Zebec Card Review 2026
Last updated: by the
Last updated: by the
Zebec Card delivers non-custodial crypto spending across 18+ blockchains including Bitcoin, Ethereum, and Solana with support for 150+ tokens through three distinct tiers—Silver (single-load entry), Carbon (reloadable mid-tier), and Black (premium via Mobilum). Retain complete control of crypto in your own wallet until loading the card, then enjoy instant 1:1 stablecoin conversion with zero markup and seamless Mastercard acceptance at 60+ million merchants across 210 countries and territories. With instant virtual card issuance via app or Telegram bot, Apple Pay and Google Pay integration, and weekly crypto airdrops for ZBNC stakers, Zebec bridges Solana's streaming payment protocol with everyday spending. Perfect for privacy-focused users seeking self-custody with flexible spending options, though note Silver cards are non-reloadable and physical cards remain in limited rollout.
This is a Mastercard crypto card. It offers cashback rewards. Available to US residents. Available in the UK.
| Issuance Fee | Silver single-load; Carbon varies; Black via Mobilum |
|---|---|
| Annual Fee | Free for Silver/Carbon tiers |
| FX Fee | Zero markup for stablecoins (1:1 conversion); variable FX fees |
| ATM Limit | Silver not available; Carbon/Black: available with fees |
| Spending Limit | Silver: $1000 single transaction; Carbon: $1000/transaction, $10000/day; Black: higher limits |
The Zebec Card allows you to top up and spend using 1 supported digital asset. Your crypto is automatically converted to local fiat at the point of sale.
The Zebec Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
With Weekly crypto airdrops (requires ZBNC staking for eligibility) cashback on eligible purchases, the Zebec Card rewards active spenders who use the card as their daily driver.
The card is currently available in 100+ countries; 210 territories — ideal for residents and frequent travellers in those areas.
Compare the Zebec Card side-by-side with alternatives using the full card listing or explore our Mastercard crypto cards category.
Getting started with the Zebec Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Visit the official Zebec website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Submit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Zebec processes applications in line with AML and KYC regulations.
Once verified, top up your card balance using 150+ tokens across 18+ blockchains including Bitcoin Ethereum Solana via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Your virtual Zebec Card is available immediately in the Zebec app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Available in the United States
The Zebec Card is primarily available to US residents. Availability may vary by state due to state-level money transmission licensing requirements. Check the issuer's website for details specific to your state.
Commonly supported states:
