Revolut Card Review 2026
Last reviewed · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
Independently reviewed by Mihail B. · how we verify
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Card Overview
Revolut's crypto card went live May 18, 2026, when it shipped its first physical card: a Dogecoin-themed piece with an LED that lights up when you tap to pay. Fun hardware, ordinary economics. The crypto sits custodial with Revolut, so you never hold the private keys to the balance you spend, and every card purchase counts as a taxable disposal, a capital-gains event you settle later. Acceptance is wherever Visa and Mastercard run. Top-up is your in-app crypto balance, converted at the point of transaction. The fee that decides the deal is that conversion rate, tiered by plan and 30-day volume: Standard and Plus open at 1.49% (dropping to 0.49% above £250k), Premium and Metal at 0.99%, and only Ultra reaches 0.49% down to 0% at high volume. Ultra costs £55/mo introductory in the UK; Standard is free, Plus £3.99, Premium £7.99, Metal £14.99. Revolut says physical-card spend carries no extra exchange fee beyond that point-of-transaction rate, so read the cost as the embedded spread, not a flat stamp on each tap. Rollout covers the UK and EEA, minus Hungary, Switzerland, and Portugal. Best fit: existing Revolut users who occasionally want to spend a crypto balance from a bank app they already trust. Wrong card if you want self-custody, cheap conversions without paying £55 a month, or any purchase that isn't a taxable event.
Revolut Card offers global spending with automatic real-time conversion from 200+ cryptocurrencies at millions of Visa and Mastercard merchants in 48+ countries. Premium Metal and Ultra tiers offer up to 1% cashback outside Europe (0.1% within), with rewards paid in your choice of fiat or crypto. With fee-free currency exchange up to generous monthly limits, security features including instant card freezing and 2FA, plus integration with 30+ fiat currencies, Revolut transforms your custodial crypto portfolio into everyday spending power, perfect for international travelers and multi-currency users seeking flexibility beyond traditional banking.
This is a Visa crypto card. This is a Mastercard crypto card. It offers cashback rewards. Available to US residents. Available in Europe. Available in the UK.
Fees & Limits
| Issuance Fee | Free |
|---|---|
| Annual Fee | Standard/Plus/Premium Free; Metal £14.99/month; Ultra £45/month |
| FX Fee | 1% weekend crypto conversion fee; standard Visa/Mastercard FX rates |
| ATM Limit | $200-$1200/month free (by plan), 2% after |
| Spending Limit | Based on account tier |
These figures can change. Confirm the current fees, FX and network in Revolut’s official terms before you apply.
Features
- Welcome Bonus: $10 free
- Card Type: Virtual + Physical
- Top up with: 200+ cryptocurrencies including BTC, ETH, USDC; 30+ fiat currencies
- Available Countries: UK, EEA (all 30 states), Switzerland, US, Australia, Brazil, Japan, New Zealand, Singapore; Mexico waitlisted. Per Revolut's published supported-countries page. CFD trading is EEA-only and not listed in the UK product index.
Banking & Fiat Rails
IBAN yes (EU full IBAN), SEPA yes (free within Eurozone), SWIFT yes (via international transfers)
Who issues the Revolut Card
The Revolut Card is issued by Revolut Bank UAB / Revolut Ltd, Lithuania (Bank of Lithuania) + UK (FCA FRN 900562) — Full banking licence (EEA) + EMI (UK). The issuer is named verbatim in the card documentation. EEA via Revolut Bank UAB; UK via Revolut Ltd.
Primary source · All cards issued by Revolut Bank UAB / Revolut Ltd · Why the issuer matters
Supported Cryptocurrencies
You can load the Revolut Card with crypto; the 3 assets we track for it are listed below. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: Buy crypto in-app via fiat; Polygon integration for crypto payments; no direct external blockchain top-up to card
Who Is the Revolut Card Best For?
The Revolut Card is a good fit for holders who want their balance to keep earning while it sits on the card.
The Revolut Card pays 0.1% cashback on eligible purchases, so it works well as a daily spending card.
The card is currently available in UK, EEA, Switzerland, US, Australia, Brazil, Japan, New Zealand, Singapore, so it works for residents and travellers in those areas.
Best for
- Frequent spenders who want to earn 0.1% cashback
- People who want a straightforward, app-managed crypto card
- US residents who want a crypto spending card
Avoid if
- You need full non-custodial control of your funds
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the Revolut Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Pros & Cons
Pros
- Support for 200+ cryptos; automatic real-time conversion at checkout; fee-free currency exchange (up to monthly limits)
- Earn 0.1% cashback on eligible purchases
- No card issuance fee
- Works wherever Visa is accepted worldwide
- Covers the European Economic Area (EEA)
- Virtual card ready right away, no shipping wait
Cons
- US unavailable; 1% weekend crypto conversion fee; custodial model; cashback only on premium tiers (Metal/Ultra)
- Annual fee: Standard/Plus/Premium Free; Metal £14.99/month; Ultra £45/month
- Only available in certain regions
- Full KYC required, no anonymous tier
How to Get the Revolut Card
Here is what the sign-up process looks like, from application to first purchase.
Create a Revolut account
A few minutesGo to the Revolut website or download the app. Sign up with your email, pick a password, and accept the terms.
Complete identity verification
Varies by issuerRevolut runs standard KYC: a government-issued photo ID and usually a selfie. Processing time varies by issuer and load.
Fund your card
Usually instantLoad your card with 200+ cryptocurrencies including BTC, ETH, USDC; 30+ fiat currencies through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.
Start spending immediately
InstantYour virtual Revolut Card shows up in the Revolut app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available Across the EEA
The Revolut Card covers the EU member states plus Iceland, Liechtenstein, and Norway. If you're in the UK, check with the issuer about post-Brexit availability.
Common questions about the Revolut Card
What are the fees for the Revolut Card?
How does the Revolut Card cashback work?
Where is the Revolut Card available?
What cryptocurrencies does the Revolut Card support?
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