Plutus Card Review 2026
Last updated: by the
Last updated: by the
Plutus revolutionizes everyday spending in the UK and Europe with 3% crypto cashback in PLU tokens on every purchase, plus game-changing monthly Perks offering 100% cashback (up to £10/month) on Netflix, Spotify, Amazon, Steam, PlayStation, groceries, and more. Choose your favorite subscription or merchant each month, spend at least £10, and receive full reimbursement in PLU tokens—essentially free subscriptions for Plutus users. With zero staking requirements on the free Starter plan (3% on £250 monthly), tiered plans reaching £22,000 monthly for power users, and $20 referral bonuses, Plutus transforms ordinary spending into crypto accumulation—perfect for European residents seeking maximum rewards without complex lock-ups or premium card fees.
This is a Visa crypto card. It offers cashback rewards. Available in Europe. Available in the UK.
| Issuance Fee | GBP 9.99 physical card (optional) |
|---|---|
| Annual Fee | GBP 6.99/mo (Starter), GBP 9.99/mo (Everyday), GBP 19.99/mo (Premium) |
| FX Fee | 2.5% FX fee on foreign currency transactions |
| ATM Limit | Available at Visa ATMs |
| Spending Limit | Based on tier (£250-£22000/month for 3% rate) |
The Plutus Card allows you to top up and spend using various cryptocurrencies. Your crypto is automatically converted to local fiat at the point of sale.
Supported assets: GBP fiat deposits from UK bank account
The Plutus Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
With 3-9% in PLU tokens (based on PLU staking level). Free tier removed — all plans require paid subscription. Eligible spend caps: Starter GBP 250/mo, Everyday GBP 500/mo, Premium GBP 1,000/mo. cashback on eligible purchases, the Plutus Card rewards active spenders who use the card as their daily driver.
The card is currently available in UK and EEA only — ideal for residents and frequent travellers in those areas.
Compare the Plutus Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Getting started with the Plutus Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Visit the official Plutus website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Submit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Plutus processes applications in line with AML and KYC regulations.
Once verified, top up your card balance using GBP fiat deposits from UK bank account via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Your virtual Plutus Card is available immediately in the Plutus app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Available Across the EEA
The Plutus Card is available throughout the European Economic Area — covering all 27 EU member states plus Iceland, Liechtenstein, and Norway. UK residents should verify post-Brexit availability directly with the issuer.
Key supported countries:
