Zebec Card Review 2026
Last reviewed · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
Independently reviewed by Mihail B. · how we verify
Get Zebec CardNot a partner link. We earn nothing from this card; it goes straight to the issuer.
Card Overview
Two of the three tiers are back. Silver and Carbon both take applications through the Zebec Super App again, while Black stays offline behind a "Spring 2026" return date the site never updated. Silver is a single-load, non-reloadable entry card, Carbon reloads with a 10,000-dollar daily ceiling, and both issue with minimal information outside the UK and EU, where KYC applies. Funding spans 150+ tokens across 18+ chains with non-custodial wallet connect, and stablecoins convert 1:1. Rewards require skin in the game: roughly 500 dollars of ZBCN for points and airdrops, while the marketed "up to 5% cashback" remains a roadmap item. Treat Black as unavailable until it actually ships, and re-verify the fee sheet before loading either live card.
Zebec Card delivers non-custodial crypto spending across 18+ blockchains including Bitcoin, Ethereum, and Solana with support for 150+ tokens through three distinct tiers, Silver (single-load entry), Carbon (reloadable mid-tier), and Black (premium via Mobilum). Retain complete control of crypto in your own wallet until loading the card, then enjoy instant 1:1 stablecoin conversion with zero markup and Mastercard acceptance at 60+ million merchants across 210 countries and territories. With instant virtual card issuance via app or Telegram bot, Apple Pay and Google Pay integration, and weekly crypto airdrops for ZBNC stakers, Zebec bridges Solana's streaming payment protocol with everyday spending. Perfect for privacy-focused users seeking self-custody with flexible spending options, though note Silver cards are non-reloadable and physical cards remain in limited rollout.
This is a Mastercard crypto card. Available to US residents. Available in Europe. Available in the UK.
Fees & Limits
| Issuance Fee | Silver single-load; Carbon varies; Black via Mobilum |
|---|---|
| Annual Fee | Free for Silver/Carbon tiers |
| FX Fee | Zero markup for stablecoins (1:1 conversion); variable FX fees |
| ATM Limit | Silver not available; Carbon/Black: available with fees |
| Spending Limit | Silver: $1000 single transaction; Carbon: $1000/transaction, $10000/day; Black: higher limits |
These figures can change. Confirm the current fees, FX and network in Zebec’s official terms before you apply.
Features
- Card Type: Virtual
- Top up with: 150+ tokens across 18+ blockchains including Bitcoin Ethereum Solana
- Available Countries: Algeria, Angola, Argentina, Australia, Austria, Belgium, Bolivia (Plurinational State of), Brazil, Cameroon, Canada, Chile, Costa Rica, Cyprus, Czechia, Denmark, Ecuador, Egypt, El Salvador, Estonia, Finland, France, Georgia, Germany, Ghana, Greece, Guatemala, Honduras, Hungary, Iceland, Ireland, Italy, Jamaica, Japan, Jordan, Kenya, Korea Republic of, Kuwait, Lithuania, Luxembourg, Malawi, Malaysia, Malta, Mexico, Morocco, Mozambique, Nepal, Netherlands, New Zealand, Nigeria, Norway, Oman, Pakistan, Papua New Guinea, Paraguay, Peru, Philippines, Poland, Portugal, Puerto Rico, Qatar, Romania, Saudi Arabia, Singapore, Slovakia, Slovenia, Spain, Sweden, Taiwan, Thailand, Trinidad and Tobago, Tunisia, Turkey, United Kingdom, United States, Uruguay, Vanuatu, Zambia
Banking & Fiat Rails
None (pure prepaid, no bank account)
Who issues the Zebec Card
Zebec Card does not name its BIN sponsor in any public document we could reach. That is not unusual — around a quarter of the cards we track do the same. See our BIN-sponsor research for why disclosure varies and what it means for you.
Supported Cryptocurrencies
You can load the Zebec Card with crypto; the asset we track for it is listed below. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: Solana + 17 other chains, 150+ tokens (non-custodial wallet connect)
Who Is the Zebec Card Best For?
The Zebec Card is a good fit for users who want to start spending crypto with minimal onboarding friction.
It lets you spend crypto at millions of merchants without converting everything to fiat first.
The card is currently available in 100+ countries; 210 territories, so it works for residents and travellers in those areas.
Best for
- People who want a straightforward, app-managed crypto card
- US residents who want a crypto spending card
Avoid if
- You want a card that earns cashback
- You need full non-custodial control of your funds
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the Zebec Card side-by-side with alternatives using the full card listing or explore our Mastercard crypto cards category.
Pros & Cons
Pros
- Non-custodial until loading; 150+ tokens across 18 blockchains; zero-fee structure (Silver/Carbon); instant activation via app or Telegram bot
- Works wherever Mastercard is accepted worldwide
- Virtual card ready right away, no shipping wait
- No-KYC option with minimal verification
Cons
- Silver non-reloadable; rewards require ZBNC staking; physical cards limited availability; hybrid custody model post-load; Cards temporarily offline as of early 2026 (expected back Spring 2026)
- Does not offer cashback or rewards
- Card issuance fee: Silver single-load; Carbon varies; Black via Mobilum
- Annual fee: Free for Silver/Carbon tiers
- Custodial: the issuer holds your funds
- Only available in certain regions
How to Get the Zebec Card
Here is what the sign-up process looks like, from application to first purchase.
Create a Zebec account
A few minutesGo to the Zebec website or download the app. Sign up with your email, pick a password, and accept the terms.
Check which tier needs verification
Depends on tierZebec Card has a no-KYC tier, so basic use doesn't require identity documents. Higher limits or extra features may still ask for ID — the app shows what each tier requires.
Fund your card
Usually instantLoad your card with 150+ tokens across 18+ blockchains including Bitcoin Ethereum Solana through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.
Start spending immediately
InstantYour virtual Zebec Card shows up in the Zebec app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available in the United States
The Zebec Card is for US residents. Availability can vary by state because of money-transmission licensing. Check the issuer's site for your state.
Common questions about the Zebec Card
What are the fees for the Zebec Card?
Where is the Zebec Card available?
What cryptocurrencies does the Zebec Card support?
What are the Zebec Card's ATM and spending limits?
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