Spritz Card Review 2026
Reviewed: · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
onTrustpilot(309 reviews)Independently reviewed by Mihail B. · how we verify
Get Spritz CardCard Overview
50,000+ tokens. That's the headline, and it's accurate; Spritz supports the widest asset roster in our catalogue, across 14+ blockchains (Ethereum, Polygon, Arbitrum, Optimism, Base, zkSync, Avalanche, BNB Chain, Fantom, others). Visa Signature credit-style card with hybrid custody: you collateralise from your wallet, Spritz holds the spendable balance after conversion. Rewards is where it falls down. No cashback. A travel and dining program was announced and never launched, and Spritz help docs confirm the rewards layer isn't active. Conversion fees start at 0.5% and vary by token, network, and transaction size, but Spritz's own materials reference an average closer to 2%. That's the part you'll feel on every swipe. Spend cap $150,000/day in the US and Canada, $10,000/day internationally. Once funds are loaded onto the card, you can't move them back to crypto. The homepage promo gives new users 50% off conversion fees on the first $1,000 transacted. Available in 140+ countries. No IBAN. No SEPA. Worth it for long-tail token holders who need broad asset support and accept that the swipe cost is the whole product. Wrong card if rewards were the deciding factor.
Spritz Card delivers unmatched crypto versatility with support for 50,000+ tokens across 14+ blockchains including Ethereum, Polygon, Arbitrum, Optimism, Base, zkSync, Avalanche, and BNB Chain. Enjoy premium Visa Signature benefits for all users including trip protection, airport lounge access, and zero liability fraud protection, without staking requirements or membership fees. With industry-leading $150,000 daily limits in US/Canada, non-custodial approach where crypto stays in your wallet until card loading, and acceptance at 140+ countries globally, Spritz transforms any digital asset into purchasing power. Perfect for multi-chain DeFi users seeking maximum flexibility with premium perks, though note that loaded funds convert to fiat collateral and cannot be withdrawn back to crypto.
Sweepbase verdict: Spritz Card earns its ranking here for zero upfront and ongoing fees, making it a good match for HODLers who want passive yield while still being able to spend. The main thing to weigh is limited geographic availability.
This is a Visa crypto card. It offers cashback rewards. Available to US residents. Available in Europe. Available in the UK.
Fees & Limits
| Issuance Fee | Free |
|---|---|
| Annual Fee | Free |
| FX Fee | Conversion fee starting at 0.5% (varies by token/network/size, averaging ~2%); standard Visa Signature rates |
| ATM Limit | Expected with physical card |
| Spending Limit | US/Canada: $150000/day; International: $10000/day |
These figures can change. Confirm the current fees, FX and network in Spritz’s official terms before you apply.
Features
- Welcome Bonus: $25 bonus
- Card Type: Virtual + Physical
- Top up with: 50000+ tokens across 14+ blockchains including Ethereum, Polygon, Arbitrum, Optimism, Base, zkSync, Avalanche, BNB Chain, Fantom
- Available Countries: Anguilla, Antigua and Barbuda, Argentina, Aruba, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Cape Verde, Cayman Islands, Central African Republic, Chad, Chile, China, Comoros, Congo, Cook Islands, Costa Rica, Croatia, Cyprus, Czechia, Democratic Republic of the Congo, Denmark, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Falkland Islands, Fiji, Finland, France, French Guiana, French Polynesia, Gabon, Gambia, Georgia, Germany, Ghana, Granada, Greece, Greenland, Guadeloupe, Guam, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Macao, Macau, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Mexico, Micronesia, Monaco, Mongolia, Montserrat, Morocco, Mozambique, Namibia, Nauru, Nepal, Netherlands, New Caledonia, New Zealand, Nicaragua, Niger, Nigeria, Niue, Northern Mariana Islands, Norway, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Rwanda, Saint Barthelemy, Saint Helena, Saint Kitts and Nevis, Saint Lucia, Saint Martin, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Senegal, Seychelles, Sierra Leone, Singapore, Sint Maarten, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Korea, South Sudan, Spain, Sri Lanka, Sudan, Suriname, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Uganda, United Arab Emirates, United Kingdom, United States, Uruguay, Uzbekistan, Vanuatu, Vatican City, Vietnam, Wallis and Futuna, Western Sahara, Zimbabwe
Banking & Fiat Rails
None (non-custodial card, no bank account)
Supported Cryptocurrencies
You can load the Spritz Card with 4 cryptocurrency tokens. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: 14+ networks: Ethereum, Polygon, Avalanche, BNB Chain, Arbitrum, Optimism, Base and more (50k+ tokens)
Who Is the Spritz Card Best For?
The Spritz Card is a good fit for crypto holders who want a simple way to spend their coins without managing wallets by hand.
The Spritz Card pays None (travel/dining cashback was planned but never launched; Spritz confirms no cashback program exists) cashback on eligible purchases, so it works well as a daily spending card.
The card is currently available in 140+ countries, so it works for residents and travellers in those areas.
Best for
- Frequent spenders who want to earn None (travel/dining cashback was planned but never launched; Spritz confirms no cashback program exists) cashback
- People who want a straightforward, app-managed crypto card
- US residents who want a crypto spending card
- Budget-minded users (no issuance or annual fee)
Avoid if
- You need full non-custodial control of your funds
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the Spritz Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Pros & Cons
Pros
- Broadest crypto support (50k+ tokens, 14+ chains); Visa Signature benefits without staking; premium travel protections; no staking required
- Earn None (travel/dining cashback was planned but never launched; Spritz confirms no cashback program exists) cashback on eligible purchases
- No card issuance fee
- No annual maintenance fee
- Works wherever Visa is accepted worldwide
- Virtual card ready right away, no shipping wait
Cons
- No cashback/rewards; funds cannot be withdrawn back to crypto once loaded; collateralized prepaid model; 2.99% conversion fee
- Custodial: the issuer holds your funds
- Only available in certain regions
- Requires KYC identity verification
- Full KYC required, no anonymous tier
How to Get the Spritz Card
Here is what the sign-up process looks like, from application to first purchase.
Create a Spritz account
~5 minutesGo to the Spritz website or download the app. Sign up with your email, pick a password, and accept the terms. It's free.
Complete KYC verification
1–3 business daysUpload a government-issued photo ID (passport or national ID) and take a selfie. Spritz verifies your identity under standard AML/KYC rules.
Fund your card
Usually instantOnce verified, load your card with 50000+ tokens across 14+ blockchains including Ethereum, Polygon, Arbitrum, Optimism, Base, zkSync, Avalanche, BNB Chain, Fantom through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.
Start spending immediately
InstantYour virtual Spritz Card shows up in the Spritz app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available in the United States
The Spritz Card is for US residents. Availability can vary by state because of money-transmission licensing. Check the issuer's site for your state.
Commonly supported states:
Frequently Asked Questions
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