MEXC Card Review 2026
Reviewed by Mihail B. in · · how we verify
Algorithmic score, not user reviews: how it is calculated
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Fees and limits
| Issuance fee | Free |
|---|---|
| Annual fee | None; no inactivity or termination fee |
| FX fee | 1% crypto conversion fee on every purchase, plus 1% over the Visa rate on purchases in a currency other than USD |
| ATM limit | No ATM access, virtual card only |
| Spending limit | 50,000 USD per transaction and per day, 1,000,000 USD a year; 50 transactions a day, 1,040 a year |
Fees change; the current ones are in MEXC’s terms.
Features
- Welcome bonus: 10 USDT referral
- Cashback: 4-10% (by trading tier)
The fine print
- 4% Standard / 6% Premier / 10% Elite by VVIP tier, capped at 100/300/800 USDT per month and paid in USDT
- Tier is set by trading volume, not card spend
- Terms cl. 8.1 excludes transactions initiated in USD, which is the card account currency
- KYC: Yes
- Card type: Virtual only
- Top up with: USDT moved to the MEXC Fiat account, then added to the card
- Available countries: Philippines, Taiwan, Vietnam, Thailand
Who issues the MEXC Card
The MEXC Card is issued by DCS Card Centre Pte. Ltd., Singapore (MAS, ex-Diners Club). The issuer is named in the source linked below. (standalone MEXC Card only (product DCS001, Philippines/Taiwan/Vietnam/Thailand). The separate MEXC x ether.fi co-brand runs on Third National and is reviewed as the Ether.fi Cash Card. The terms name no card network).
Primary source · All cards issued by DCS Card Centre Pte. Ltd. · Why the issuer matters
Supported cryptocurrencies
You can load the MEXC Card with crypto; the asset we track for it is listed below.
Pros and cons
Pros
- No issuance, annual, inactivity or top-up fee
The fine print
- 4% to 10% cashback in USDT by VVIP tier
- Optional 7% APR card savings plan on USDT
- High limits of 50,000 USD a day
- Welcome bonus: 10 USDT referral
Cons
- Only Taiwan, the Philippines, Thailand and Vietnam
The fine print
- Virtual only with Google Pay only
- 1% conversion fee on every purchase plus 1% on non-USD spend
- Cashback tier set by trading activity, not card spend
- Refunds cost 1% on USD and 3% on non-USD transactions
Regional availability
Available in Asia
Four APAC markets only; advanced KYC with proof of local address required.
Card overview
This is the MEXC Card (APAC), a virtual Visa Platinum sold only to residents of Taiwan, the Philippines, Thailand and Vietnam and issued through DCS Card Centre in Singapore. MEXC's newer Global Card, launched on 31 August 2026, is a separate product, and the older EEA card is gone. Issuance, annual and top-up fees are all zero, but every purchase pays 1% to convert crypto and non-USD purchases another 1% over the Visa rate. Cashback is 4%, 6% or 10% in USDT by VVIP tier, capped at 100, 300 or 800 USDT a month, and the tier comes from trading volume, not card spend.
That monthly cap is shared with the Global Card if you hold both. The terms also exclude transactions initiated in USD, which is the card's own account currency. Top-up funds USDT only: any other crypto on MEXC has to convert to USDT and move to the Fiat account first, which adds a step and a spread to most workflows. An optional savings plan pays 7% APR on the USDT card balance while it stays spendable.
Custody is conventional, with USDT sitting on MEXC until point of purchase. No personal IBAN, no ATM access, and Google Pay only. Limits are high at 50,000 USD a day. Advanced KYC with proof of a local address is required.
- Best fit
- active MEXC traders in those four markets who already hold USDT there and have a VVIP tier
- Wrong card if
- you live anywhere else, need Apple Pay or cash, or want cashback you earn by spending rather than trading
Common questions about the MEXC Card
We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.
