Card Overview
Airtm Card is a virtual Visa prepaid card powered by USDC, available in 190+ countries with 400+ local payment methods for funding. Designed for emerging markets and gig economy workers, it offers Apple Pay and Google Pay integration with a $2,000 daily spending limit. Powered by Bridge (Stripe) for card issuance.
This is a Visa crypto card.
Fees & Limits
| Issuance Fee | Free |
|---|---|
| Annual Fee | Not disclosed |
| FX Fee | 1% on first $200 loaded/month |
| ATM Limit | Not available (virtual card only) |
| Spending Limit | $2,000/day |
Core Features
- Card Type: Virtual only
- Top up with: USDC balance; 400+ local payment methods (bank, crypto, mobile, wallets); debit/credit card
- Available Countries: 190+ countries (primary: Argentina, Venezuela, Colombia, Ecuador). US restricted: CT, HI, NY, NH, TX, VT, VA
Supported Cryptocurrencies
The Airtm Card allows you to top up and spend using 2 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
Who Is the Airtm Card Best For?
The Airtm Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
It is a solid option for anyone looking to bridge their crypto holdings with day-to-day payments at millions of merchants worldwide.
The card is currently available in Global — ideal for residents and frequent travellers in those areas.
Best for
- Users who want a simple, app-managed crypto card experience
Avoid if
- You primarily want a card that earns cashback rewards
- You require full non-custodial control of your funds at all times
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the Airtm Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Key Strengths & Considerations
Strengths
- 190+ countries; 400+ local payment methods; Apple/Google Pay; USDC-backed (1:1 USD); emerging market focus
- No card issuance fee
- Accepted at 80 million+ Visa merchants worldwide
- Available in most countries globally
- Virtual card available instantly — no shipping required
Considerations
- Virtual only; 1% loading fee; no cashback; some US states excluded; no ATM
- Annual fee: Not disclosed
- Custodial product — funds held by the issuer
- KYC identity verification required to activate
How to Get the Airtm Card
Getting started with the Airtm Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Create a Airtm account
~5 minutesVisit the official Airtm website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Complete KYC verification
1–3 business daysSubmit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Airtm processes applications in line with AML and KYC regulations.
Fund your card
Usually instantOnce verified, top up your card balance using USDC balance; 400+ local payment methods (bank, crypto, mobile, wallets); debit/credit card via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Start spending immediately
InstantYour virtual Airtm Card is available immediately in the Airtm app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Requirements
Regional Availability
Available Worldwide
The Airtm Card is available to users in the majority of countries worldwide. Minor exceptions may apply due to local financial regulations. Always confirm current availability on the Airtm website before applying.
Available in major markets including:
Frequently Asked Questions
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