Bybit Card Review 2026
Last updated: by the
Last updated: by the
Bybit Card delivers industry-leading rewards with up to 10% cashback based on your Bybit VIP level—no token staking required. Earn 8% APY on idle card balances through Auto-Savings, enjoy 100% rebates on Netflix, Spotify, and Amazon Prime subscriptions, and access 250+ premium airport lounges worldwide. With over 2 million cardholders, MiCAR compliance in Europe, and seamless integration with Bybit's trading platform, this Mastercard/Visa brings unmatched value to active crypto users across 27+ countries.
This is a Visa crypto card. This is a Mastercard crypto card. It offers cashback rewards. Available in Europe. Available in the UK.
| Issuance Fee | Free |
|---|---|
| Annual Fee | Free |
| FX Fee | 0.5% (EEA/Switzerland); 1% (APAC); up to 7% (Argentina) + 0.9% crypto conversion |
| ATM Limit | First €100/month free in EEA, then 2%; other regions: first withdrawal free, then 2% |
| Spending Limit | €5000/day standard; €20000/day Level 3 |
The Bybit Card allows you to top up and spend using 6 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
The Bybit Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
With 2-10% cashback based on VIP level (no staking required) cashback on eligible purchases, the Bybit Card rewards active spenders who use the card as their daily driver.
The card is currently available in 27 EEA countries, Switzerland, Australia, Latin America; NOT available in US, UK, Canada, France, Singapore, China — ideal for residents and frequent travellers in those areas.
Compare the Bybit Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Getting started with the Bybit Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Visit the official Bybit website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Submit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Bybit processes applications in line with AML and KYC regulations.
Once verified, top up your card balance using BTC, ETH, XRP, USDT, USDC, TON, BNB, MNT (8 cryptos, region-dependent) via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Your virtual Bybit Card is available immediately in the Bybit app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Available Across the EEA
The Bybit Card is available throughout the European Economic Area — covering all 27 EU member states plus Iceland, Liechtenstein, and Norway. UK residents should verify post-Brexit availability directly with the issuer.
Key supported countries:
