Solflare Card Review 2026
Reviewed by Mihail B. in · how we verify
Algorithmic score, not user reviews: how it is calculated
Closed to new applicants since . Cards you can still get
Fees and limits
| Issuance fee | Virtual free; Physical 5 USD/EUR |
|---|---|
| Annual fee | Free |
| FX fee | 1% Solflare fee per transaction + 0.40-0.70% FX (EEA/UK); up to 1% in Australia. ATM: 2% after first 100 EUR/month free. |
| ATM limit | Expected with physical card |
| Spending limit | Unlimited (based on wallet USDC balance) |
Features
- Welcome bonus: $100k referral
- KYC: Yes
- Card type: Virtual + Physical
- Top up with: USDC only from Solflare wallet (direct spending; no pre-loading)
- Available countries: United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany…
Full list
… Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Who issues the Solflare Card
Solflare Card does not name its issuer outright, and on the documents we could reach, the sponsor appears to be Monavate Limited + UAB Monavate, UK (FCA 901097) + Lithuania (Bank of Lithuania), inferred from the program manager and not stated by the issuer itself.
All cards issued by Monavate Limited + UAB Monavate · Why the issuer matters
Pros and cons before it closed
Pros
- First self-custody card on Solana; zero fees; unlimited spending; no top-ups required; 115k+ pre-registrations
- No card issuance fee
- No annual maintenance fee
- Welcome bonus: $100k referral
Cons
- UK/EEA only currently; USDC only; physical card coming soon; requires Solflare wallet; very new (November 2025)
- No IBAN or bank-account features
Regional availability
Was available across the EEA
The Solflare Card covered the EU member states plus Iceland, Liechtenstein and Norway.
Was available in these regions:
Banking and fiat rails
Card overview
Solflare Card stopped working on 28 July 2026, when its card issuing partner Kulipa wound down. Solflare's co-founder wrote that Kulipa "can no longer support Solflare Card, so cards stopped working abruptly today". Holders' funds were not affected, because the card debited the user's own Solana wallet at the moment of purchase and no balance sat with Kulipa. Solflare promised a new card from a new issuer for August 2026; it had not launched by 25 September 2026.
While it ran, it was a virtual Mastercard inside the Solflare mobile app for UK and EEA users, spending USDC from a self-custody wallet and signing each payment on the device. It charged a 1% Solflare fee per transaction plus 0.40-0.70% FX on EEA and UK spend, paid no cashback, and the virtual card was free to issue. It was never available in the United States.
