Kolo Card Review 2026
Last updated: by the
Last updated: by the
Kolo Card brings memecoin culture to mainstream payments with support for PEPE, DOGE, and 10+ cryptocurrencies across Ethereum, Polygon, Optimism, and Arbitrum networks. Earn 2% Bitcoin cashback on every purchase plus a generous 5% BTC welcome bonus for new users—all while spending at any Visa or Mastercard merchant in 170+ countries. With Apple Pay and Google Pay integration and hybrid custody maintaining your legal title, Kolo bridges DeFi innovation with everyday convenience, perfect for crypto natives who want to spend their entire portfolio, from blue chips to memecoins.
This is a Visa crypto card. This is a Mastercard crypto card. It offers cashback rewards. Available in the UK.
| Issuance Fee | Virtual Free; Physical varies by region |
|---|---|
| Annual Fee | Free |
| FX Fee | Standard network rates (~1-2%) |
| ATM Limit | Available with physical card |
| Spending Limit | Based on verification; can be reduced to $0 at any time |
The Kolo Card allows you to top up and spend using 5 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
The Kolo Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
With 2% BTC cashback standard; 5% BTC welcome bonus for new users. Paid in Bitcoin. New Visa Credit Card option launched Dec 2025. cashback on eligible purchases, the Kolo Card rewards active spenders who use the card as their daily driver.
The card is currently available in 170+ countries — ideal for residents and frequent travellers in those areas.
Compare the Kolo Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Getting started with the Kolo Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Visit the official Kolo website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Submit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Kolo processes applications in line with AML and KYC regulations.
Once verified, top up your card balance using BTC, ETH, USDC, USDT, PEPE and 10+ cryptos across Ethereum, Polygon, Optimism, Arbitrum via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Your virtual Kolo Card is available immediately in the Kolo app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Available in 170+ countries
The Kolo Card is currently available in 170+ countries. Regional restrictions may apply — visit the official issuer website to confirm availability in your country before applying.
