Card Overview
SwissBorg Card is a Mastercard debit card from the Swiss-regulated crypto wealth management platform, offering up to 2% cashback and 0% FX fees within the EU. Spend 60+ cryptocurrencies seamlessly at any Mastercard merchant with Apple Pay and Google Pay. Backed by Swiss regulatory standards and integrated with SwissBorg's earn products.
This is a Mastercard crypto card. It offers cashback rewards. Available in Europe. Available in the UK.
Fees & Limits
| Issuance Fee | Free |
|---|---|
| Annual Fee | Free |
| FX Fee | 0% within EU |
| ATM Limit | EUR 1,500/day |
| Spending Limit | Not disclosed |
Core Features
- Card Type: Virtual + Physical
- Top up with: Crypto from SwissBorg wallet (BTC, ETH, USDT, USDC and 60+ tokens)
- Available Countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom
Supported Cryptocurrencies
The SwissBorg Card allows you to top up and spend using 4 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
Who Is the SwissBorg Card Best For?
The SwissBorg Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
With Up to 2% cashback cashback on eligible purchases, the SwissBorg Card rewards active spenders who use the card as their daily driver.
The card is currently available in Europe — ideal for residents and frequent travellers in those areas.
Best for
- Frequent spenders who want to earn Up to 2% cashback cashback
- Users who want a simple, app-managed crypto card experience
- European users within EEA countries
- Cost-conscious users — zero issuance and annual fees
Avoid if
- You require full non-custodial control of your funds at all times
- You're a US resident — this card does not support US users
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the SwissBorg Card side-by-side with alternatives using the full card listing or explore our Mastercard crypto cards category.
Key Strengths & Considerations
Strengths
- Up to 2% cashback; 0% FX in EU; Swiss-regulated platform; 60+ crypto assets; SEPA support
- No card issuance fee
- No annual maintenance fee
- Accepted at millions of Mastercard merchants worldwide
- Wide coverage across the European Economic Area
- Virtual card available instantly — no shipping required
Considerations
- Europe only; cashback tiers may require BORG token holdings; fully custodial
- Limited to certain regions — not globally available
- KYC identity verification required to activate
How to Get the SwissBorg Card
Getting started with the SwissBorg Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Create a SwissBorg account
~5 minutesVisit the official SwissBorg website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Complete KYC verification
1–3 business daysSubmit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. SwissBorg processes applications in line with AML and KYC regulations.
Fund your card
Usually instantOnce verified, top up your card balance using Crypto from SwissBorg wallet (BTC, ETH, USDT, USDC and 60+ tokens) via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Start spending immediately
InstantYour virtual SwissBorg Card is available immediately in the SwissBorg app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Requirements
Regional Availability
Available Across the EEA
The SwissBorg Card is available throughout the European Economic Area — covering all 27 EU member states plus Iceland, Liechtenstein, and Norway. UK residents should verify post-Brexit availability directly with the issuer.
Key supported countries:
Frequently Asked Questions
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