Card Overview
Bitsa Card is a tiered Visa prepaid card available across the EEA with three plans: Free (EUR 1,500/day), Move (EUR 5,000/day), and Pro (EUR 15,000/day with up to 15% cashback). Fund with crypto or bank transfer, spend with Apple Pay, and access IBAN/SEPA banking integration.
This is a Visa crypto card. It offers cashback rewards. Available in Europe.
Fees & Limits
| Issuance Fee | Free (Free tier); EUR 8.99/year (Move); EUR 69.99/year (Pro) |
|---|---|
| Annual Fee | Included in tier pricing |
| FX Fee | 2% |
| ATM Limit | EUR 450 |
| Spending Limit | Free: EUR 1,500/day; Move: EUR 5,000/day; Pro: EUR 15,000/day |
Core Features
- Card Type: Virtual + Physical
- Top up with: Crypto (ETH, BTC), bank transfer, vouchers
- Available Countries: Spain, France, Germany, Italy, Portugal, Netherlands, Austria, Belgium, and other EEA nations
Supported Cryptocurrencies
The Bitsa Card allows you to top up and spend using 2 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
Who Is the Bitsa Card Best For?
The Bitsa Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
With Advertised up to 15% cashback on Move and Pro tiers, but this rate applies only at participating partner stores, not on general spending. The cashback program has reportedly been discontinued or significantly reduced. Bitsa has a 1.4 rating on Trustpilot with widespread complaints about frozen accounts and withheld funds. Tier pricing: Free tier, Move (EUR 8.99/month), Pro (EUR 69.99/month). Even when active, the 15% was never a general cashback rate — it was limited to select brand promotions. Realistic cashback for a typical user: 0% (program likely discontinued). cashback on eligible purchases, the Bitsa Card rewards active spenders who use the card as their daily driver.
The card is currently available in EEA — ideal for residents and frequent travellers in those areas.
Best for
- Frequent spenders who want to earn Advertised up to 15% cashback on Move and Pro tiers, but this rate applies only at participating partner stores, not on general spending. The cashback program has reportedly been discontinued or significantly reduced. Bitsa has a 1.4 rating on Trustpilot with widespread complaints about frozen accounts and withheld funds. Tier pricing: Free tier, Move (EUR 8.99/month), Pro (EUR 69.99/month). Even when active, the 15% was never a general cashback rate — it was limited to select brand promotions. Realistic cashback for a typical user: 0% (program likely discontinued). cashback
- Users who want a simple, app-managed crypto card experience
- European users within EEA countries
Avoid if
- You require full non-custodial control of your funds at all times
- You're a US resident — this card does not support US users
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the Bitsa Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Key Strengths & Considerations
Strengths
- Free tier available; up to EUR 15,000/day (Pro); IBAN/SEPA; Apple Pay; up to 15% cashback on Pro
- Accepted at 80 million+ Visa merchants worldwide
- Wide coverage across the European Economic Area
- Virtual card available instantly — no shipping required
Considerations
- 2% FX; EUR 69.99/year for Pro; EEA only; not available in UK or USA; EUR 450 ATM limit
- Card issuance fee: Free (Free tier); EUR 8.99/year (Move); EUR 69.99/year (Pro)
- Annual fee: Included in tier pricing
- Custodial product — funds held by the issuer
- Limited to certain regions — not globally available
- KYC identity verification required to activate
How to Get the Bitsa Card
Getting started with the Bitsa Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Create a Bitsa account
~5 minutesVisit the official Bitsa website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Complete KYC verification
1–3 business daysSubmit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Bitsa processes applications in line with AML and KYC regulations.
Fund your card
Usually instantOnce verified, top up your card balance using Crypto (ETH, BTC), bank transfer, vouchers via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Start spending immediately
InstantYour virtual Bitsa Card is available immediately in the Bitsa app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Requirements
Regional Availability
Available Across the EEA
The Bitsa Card is available throughout the European Economic Area — covering all 27 EU member states plus Iceland, Liechtenstein, and Norway. UK residents should verify post-Brexit availability directly with the issuer.
Key supported countries:
Frequently Asked Questions
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