
Tria Card Review 2026
Last updated: by the

Last updated: by the
Tria Card made history in December 2025 as the first truly non-custodial global neobank enabling self-custodied Bitcoin top-ups directly from hardware wallets, mobile wallets, multisig, or any Bitcoin wallet you control. Built on Smart Account technology with Account Abstraction for gasless transactions and seamless user experience, Tria never takes possession of your Bitcoin—sign and send directly through non-custodial smart contracts when loading the card. Earn up to 12% annual yield on USD deposits while maintaining instant spending power via Visa at 100+ countries globally, with multi-currency accounts supporting USD, EUR, and GBP. Perfect for Bitcoin maximalists and self-custody advocates seeking institutional yields without sacrificing control, Tria delivers revolutionary non-custodial infrastructure with premium banking features including Apple Pay, Google Pay, and upcoming physical cards.
This is a Visa crypto card. It uses a self-custody model. It offers cashback rewards. Available to US residents. Available in the UK.
| Issuance Fee | Free |
|---|---|
| Annual Fee | Free |
| FX Fee | Not disclosed; competitive rates advertised |
| ATM Limit | Expected with physical card |
| Spending Limit | Based on wallet balance and verification |
The Tria Card allows you to top up and spend using 2 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
The Tria Card is best suited for DeFi enthusiasts and privacy-conscious users who want to maintain control of their private keys right up to the point of purchase.
With Up to 6% cashback (tiered: Virtual 1.5% / Signature 4.5% / Premium 6%) cashback on eligible purchases, the Tria Card rewards active spenders who use the card as their daily driver.
The card is currently available in 100+ countries globally — ideal for residents and frequent travellers in those areas.
Compare the Tria Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Getting started with the Tria Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Visit the official Tria website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Submit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Tria processes applications in line with AML and KYC regulations.
Once verified, top up your card balance using BTC, USDC and other major cryptocurrencies from any self-custody wallet via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Your virtual Tria Card is available immediately in the Tria app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Available Worldwide
The Tria Card is available to users in the majority of countries worldwide. Minor exceptions may apply due to local financial regulations. Always confirm current availability on the Tria website before applying.
Available in major markets including:





