Fuse Card Review 2026
Reviewed by Mihail B. in · · how we verify
Algorithmic score, not user reviews: how it is calculated
Get Fuse CardNot a partner link. We earn nothing from this card; it goes straight to the issuer.
Fees and limits
| Issuance fee | Free |
|---|---|
| Annual fee | Free |
| FX fee | 0% international transaction fee in the Lead Bank cardholder agreementThe fine print
|
| ATM limit | Not available (virtual focus) |
| Spending limit | $2000/day spending limit |
Fees change; the current ones are in Fuse’s terms.
Features
- KYC: Yes
- Card type: Virtual only
- Top up with: USDC USDT stablecoins on Solana
- Available countries: United States (excluding New York and Alaska), Argentina, Bolivia, Brazil, Colombia, Costa Rica, Dominican Republic…
Full list
… Ecuador, El Salvador, Ghana, Guatemala, Honduras, Mexico, Panama, Nigeria, Paraguay, Peru, Uruguay
Who issues the Fuse Card
The Fuse Card is issued by Lead Bank, USA (Missouri state-chartered); program managers Bridge and Stripe. The issuer is named in the source linked below.
Primary source · All cards issued by Lead Bank · Why the issuer matters
Supported cryptocurrencies
You can load the Fuse Card with crypto; the asset we track for it is listed below.
Pros and cons
Pros
- True self-custody on Solana; gasless deposits; smart spending controls with time locks; instant virtual card
- No card issuance fee
- No annual maintenance fee
- Banking rails: IBAN / SEPA support
Cons
- Stablecoins only; virtual only, no physical card and no ATM withdrawals; very new product (launched 2025); limited track record
Regional availability
Available in USA + LATAM
USA, Latin America and Ghana and Nigeria, per the Fuse Card support page.
Banking and fiat rails
Card overview
Fuse puts a self-custodial stablecoin balance on Solana behind a virtual Visa, using Squads Protocol smart accounts, with gasless deposits and time-locked spending controls you set yourself; Lead Bank issues it and Bridge runs KYC. It launched on 30 April 2025 with an invite code; the current support page describes a direct path (download, KYC via Bridge, Activate). Eligibility covers 18 countries: the US (excluding New York and Alaska), fifteen in Latin America from Mexico to Argentina, Ghana and Nigeria.
Issuance is free, and the Lead Bank cardholder agreement charges no international transaction fee, although Fuse does not publish the exchange rate it applies to non-USD purchases. Funding takes USDC and USDT only, spending caps at 2,000 dollars a day, and there is no ATM access or cashback. Apple Pay works. It's a disciplined-spending tool for Solana users in the US, Latin America, Ghana and Nigeria rather than a rewards card, and the daily cap alone rules out heavy spenders.
Common questions about the Fuse Card
We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.
