Card Overview
Keytom Card is a virtual prepaid card (Visa or Mastercard) available in 180+ countries with a $150,000 daily spending limit and EUR IBAN support. Crypto assets insured up to $100M through Fireblocks/Marsh/Munich Re partnership. Card BIN classified as credit, enabling use for car rentals and hotel bookings.
This is a Visa crypto card. This is a Mastercard crypto card.
Fees & Limits
| Issuance Fee | $10 |
|---|---|
| Annual Fee | Not disclosed |
| FX Fee | 1.35% |
| ATM Limit | Not available (virtual card only) |
| Spending Limit | $150,000/day |
Core Features
- Card Type: Virtual only
- Top up with: USDC, EUR, BTC, ETH
- Available Countries: 180+ countries globally
Supported Cryptocurrencies
The Keytom Card allows you to top up and spend using 3 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
Who Is the Keytom Card Best For?
The Keytom Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
It is a solid option for anyone looking to bridge their crypto holdings with day-to-day payments at millions of merchants worldwide.
The card is currently available in Global — ideal for residents and frequent travellers in those areas.
Best for
- Users who want a simple, app-managed crypto card experience
Avoid if
- You primarily want a card that earns cashback rewards
- You require full non-custodial control of your funds at all times
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the Keytom Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Key Strengths & Considerations
Strengths
- $150,000 daily limit; EUR IBAN; 180+ countries; card BIN classified as credit (enables rentals); crypto insured up to $100M via Fireblocks
- Accepted at 80 million+ Visa merchants worldwide
- Available in most countries globally
- Virtual card available instantly — no shipping required
Considerations
- Virtual only; $10 issuance; 1.35% FX; no cashback; referral program ended Feb 2026
- Card issuance fee: $10
- Annual fee: Not disclosed
- Custodial product — funds held by the issuer
- KYC identity verification required to activate
How to Get the Keytom Card
Getting started with the Keytom Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Create a Keytom account
~5 minutesVisit the official Keytom website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Complete KYC verification
1–3 business daysSubmit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Keytom processes applications in line with AML and KYC regulations.
Fund your card
Usually instantOnce verified, top up your card balance using USDC, EUR, BTC, ETH via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Start spending immediately
InstantYour virtual Keytom Card is available immediately in the Keytom app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Requirements
Regional Availability
Available Worldwide
The Keytom Card is available to users in the majority of countries worldwide. Minor exceptions may apply due to local financial regulations. Always confirm current availability on the Keytom website before applying.
Available in major markets including:
Frequently Asked Questions
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