Avici Card Review 2026

Avici markets this as a credit card, but it is a secured, pre-funded Visa: you deposit USDC into your own escrow contract and spend only against it, and the credit line on the homepage is still marked Coming Soon. It pays nothing back either. There is no cashback and no points on either live tier, and the only reward is a $5 bonus for verifying your first card. What you get instead is a Visa Signature that stays self-custodial, with no Avici markup on foreign spending (Visa's own cross-border fee of roughly 0.4 to 1% still applies), deposits from twelve chains including Solana, Base and Arbitrum, and USD or EUR virtual accounts on ACH, SWIFT and SEPA rails, behind Sumsub verification. The self-custody claim was tested on 28 August 2026, when an attacker drained Solana card balances through what Rain, the issuing partner, called a vulnerability in an outdated version of its Solana contracts. Avici put the damage at 1,685 users and $500,859.22, refunded it in full with an extra 10%, and stressed that self-custodial wallets were not touched, only the topped-up Solana card balance. Geography is the odd part: 48 countries across Latin America, the Caribbean, Africa, Asia-Pacific and the UAE, plus 31 US states, but no Europe and no UK. The first Virtual Platinum costs $15 and each one after it $10; Virtual Signature is $30 for the first year and $20 after; physical cards cost $50 (Platinum) or $75 (Signature). Physical cards work at ATMs, free on Signature and $1 plus 0.65% on Platinum. Where it fits is narrow: self-custody purists in the Americas or APAC who can live with a card that pays nothing back.