Rebind Card Review 2026
Reviewed by Mihail B. in · · how we verify
Algorithmic score, not user reviews: how it is calculated
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Fees and limits
| Issuance fee | Free (virtual card); the earlier EUR 30 physical-card fee no longer appears on rebind.co |
|---|---|
| Annual fee | Free |
| FX fee | 0% FX markup from Gnosis Pay infrastructure: only Visa's wholesale exchange rate is applied (no additional foreign transaction fee) |
| ATM limit | €200/month or 5 withdrawals free; then 2%; daily ATM cap €500 |
| Spending limit | €8000/day |
Fees change; the current ones are in Rebind’s terms.
Features
- Cashback: None
The fine print
- Gnosis Pay's GNO cashback programme stopped counting spend on 30 September 2026, with a final distribution on 7 October
- Gnosis Pay says rewards are now set by each partner, and Rebind's site and terms name no card cashback
- KYC: Yes
- Card type: Virtual first
- Top up with: EURe, GBPe, USDCe stablecoins on Gnosis Chain (via Monerium)
- Available countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece…
Full list
… Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Who issues the Rebind Card
Rebind Card does not name its issuer outright, and on the documents we could reach, the sponsor appears to be Monavate Limited + UAB Monavate, UK (FCA 901097) + Lithuania (Bank of Lithuania), inferred from the program manager and not stated by the issuer itself. Rebind's terms say "The Payment Card is issued by Gnosis Pay", a licensed third-party payment service provider, and do not name Monavate. Monavate issues the Gnosis Pay card in the EEA.
Primary source · All cards issued by Monavate Limited + UAB Monavate · Why the issuer matters
Supported cryptocurrencies
Pros and cons
Pros
- Card issued through Gnosis Pay
The fine print
- No foreign exchange fees
- You keep ownership and control of your assets and Rebind takes no custody
- Personal euro IBAN with free instant transfers
- Euro savings of up to 5% in the same app
- No card issuance fee
- No annual maintenance fee
Cons
- Terms limit the app to the European Union while the site says it works in 40+ countries
The fine print
- No card cashback since Gnosis Pay's GNO programme ended on 30 September 2026
- Rebind is moving to the new Gnosis Pay partner platform, so card terms may change
- Card fees and limits are set by the issuer and not published in Rebind's terms
Regional availability
Available in 40+ countries
European Union per Rebind's terms, while the site says "Rebind works in 40+ countries" and publishes no list. The UK and Switzerland in the country list came from an earlier reading and the current terms do not name them. The card itself is the Gnosis Pay card, and Gnosis Pay names Rebind as the migration partner for its EUR cardholders; per Gnosis Pay's formal notice of 21 September 2026 the legacy card stops on 20 December 2026 and Rebind users move to a new Monavate partner programme with its own terms.
Banking and fiat rails
Card overview
Underneath the Rebind brand, this is Gnosis Pay infrastructure with a European onboarding wrapper. You spend EURe, GBPe, or USDCe stablecoins directly from a Gnosis Safe you control; Monerium handles the IBAN and SEPA rails behind the scenes. The interim cashback, up to 5% in GNO tokens scaled by GNO holdings and an OG NFT bonus, ended at 23:59 UTC on 30 September 2026 across all Gnosis Pay partners, with the final distribution on 7 October. Rebind's site still advertises it, and Rebind has announced no reward of its own.
Gnosis Pay closed its own card to new sign-ups on the same day and points its cardholders to Rebind. What separates Rebind from typical exchange-issued cards is the FX. Gnosis Pay adds no foreign transaction markup, so the only exchange cost on a cross-currency purchase is Visa's own wholesale rate. The virtual card is free, and the €30 physical-card fee Rebind used to charge no longer appears on its site.
No annual fee. Daily spend cap €8,000. ATM gives €200/month or 5 free withdrawals before a 2% fee, with a daily ATM cap of €500. Personal IBAN and SEPA included via Monerium.
Rebind's terms limit it to citizens or nationals of the European Union; the site says 40+ countries and publishes no list. The Gnosis Pay card behind it stops working on 20 December 2026, when Rebind users move to a new Monavate partner programme with its own terms. Worth it for existing Gnosis ecosystem users who want self-custody spending with an EU IBAN and don't need the GNO cashback, which ended on 30 September 2026.
- Wrong card if
- you joined for the GNO rewards
Common questions about the Rebind Card
We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.
