Card Overview
Bit2Me Card is a Visa debit card from one of Spain's leading crypto exchanges, offering up to 9% cashback tiered by B2M token holdings. Enjoy 0% FX fees within the EU, SEPA integration, and seamless crypto-to-fiat conversion across Europe and Latin America. Available in 30+ EU countries plus Argentina, Brazil, Colombia, and Mexico.
This is a Visa crypto card. It offers cashback rewards. Available in Europe.
Fees & Limits
| Issuance Fee | Free |
|---|---|
| Annual Fee | Free |
| FX Fee | 0% within EU; 1.5% international |
| ATM Limit | EUR 300/day |
| Spending Limit | EUR 2,500/day |
Core Features
- Card Type: Virtual + Physical
- Top up with: BTC, ETH, B2M, USDT, USDC, EUR (bank transfer, card) (10+)
- Available Countries: Spain, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Sweden, Argentina, Brazil, Colombia, Mexico
Supported Cryptocurrencies
The Bit2Me Card allows you to top up and spend using 4 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
Who Is the Bit2Me Card Best For?
The Bit2Me Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
With Advertised up to 9% cashback, but tiered by B2M token holdings via the Space Center loyalty program. Entry level (1,000 EUR in assets): only 0.25% cashback, capped at EUR 7.50/month. Higher levels require staking B2M tokens (locked for 3-12 months) plus completing platform 'missions'. The 9% rate requires the highest Space Center level, which reportedly cannot be reached through B2M acquisition alone. Cashback is always paid in B2M tokens, which carry volatility risk. The gap between the 0.25% entry rate and the 9% maximum is enormous and requires deep B2M commitment. Realistic cashback for a typical user: ~0.25-1% in B2M tokens. cashback on eligible purchases, the Bit2Me Card rewards active spenders who use the card as their daily driver.
The card is currently available in Europe, Latin America — ideal for residents and frequent travellers in those areas.
Best for
- Frequent spenders who want to earn Advertised up to 9% cashback, but tiered by B2M token holdings via the Space Center loyalty program. Entry level (1,000 EUR in assets): only 0.25% cashback, capped at EUR 7.50/month. Higher levels require staking B2M tokens (locked for 3-12 months) plus completing platform 'missions'. The 9% rate requires the highest Space Center level, which reportedly cannot be reached through B2M acquisition alone. Cashback is always paid in B2M tokens, which carry volatility risk. The gap between the 0.25% entry rate and the 9% maximum is enormous and requires deep B2M commitment. Realistic cashback for a typical user: ~0.25-1% in B2M tokens. cashback
- Users who want a simple, app-managed crypto card experience
- European users within EEA countries
- Cost-conscious users — zero issuance and annual fees
Avoid if
- You require full non-custodial control of your funds at all times
- You're a US resident — this card does not support US users
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the Bit2Me Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Key Strengths & Considerations
Strengths
- Up to 9% cashback with B2M staking; 0% FX within EU; SEPA support; strong LATAM presence
- No card issuance fee
- No annual maintenance fee
- Accepted at 80 million+ Visa merchants worldwide
- Wide coverage across the European Economic Area
- Virtual card available instantly — no shipping required
Considerations
- High cashback tiers require significant B2M holdings; limited to EU and select LATAM countries
- Custodial product — funds held by the issuer
- Limited to certain regions — not globally available
- KYC identity verification required to activate
How to Get the Bit2Me Card
Getting started with the Bit2Me Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Create a Bit2Me account
~5 minutesVisit the official Bit2Me website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Complete KYC verification
1–3 business daysSubmit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Bit2Me processes applications in line with AML and KYC regulations.
Fund your card
Usually instantOnce verified, top up your card balance using BTC, ETH, B2M, USDT, USDC, EUR (bank transfer, card) (10+) via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Start spending immediately
InstantYour virtual Bit2Me Card is available immediately in the Bit2Me app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Requirements
Regional Availability
Available Across the EEA
The Bit2Me Card is available throughout the European Economic Area — covering all 27 EU member states plus Iceland, Liechtenstein, and Norway. UK residents should verify post-Brexit availability directly with the issuer.
Key supported countries:
Frequently Asked Questions
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