Mobilum Card Review 2026
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Last updated: by the
Mobilum Card transforms your crypto into everyday spending power with a multi-currency Mastercard supporting both virtual and physical formats across 30+ countries. Create multiple cards under one account, transfer funds instantly to friends via phone number or Mobilum ID, and access quick loans directly to your card balance. With Apple Pay and Google Pay support, free peer-to-peer transfers, and upcoming Bitcoin banking suite featuring DeFi yields, Mobilum bridges crypto flexibility with traditional banking convenience—perfect for users seeking compliant, practical access to digital assets with global Mastercard acceptance.
This is a Mastercard crypto card. Available to US residents. Available in Europe.
| Issuance Fee | $1 |
|---|---|
| Annual Fee | Free |
| FX Fee | 0.5% MBM access fee + 0.5% MBM transaction fee |
| ATM Limit | Available at Mastercard ATMs |
| Spending Limit | Based on verification level |
The Mobilum Card allows you to top up and spend using 2 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
The Mobilum Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
It is a solid option for anyone looking to bridge their crypto holdings with day-to-day payments at millions of merchants worldwide.
The card is currently available in USA, Canada, EEA — ideal for residents and frequent travellers in those areas.
Compare the Mobilum Card side-by-side with alternatives using the full card listing or explore our Mastercard crypto cards category.
Getting started with the Mobilum Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Visit the official Mobilum website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Submit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Mobilum processes applications in line with AML and KYC regulations.
Once verified, top up your card balance using BTC, ETH and major cryptocurrencies plus fiat (EUR, USD, PLN) via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Your virtual Mobilum Card is available immediately in the Mobilum app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Available Across the EEA
The Mobilum Card is available throughout the European Economic Area — covering all 27 EU member states plus Iceland, Liechtenstein, and Norway. UK residents should verify post-Brexit availability directly with the issuer.
Key supported countries:
