Deblock Card Review 2026

Name: Deblock Card
Brand: Visa
Availability: InStock

Reviewed by Mihail B. in October 2026 · Data verified October 13, 2026 · how we verify

4.2 / 5.0Sweepbase rating

Algorithmic score, not user reviews: how it is calculated

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CustodyHybrid custody

NetworkVisa Debit

Cashback0.1-1% (Premium)

RegionsEurope

Fees and limits

Issuance fee	Free
Annual fee	Free
FX fee	0% on EUR card payments The fine print Non-EUR on Standard: from 11 November 2026 (fee pages v6.4.3) 0.5% on weekdays and 1% at weekends from the first euro, and once card payments in the 30-day billing cycle pass 1,000 EUR a flat 1% on every further card payment (the document does not say whether euro payments count toward the 1,000 EUR) Until 10 November (v6.3) free up to 1,000 EUR a month, then 0.5% on weekdays and 1% at weekends Premium and Native: free under conditions A 0.5% fee applies on every plan, euro payments included, to financial-services, money-transfer, prepaid top-up, crypto, gambling and precious-metal merchant categories Deblock does not publish its base rate: its terms say the rate is set by the card network and/or its payment partners
ATM limit	Free up to 1 withdrawal or 100 EUR per rolling month on Standard (3 withdrawals or 1,000 EUR on Premium/Native), then 1% per withdrawal, min. 1 EUR
Spending limit	Based on account balance

Fees change; the current ones are in Deblock’s terms.

Features

Cashback: 0.1-1% (Premium)
The fine print
- Up to 1% on card payments, Premium plan (EUR 14.99 a month or EUR 120 a year) or Native plan (free for holders of a Deblock NFT for at least 30 days) only: 0.1% on purchases from merchants in EEA countries and French territories, 1% on merchants in all other countries and currencies
- The free Standard plan gets none
- Planned $BLOCK token launch cancelled indefinitely (Mar 2026)
Custody: Hybrid custody
The fine print
Hybrid: euros sit in a safeguarded e-money account and crypto stays in self-custody, in the issuer's words "safeguarded euros, and self-custodied digital assets"
KYC: Yes
Card type: Virtual + Physical
Top up with: Multi-chain crypto support; instant EUR conversion; BTC SOL USDC and major cryptos
Available countries: No country list published
Full list
- The T&Cs admit any legal EEA resident 18+, while the public terms v12.3 are scoped to French residents
- Country-specific card designs exist for France, Germany, Spain, Portugal, Italy, Belgium and the French Pacific territories (French Polynesia, New Caledonia, Wallis and Futuna)
- UK NOT supported

Who issues the Deblock Card

The Deblock Card is issued by Deblock SAS, France (ACPR CIB 17748 + AMF MiCA CASP A2025-001) (EMI + MiCA CASP (first French MiCA CASP)). The issuer is named in the source linked below.

All cards issued by Deblock SAS · Why the issuer matters

Supported cryptocurrencies

You can load the Deblock Card with crypto; the asset we track for it is listed below.

Networks & deposit details: Direct crypto deposits to non-custodial wallet (BTC, ETH and major chains); EUR via SEPA

BTCBitcoin

Pros and cons

Pros

✓
Unique metal LED card that lights up with each payment
The fine print
- Self-custody crypto wallet alongside a safeguarded e-money euro account
- French IBAN with free instant SEPA
- 2% account yield even on the free plan
Earn 1% cashback on eligible purchases
No card issuance fee
No annual maintenance fee

Cons

✗
Buying, selling or swapping crypto costs 1.99% on the free Standard plan (0.49% Premium)
The fine print
- Cashback needs Premium at EUR 14.99 a month (EUR 120 a year) or a Deblock NFT held for 30 days, and pays 0.1% on purchases from EEA and French-territory merchants, 1% only elsewhere
- Card top-ups free only to 2,000 EUR a month, then 0.5%

Regional availability

Available across the EEA

Any legal resident of the EEA aged 18+; ACPR/MiCA regulated; UK NOT supported.

Card overview

A French ACPR licence under MiCA puts Deblock in a small group of cards that leave your coins in a wallet you control and still give you a real French IBAN. The euros the card spends sit in a safeguarded e-money account, so custody is split. The card itself is unusual: a metal Visa that physically lights up at every payment via embedded LEDs. Cashback is 0% on the free Standard plan.

Up to 1% needs Premium, at EUR 14.99 a month or EUR 120 a year, or the Native plan, free for anyone who has held a Deblock NFT for at least 30 days: both pay 0.1% at merchants in EEA countries and French territories and 1% at merchants everywhere else. The $BLOCK token that was meant to add a token cashback layer was cancelled indefinitely in March 2026, so that reward never shipped.

Spending in other currencies on Standard costs 0.5% on weekdays and 1% at weekends from the first euro from 11 November 2026, and a flat 1% once card payments pass €1,000 in a 30-day cycle; until then the first €1,000 a month is free. The money you spend can earn too: Account Yield pays 2% APY on Standard and 4% on Premium, credited daily to the spendable balance. The money goes into a Morpho lending vault, and Deblock smooths the rate from its own reserve. You opt in inside the app, and opting out cannot be undone.

The other Morpho vaults are a separate product. Apple Pay and Google Pay both work. Any legal resident of the EEA aged 18 or over can apply. The UK is not supported.

The 0% Standard cashback line decides this one for most readers: any reward at all means a paid plan or a Deblock NFT, and the UK doesn't reach the card at any tier.

Editor’s note by Mihail B. · Founder & Editor

Reviewed October 2026 Verified against issuer docs

The fee document in force since 5 July 2026 prices Premium at 14.99 EUR a month or 120 EUR a year and keeps the Native plan, free for anyone who has held a Deblock NFT in their Deblock wallet for at least 30 days. Cashback is up to 1% on Premium and Native only, and thinner than it sounds: 0.1% on purchases from merchants in EEA countries and French territories, 1% on merchants in all other countries and currencies. Cheap to hold, expensive to trade: buying, selling or swapping crypto costs 1.99% on Standard, 0.49% on Premium and nothing on Native.
Deblock cancelled its planned $BLOCK token indefinitely in March 2026. From 11 November 2026 the new fee pages (v6.4.3) drop the free 1,000 EUR a month for non-euro card payments on Standard: 0.5% on weekdays and 1% at weekends from the first euro, then a flat 1% on every card payment once the 30-day cycle passes 1,000 EUR.

Common questions about the Deblock Card

We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.

What are the fees for the Deblock Card?

The Deblock Card charges no issuance or annual fee. FX fee: 0% on EUR card payments. A 0.5% fee applies on every plan, euro payments included, to financial-services, money-transfer, prepaid top-up, crypto, gambling and precious-metal merchant categories.

Is the Deblock Card legit, and who is behind it?

The issuer of record for the Deblock Card is Deblock SAS, France (ACPR CIB 17748 + AMF MiCA CASP A2025-001).

Is the Deblock Card worth it?

What the Deblock Card offers is its 0.1-1% cashback rewards and no card or annual fee. The main thing to weigh is that it is sold only in Europe.

How does the Deblock Card cashback work?

Up to 1% on card payments, Premium plan (EUR 14.99 a month or EUR 120 a year) or Native plan (free for holders of a Deblock NFT for at least 30 days) only: 0.1% on purchases from merchants in EEA countries and French territories, 1% on merchants in all other countries and currencies. The free Standard plan gets none. Planned $BLOCK token launch cancelled indefinitely (Mar 2026).