Orbitx Card Review 2026
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Last updated: by the
Orbitx Card delivers premium self-custody spending with Visa Signature benefits and true non-custodial smart contract wallets where you hold the keys. Choose between Neo plastic ($100 + $12/year with $50k daily limit) or premium Lux metal ($350 + $30/year with unlimited spending), both featuring 0% deposit fees, no credit checks, and multi-currency IBAN accounts in major global currencies. Back your card with 100% USDC or USDT collateral on Polygon or Base networks (Solana/Tron coming soon), enjoying dynamic spending limits that scale with your holdings. Perfect for crypto-native users seeking institutional-grade security, premium travel protections, and borderless payment freedom across 100+ million Visa merchants while maintaining complete control of private keys.
This is a Visa crypto card. It uses a self-custody model.
| Issuance Fee | Neo $100; Lux $350 |
|---|---|
| Annual Fee | Neo $12/year; Lux $30/year |
| FX Fee | Neo 2%; Lux 1% FX fee |
| ATM Limit | Available; high ATM fees (Base + 2% + $2) |
| Spending Limit | Neo: $50000/day; Lux: Unlimited |
The Orbitx Card allows you to top up and spend using 3 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
The Orbitx Card is best suited for DeFi enthusiasts and privacy-conscious users who want to maintain control of their private keys right up to the point of purchase.
It is a solid option for anyone looking to bridge their crypto holdings with day-to-day payments at millions of merchants worldwide.
The card is currently available in Global availability — ideal for residents and frequent travellers in those areas.
Compare the Orbitx Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Getting started with the Orbitx Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Visit the official Orbitx website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Submit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Orbitx processes applications in line with AML and KYC regulations.
Once verified, top up your card balance using USDC, USDT stablecoins on Polygon, Base; Solana and Tron coming via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Your virtual Orbitx Card is available immediately in the Orbitx app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Available Worldwide
The Orbitx Card is available to users in the majority of countries worldwide. Minor exceptions may apply due to local financial regulations. Always confirm current availability on the Orbitx website before applying.
Available in major markets including:
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