Avici Card Review 2026
Reviewed: · against issuer documentation
How this rating is calculated · Algorithmic score, not user reviews
onTrustpilot(5 reviews)Independently reviewed by Mihail B. · how we verify
Get Avici CardCard Overview
Avici Card brings true self-custody to global payments with a Visa Signature card that never requires you to give up control of your crypto. Supporting 8+ blockchains with automatic token-to-USDC conversion, Avici offers zero transaction fees, premium Visa benefits, and integrated USD/EUR banking accounts. Spend confidently worldwide while your collateral remains securely in your own smart contract.
Sweepbase verdict: Avici Card earns its ranking here for true self-custody — your keys remain yours until the moment of purchase and on-card yield on deposited crypto, making it a good match for DeFi users and privacy-focused holders who want full control of their keys. The main thing to weigh is an issuance fee ($10 Virtual Platinum (one-time); $30/yr Virtual Signature (then $20/yr); Physical Signature: UNVERIFIABLE exact price).
This is a Visa crypto card. It uses a self-custody model. Available to US residents. Available in the UK.
Fees & Limits
| Issuance Fee | $10 Virtual Platinum (one-time); $30/yr Virtual Signature (then $20/yr); Physical Signature: UNVERIFIABLE exact price |
|---|---|
| Annual Fee | $20/year (Signature/Physical after first year) |
| FX Fee | 0% Avici fee (only Visa's ~0.4-1% standard cross-border fee) |
| ATM Limit | Not available (virtual card focus) |
| Spending Limit | Up to available USDC collateral |
These figures can change. Confirm the current fees, FX and network in Avici’s official terms before you apply.
Features
- Card Type: Virtual + Physical
- Top up with: Multi-chain: Solana, Ethereum, Polygon, Arbitrum, Optimism, Base, BSC, Avalanche (40+ tokens)
- Available Countries: 48 countries including US (31 states), Argentina, Australia, Brazil, Hong Kong, Japan, Mexico, Singapore, Thailand, UAE; NOT available in Europe or UK
Banking & Fiat Rails
IBAN: Yes (SEPA EUR); SWIFT: Yes (Fedwire USD); SEPA: Yes — via Persona KYC + 35 USDC fee
Supported Cryptocurrencies
You can load the Avici Card with 4 cryptocurrency tokens. When you pay, the card converts crypto to local fiat automatically.
Networks & deposit details: Ethereum, Polygon, Optimism, Base, Arbitrum, Avalanche, BNB Chain, Monad, Mantle, Abstract, Scroll, Solana (12 chains)
Who Is the Avici Card Best For?
The Avici Card is a good fit for DeFi users and privacy-focused holders who want to keep their own keys until they actually spend.
It lets you spend crypto at millions of merchants without converting everything to fiat first.
The card is currently available in USA, Latin America, Asia-Pacific, Middle East, so it works for residents and travellers in those areas.
Best for
- DeFi users who want to hold their own keys
- US residents who want a crypto spending card
Avoid if
- You want a card that earns cashback
- You're based in Europe (this card is US-only)
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the Avici Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Pros & Cons
Pros
- Zero transaction fees; multi-chain support; Visa Signature benefits; true self-custody; automatic DEX conversion
- Works wherever Visa is accepted worldwide
- Self-custody: you keep your private keys until you spend
- Covers the European Economic Area (EEA)
- Virtual card ready right away, no shipping wait
- Banking rails: IBAN / SEPA / SWIFT support
Cons
- No cashback rewards; requires 100% USDC collateral; limited geographic availability; early-stage platform
- Card issuance fee: $10 Virtual Platinum (one-time); $30/yr Virtual Signature (then $20/yr); Physical Signature: UNVERIFIABLE exact price
- Annual fee: $20/year (Signature/Physical after first year)
- Only available in certain regions
- Requires KYC identity verification
How to Get the Avici Card
Here is what the sign-up process looks like, from application to first purchase.
Create a Avici account
~5 minutesGo to the Avici website or download the app. Sign up with your email, pick a password, and accept the terms. It's free.
Complete KYC verification
1–3 business daysUpload a government-issued photo ID (passport or national ID) and take a selfie. Avici verifies your identity under standard AML/KYC rules.
Fund your card
Usually instantOnce verified, load your card with Multi-chain: Solana, Ethereum, Polygon, Arbitrum, Optimism, Base, BSC, Avalanche (40+ tokens) through the funding screen. When you make a purchase, your crypto converts to local fiat at the current rate.
Start spending immediately
InstantYour virtual Avici Card shows up in the Avici app right away. Use it online or add it to Apple Pay / Google Pay for tap-to-pay in stores.
Requirements
Regional Availability
Available Across the EEA
The Avici Card covers all 27 EU member states plus Iceland, Liechtenstein, and Norway. If you're in the UK, check with the issuer about post-Brexit availability.
Key supported countries:
Frequently Asked Questions
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