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Eversend Card crypto card

Eversend Card Review 2026

Reviewed by Mihail B. in · · how we verify

Algorithmic score, not user reviews: how it is calculated

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CustodyCustodial
NetworkVisa
CashbackNone
RegionsAfrica

Fees and limits

Issuance fee$0.99 on the monthly plan or $2.99 once on the lifetime plan; minimum first load $1
Annual fee$0.99 a month on the monthly plan, charged on active or frozen cards; none on the $2.99 one-time plan
FX fee3.5% + $0.50 on non-USD payments and on USD payments settled outside the US; USD payments to US-settled merchants carry none
ATM limitNot available (virtual card only)
Spending limitNot disclosed

Fees change; the current ones are in Eversend’s terms.

Features

  • KYC: Yes
  • Card type: Virtual only
  • Top up with: Card is loaded from the Eversend balance; the balance takes mobile money, bank transfer, credit or debit card, and USDT or USDC deposits
  • Available countries: Cameroon, Ghana, Ivory Coast, Kenya, Nigeria, Rwanda, Senegal, Tanzania, Uganda, Zambia
    Full list

    Residents of 12 more African countries can sign up with limited services

Who issues the Eversend Card

Our issuer directory has no verified entry for the Eversend Card yet: a bank goes in only with a source we can cite. 39 of the 141 cards you can still get are in the same position. See our BIN-sponsor research for why disclosure varies and what it means for you.

Supported cryptocurrencies

You can load the Eversend Card with crypto; the asset we track for it is listed below.

Networks & deposit details: USDT and USDC deposited to the Eversend balance from any wallet; networks not listed on the site
USDTTether

Pros and cons

Pros

  • Funded by mobile money in several African markets
    The fine print
    • No FX fee on USD payments to US-settled merchants
    • $2.99 one-time plan with no monthly fee
    • Can be funded with USDT or USDC
    • Several cards, each can be frozen or deleted

Cons

  • Virtual only and for online use, no Apple Pay
    The fine print
    • 3.5% + $0.50 on non-USD spend and on USD spend settled outside the US
    • $0.40 fee per declined payment, and the card is terminated after three declines in a row
    • No cashback
    • No ATM
  • Card issuance fee: $0.99 on the monthly plan or $2.99 once on the lifetime plan
  • Annual fee: $0.99 a month on the monthly plan, charged on active or frozen cards
  • No IBAN or bank-account features

Regional availability

Available in Africa

The Eversend Card is available in Africa: Cameroon, Ghana, Ivory Coast, Kenya, Nigeria, Rwanda, Senegal, Tanzania, Uganda, Zambia.

Card overview

Eversend is built for Africans who get paid from abroad. The card is a virtual USD Visa for online spending, loaded from the Eversend balance, and that balance takes mobile money in Ghana, Kenya, Uganda and Cameroon, free naira bank transfers in Nigeria, cards, and USDT or USDC deposits. Ten countries get the full service, and residents of 12 more African countries can sign up with limited services. You pay $0.99 a month, charged even while the card is frozen, or $2.99 once.

USD payments to merchants that settle in the US are free. Everything else costs 3.5% plus $0.50, including USD bills settled abroad, such as Meta ads billed from Dublin. A payment declined for low balance costs $0.40, and the third decline in a row deletes the card. There is no cashback, no ATM access and no Apple Pay.

Eversend's Global Accounts receive USD, GBP and EUR from abroad, which is what makes the pair useful to a freelancer in Lagos or Kampala. Worth it for paying US subscriptions and ads from a mobile-money wallet. Skip if you need cash, want an everyday card, or live outside the supported markets.

Common questions about the Eversend Card

We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.

What are the fees for the Eversend Card?

All three fees apply on the Eversend Card. Issuance fee: $0.99 on the monthly plan or $2.99 once on the lifetime plan. Annual fee: $0.99 a month on the monthly plan, charged on active or frozen cards. FX fee: 3.5% + $0.50 on non-USD payments and on USD payments settled outside the US.

Is the Eversend Card legit, and who is behind it?

The Eversend Card is a Visa card, and who issues it is not settled by the documents we read.

Is the Eversend Card worth it?

The Eversend Card pays no cashback and earns nothing on the card balance. The main thing to weigh is a 3.5% foreign-exchange fee, above the market average.

Where is the Eversend Card available?

Eversend Card: Africa.

What cryptocurrencies does the Eversend Card support?

You can fund the Eversend Card with: Card is loaded from the Eversend balance; the balance takes mobile money, bank transfer, credit or debit card, and USDT or USDC deposits.

What are the Eversend Card's ATM and spending limits?

ATM: Not available (virtual card only). The daily spending limit is not published.