Spritz Card Review 2026

50,000+ tokens. That's the headline, and it's accurate; Spritz supports the widest asset roster in our catalogue, across 14+ blockchains (Ethereum, Polygon, Arbitrum, Optimism, Base, zkSync, Avalanche, BNB Chain, Fantom, others). Visa Signature with hybrid custody: Spritz's own help centre calls it "a real credit card, issued by Rain", fully collateralised — your crypto backs the line, and the balance you spend is fiat. Rewards exist now, but read the shape before you count on them. The 5% on airlines, hotels, restaurants and travel agencies runs only inside a three-day "Shopping Spree" you unlock by loading $200 or more; a second spree needs a single $1,500 load, two per calendar month is the ceiling, and the payout caps at $20 per merchant and $40 per spree. That's about $80 a month at the absolute top, paid as Spritz Credits. Spending and holding are free; loading is not. Every top-up runs roughly 1% — 0.5% crypto-to-fiat plus 0.5% card-load, $2 minimum — and more on surcharged tokens. Once funds are on the card you cannot move them back to crypto. Spritz serves 31 countries, and inside the US the card reached 30 states at launch. No IBAN. No SEPA. One naming trap worth knowing: the prepaid SpritzCard sold before June 2025 was a different product on a different rail, so old complaints about frozen balances are not about the card scored here. Worth it for long-tail token holders who want Visa Signature perks without a staking tier; wrong card if you need an always-on cashback rate.