Zebec Card Review 2026
Reviewed: · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
Independently reviewed by Mihail B. · how we verify
Get Zebec CardCard Overview
Zebec Card delivers non-custodial crypto spending across 18+ blockchains including Bitcoin, Ethereum, and Solana with support for 150+ tokens through three distinct tiers, Silver (single-load entry), Carbon (reloadable mid-tier), and Black (premium via Mobilum). Retain complete control of crypto in your own wallet until loading the card, then enjoy instant 1:1 stablecoin conversion with zero markup and Mastercard acceptance at 60+ million merchants across 210 countries and territories. With instant virtual card issuance via app or Telegram bot, Apple Pay and Google Pay integration, and weekly crypto airdrops for ZBNC stakers, Zebec bridges Solana's streaming payment protocol with everyday spending. Perfect for privacy-focused users seeking self-custody with flexible spending options, though note Silver cards are non-reloadable and physical cards remain in limited rollout.
Sweepbase verdict: Zebec Card stands out for its cashback cashback rewards — a solid fit for active spenders looking to earn crypto rewards on everyday purchases. Just keep an issuance fee (Silver single-load; Carbon varies; Black via Mobilum) in mind when comparing alternatives.
This is a Mastercard crypto card. It offers cashback rewards. Available to US residents. Available in Europe. Available in the UK.
Fees & Limits
| Issuance Fee | Silver single-load; Carbon varies; Black via Mobilum |
|---|---|
| Annual Fee | Free for Silver/Carbon tiers |
| FX Fee | Zero markup for stablecoins (1:1 conversion); variable FX fees |
| ATM Limit | Silver not available; Carbon/Black: available with fees |
| Spending Limit | Silver: $1000 single transaction; Carbon: $1000/transaction, $10000/day; Black: higher limits |
These figures can change. Confirm the current fees, FX and network in Zebec’s official terms before you apply.
Features
- Card Type: Virtual
- Top up with: 150+ tokens across 18+ blockchains including Bitcoin Ethereum Solana
- Available Countries: Algeria, Angola, Argentina, Australia, Austria, Belgium, Bolivia (Plurinational State of), Brazil, Cameroon, Canada, Chile, Costa Rica, Cyprus, Czechia, Denmark, Ecuador, Egypt, El Salvador, Estonia, Finland, France, Georgia, Germany, Ghana, Greece, Guatemala, Honduras, Hungary, Iceland, Ireland, Italy, Jamaica, Japan, Jordan, Kenya, Korea Republic of, Kuwait, Lithuania, Luxembourg, Malawi, Malaysia, Malta, Mexico, Morocco, Mozambique, Nepal, Netherlands, New Zealand, Nigeria, Norway, Oman, Pakistan, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Puerto Rico, Qatar, Romania, Saudi Arabia, Singapore, Slovakia, Slovenia, Spain, Sweden, Taiwan, Thailand, Trinidad and Tobago, Tunisia, Turkey, United Kingdom, United States, Uruguay, Vanuatu, Zambia
Banking & Fiat Rails
None (pure prepaid, no bank account)
Supported Cryptocurrencies
You can load the Zebec Card with 1 cryptocurrency token. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: Solana + 17 other chains, 150+ tokens (non-custodial wallet connect)
Who Is the Zebec Card Best For?
The Zebec Card is a good fit for crypto holders who want a simple way to spend their coins without managing wallets by hand.
The Zebec Card pays Up to 5-7% ZBCN cashback + weekly crypto airdrops (requires $500+ ZBCN holding) cashback on eligible purchases, so it works well as a daily spending card.
The card is currently available in 100+ countries; 210 territories, so it works for residents and travellers in those areas.
Best for
- Frequent spenders who want to earn Up to 5-7% ZBCN cashback + weekly crypto airdrops (requires $500+ ZBCN holding) cashback
- People who want a straightforward, app-managed crypto card
- US residents who want a crypto spending card
Avoid if
- You need full non-custodial control of your funds
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the Zebec Card side-by-side with alternatives using the full card listing or explore our Mastercard crypto cards category.
Pros & Cons
Pros
- Non-custodial until loading; 150+ tokens across 18 blockchains; zero-fee structure (Silver/Carbon); instant activation via app or Telegram bot
- Earn Up to 5-7% ZBCN cashback + weekly crypto airdrops (requires $500+ ZBCN holding) cashback on eligible purchases
- Works wherever Mastercard is accepted worldwide
- Virtual card ready right away, no shipping wait
- No-KYC option with minimal verification
Cons
- Silver non-reloadable; rewards require ZBNC staking; physical cards limited availability; hybrid custody model post-load; Cards temporarily offline as of early 2026 (expected back Spring 2026)
- Card issuance fee: Silver single-load; Carbon varies; Black via Mobilum
- Annual fee: Free for Silver/Carbon tiers
- Custodial: the issuer holds your funds
- Only available in certain regions
- Requires KYC identity verification
How to Get the Zebec Card
Here is what the sign-up process looks like, from application to first purchase.
Create a Zebec account
~5 minutesGo to the Zebec website or download the app. Sign up with your email, pick a password, and accept the terms. It's free.
Complete KYC verification
1–3 business daysUpload a government-issued photo ID (passport or national ID) and take a selfie. Zebec verifies your identity under standard AML/KYC rules.
Fund your card
Usually instantOnce verified, load your card with 150+ tokens across 18+ blockchains including Bitcoin Ethereum Solana through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.
Start spending immediately
InstantYour virtual Zebec Card shows up in the Zebec app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available in the United States
The Zebec Card is for US residents. Availability can vary by state because of money-transmission licensing. Check the issuer's site for your state.
Commonly supported states:
Frequently Asked Questions
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