
Eversend Card Review 2026
Reviewed by Mihail B. in · · how we verify
Algorithmic score, not user reviews: how it is calculated
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Fees and limits
| Issuance fee | $0.99 on the monthly plan or $2.99 once on the lifetime plan; minimum first load $1 |
|---|---|
| Annual fee | $0.99 a month on the monthly plan, charged on active or frozen cards; none on the $2.99 one-time plan |
| FX fee | 3.5% + $0.50 on non-USD payments and on USD payments settled outside the US; USD payments to US-settled merchants carry none |
| ATM limit | Not available (virtual card only) |
| Spending limit | Not disclosed |
Fees change; the current ones are in Eversend’s terms.
Features
- KYC: Yes
- Card type: Virtual only
- Top up with: Card is loaded from the Eversend balance; the balance takes mobile money, bank transfer, credit or debit card, and USDT or USDC deposits
- Available countries: Cameroon, Ghana, Ivory Coast, Kenya, Nigeria, Rwanda, Senegal, Tanzania, Uganda, Zambia
Full list
Residents of 12 more African countries can sign up with limited services
Who issues the Eversend Card
Our issuer directory has no verified entry for the Eversend Card yet: a bank goes in only with a source we can cite. 39 of the 141 cards you can still get are in the same position. See our BIN-sponsor research for why disclosure varies and what it means for you.
Supported cryptocurrencies
You can load the Eversend Card with crypto; the asset we track for it is listed below.
Pros and cons
Pros
- Funded by mobile money in several African markets
The fine print
- No FX fee on USD payments to US-settled merchants
- $2.99 one-time plan with no monthly fee
- Can be funded with USDT or USDC
- Several cards, each can be frozen or deleted
Cons
- Virtual only and for online use, no Apple Pay
The fine print
- 3.5% + $0.50 on non-USD spend and on USD spend settled outside the US
- $0.40 fee per declined payment, and the card is terminated after three declines in a row
- No cashback
- No ATM
- Card issuance fee: $0.99 on the monthly plan or $2.99 once on the lifetime plan
- Annual fee: $0.99 a month on the monthly plan, charged on active or frozen cards
- No IBAN or bank-account features
Regional availability
Available in Africa
The Eversend Card is available in Africa: Cameroon, Ghana, Ivory Coast, Kenya, Nigeria, Rwanda, Senegal, Tanzania, Uganda, Zambia.
Banking and fiat rails
Card overview
Eversend is built for Africans who get paid from abroad. The card is a virtual USD Visa for online spending, loaded from the Eversend balance, and that balance takes mobile money in Ghana, Kenya, Uganda and Cameroon, free naira bank transfers in Nigeria, cards, and USDT or USDC deposits. Ten countries get the full service, and residents of 12 more African countries can sign up with limited services. You pay $0.99 a month, charged even while the card is frozen, or $2.99 once.
USD payments to merchants that settle in the US are free. Everything else costs 3.5% plus $0.50, including USD bills settled abroad, such as Meta ads billed from Dublin. A payment declined for low balance costs $0.40, and the third decline in a row deletes the card. There is no cashback, no ATM access and no Apple Pay.
Eversend's Global Accounts receive USD, GBP and EUR from abroad, which is what makes the pair useful to a freelancer in Lagos or Kampala. Worth it for paying US subscriptions and ads from a mobile-money wallet. Skip if you need cash, want an everyday card, or live outside the supported markets.
Common questions about the Eversend Card
We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.
What are the fees for the Eversend Card?
Is the Eversend Card legit, and who is behind it?
Is the Eversend Card worth it?
Where is the Eversend Card available?
What cryptocurrencies does the Eversend Card support?
What are the Eversend Card's ATM and spending limits?
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