purchases. Convert 100+ cryptocurrencies to fiat instantly at point of sale with Apple Pay and Google Pay support. Available in the US, UK, and across the European Union.
This is a Visa crypto card. Available to US residents. Available in Europe. Available in the UK.
Fees & Limits
| Issuance Fee | Free |
|---|---|
| Annual Fee | Free |
| FX Fee | Not disclosed |
| ATM Limit | Not disclosed |
| Spending Limit | Not disclosed |
These figures can change. Confirm the current fees, FX and network in CEX.IO’s official terms before you apply.
Features
- Welcome Bonus: Up to 250 USD bonus
- Card Type: Virtual + Physical
- Top up with: BTC, ETH, USDT, USDC and 100+ cryptos from CEX.IO wallet
- Available Countries: United States, United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Banking & Fiat Rails
SEPA yes; no personal IBAN/SWIFT (VASP card only)
Who issues the CEX.IO Card
The CEX.IO Card is issued by Quicko sp. z o.o., Poland (KNF) — licence REVOKED 21 Jan 2026. The issuer is named verbatim in the card documentation. — stopped processing 3 Feb 2026 (Quicko cascade)
Primary source · All cards issued by Quicko sp. z o.o. · Why the issuer matters
Supported Cryptocurrencies
You can load the CEX.IO Card with crypto; the 4 assets we track for it are listed below. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: 40+ blockchains, 200+ assets via CEX.IO wallet (BTC, ETH, USDC multi-net, etc.)
Who Is the CEX.IO Card Best For?
The CEX.IO Card is a good fit for holders who want their balance to keep earning while it sits on the card.
It lets you spend crypto at millions of merchants without converting everything to fiat first.
The card is currently available in USA, UK, EU, so it works for residents and travellers in those areas.
Best for
- People who want a straightforward, app-managed crypto card
- US residents who want a crypto spending card
- Budget-minded users (no issuance or annual fee)
Avoid if
- You want a card that earns cashback
- You need full non-custodial control of your funds
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the CEX.IO Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Pros & Cons
Pros
- Backed by established exchange (est. 2013); up to 2% cashback; wide crypto support (100+); US + UK + EU availability
- No card issuance fee
- No annual maintenance fee
- Works wherever Visa is accepted worldwide
- Virtual card ready right away, no shipping wait
- Welcome bonus: Up to 250 USD bonus
Cons
- FX fee and spending limits not publicly disclosed; promotional bonuses region-specific and time-limited
- Does not offer cashback or rewards
- Custodial: the issuer holds your funds
- Full KYC required, no anonymous tier
How to Get the CEX.IO Card
Here is what the sign-up process looks like, from application to first purchase.
Create a CEX.IO account
A few minutesGo to the CEX.IO website or download the app. Sign up with your email, pick a password, and accept the terms.
Complete identity verification
Varies by issuerCEX.IO runs standard KYC: a government-issued photo ID and usually a selfie. Processing time varies by issuer and load.
Fund your card
Usually instantLoad your card with BTC, ETH, USDT, USDC and 100+ cryptos from CEX.IO wallet through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.
Start spending immediately
InstantYour virtual CEX.IO Card shows up in the CEX.IO app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available in the United States
The CEX.IO Card is for US residents. Availability can vary by state because of money-transmission licensing. Check the issuer's site for your state.
Common questions about the CEX.IO Card
What are the fees for the CEX.IO Card?
Where is the CEX.IO Card available?
What cryptocurrencies does the CEX.IO Card support?
What are the CEX.IO Card's ATM and spending limits?
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