Revolut Card Review 2026
Reviewed: · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
onTrustpilot(383233 reviews)Independently reviewed by Mihail B. · how we verify
Get Revolut CardCard Overview
Revolut Card offers global spending with automatic real-time conversion from 200+ cryptocurrencies at millions of Visa and Mastercard merchants in 48+ countries. Premium Metal and Ultra tiers offer up to 1% cashback outside Europe (0.1% within), with rewards paid in your choice of fiat or crypto. With fee-free currency exchange up to generous monthly limits, security features including instant card freezing and 2FA, plus integration with 30+ fiat currencies, Revolut transforms your custodial crypto portfolio into everyday spending power, perfect for international travelers and multi-currency users seeking flexibility beyond traditional banking.
Sweepbase verdict: Revolut Card stands out for its up to 1% cashback rewards and on-card yield on deposited crypto — a solid fit for active spenders looking to earn crypto rewards on everyday purchases. Just keep an annual fee (Standard/Plus/Premium Free; Metal £12.99/month; Ultra £45/month) in mind when comparing alternatives.
This is a Visa crypto card. This is a Mastercard crypto card. It offers cashback rewards. Available to US residents. Available in Europe. Available in the UK.
Fees & Limits
| Issuance Fee | Free |
|---|---|
| Annual Fee | Standard/Plus/Premium Free; Metal £12.99/month; Ultra £45/month |
| FX Fee | 1% weekend crypto conversion fee; standard Visa/Mastercard FX rates |
| ATM Limit | $200-$1200/month free (by plan), 2% after |
| Spending Limit | Based on account tier |
These figures can change. Confirm the current fees, FX and network in Revolut’s official terms before you apply.
Features
- Welcome Bonus: $10 free
- Card Type: Virtual + Physical
- Top up with: 200+ cryptocurrencies including BTC, ETH, USDC; 30+ fiat currencies
- Available Countries: United Kingdom, Switzerland (RevolutX crypto card); standard Revolut card with crypto features available in 31 countries (UK + EEA); excludes United States since Oct 2023
Banking & Fiat Rails
IBAN yes (EU full IBAN), SEPA yes (free within Eurozone), SWIFT yes (via international transfers)
Supported Cryptocurrencies
You can load the Revolut Card with 3 cryptocurrency tokens. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: Buy crypto in-app via fiat; Polygon integration for crypto payments; no direct external blockchain top-up to card
Who Is the Revolut Card Best For?
The Revolut Card is a good fit for crypto holders who want a simple way to spend their coins without managing wallets by hand.
The Revolut Card pays Metal/Ultra: 0.1% in Europe and 1% outside Europe; Other tiers: none cashback on eligible purchases, so it works well as a daily spending card.
The card is currently available in RevolutX crypto card: UK + Switzerland only; crypto features via standard Revolut card: 31 countries; excludes US since Oct 2023, so it works for residents and travellers in those areas.
Best for
- Frequent spenders who want to earn Metal/Ultra: 0.1% in Europe and 1% outside Europe; Other tiers: none cashback
- People who want a straightforward, app-managed crypto card
- US residents who want a crypto spending card
Avoid if
- You need full non-custodial control of your funds
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the Revolut Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Pros & Cons
Pros
- Support for 200+ cryptos; automatic real-time conversion at checkout; fee-free currency exchange (up to monthly limits)
- Earn Metal/Ultra: 0.1% in Europe and 1% outside Europe; Other tiers: none cashback on eligible purchases
- No card issuance fee
- Works wherever Visa is accepted worldwide
- Covers the European Economic Area (EEA)
- Virtual card ready right away, no shipping wait
Cons
- US unavailable; 1% weekend crypto conversion fee; custodial model; cashback only on premium tiers (Metal/Ultra)
- Annual fee: Standard/Plus/Premium Free; Metal £12.99/month; Ultra £45/month
- Only available in certain regions
- Requires KYC identity verification
- Full KYC required, no anonymous tier
How to Get the Revolut Card
Here is what the sign-up process looks like, from application to first purchase.
Create a Revolut account
~5 minutesGo to the Revolut website or download the app. Sign up with your email, pick a password, and accept the terms. It's free.
Complete KYC verification
1–3 business daysUpload a government-issued photo ID (passport or national ID) and take a selfie. Revolut verifies your identity under standard AML/KYC rules.
Fund your card
Usually instantOnce verified, load your card with 200+ cryptocurrencies including BTC, ETH, USDC; 30+ fiat currencies through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.
Start spending immediately
InstantYour virtual Revolut Card shows up in the Revolut app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available Across the EEA
The Revolut Card covers all 27 EU member states plus Iceland, Liechtenstein, and Norway. If you're in the UK, check with the issuer about post-Brexit availability.
Key supported countries:
Frequently Asked Questions
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