Enter your estimated monthly spending and we'll calculate the true annual cost of a crypto card — including fees, FX markups, and cashback rewards. Compare different fee structures to find which card saves you the most.
$1,000
$100/mo$10,000/mo
$
%
%
%
Annual spend$12000
Annual fee$0
FX fees$180
Spread cost$60
Cashback earned-$60
Net annual cost$180 (net cost)
$
%
%
%
Annual spend$12000
Annual fee$60
FX fees$60
Spread cost$36
Cashback earned-$240
Net annual cost-$84 (you save money)
$
%
%
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Annual spend$12000
Annual fee$150
FX fees$0
Spread cost$24
Cashback earned-$480
Net annual cost-$306 (you save money)
This calculator provides estimates only. Actual costs depend on specific card terms, exchange rates, and spending patterns. See individual card pages for exact fee schedules.
