Card Overview
Stables Card is a Visa prepaid card from Australia offering up to 12% cashback in Stables Points (OG Metal tier) with unlimited daily spending limits. Support for multi-chain crypto deposits (Ethereum, Solana, Avalanche, Arbitrum) and stablecoins. Activate in under 3 minutes with Apple Pay and Google Pay.
This is a Visa crypto card. It offers cashback rewards.
Fees & Limits
| Issuance Fee | Free (Virtual); TBA (OG Metal) |
|---|---|
| Annual Fee | Not disclosed |
| FX Fee | 2% (non-USD); 0% (USD) |
| ATM Limit | Not available (virtual card) |
| Spending Limit | Unlimited |
Core Features
- Card Type: Virtual
- Top up with: USDT, USDC, DAI, PYUSD, ARB, AVAX, ETH, OP, MATIC, YGG; local currency or stablecoins
- Available Countries: Australia (confirmed); global expansion planned
Supported Cryptocurrencies
The Stables Card allows you to top up and spend using 6 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
Who Is the Stables Card Best For?
The Stables Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
With Virtual card earns up to 6% in Stables Points, but the redemption value of these points is not disclosed — no published point-to-dollar conversion rate. The 12% rate is for the OG Metal card which is listed as 'Coming Soon' and is NOT available as of early 2026. Advertising 12% for a product that does not yet exist is misleading. Even the 6% virtual card rate is in points with unknown real-world value. Realistic cashback for a typical user: up to 6% in points (actual value unknown). cashback on eligible purchases, the Stables Card rewards active spenders who use the card as their daily driver.
The card is currently available in Australia — ideal for residents and frequent travellers in those areas.
Best for
- Frequent spenders who want to earn Virtual card earns up to 6% in Stables Points, but the redemption value of these points is not disclosed — no published point-to-dollar conversion rate. The 12% rate is for the OG Metal card which is listed as 'Coming Soon' and is NOT available as of early 2026. Advertising 12% for a product that does not yet exist is misleading. Even the 6% virtual card rate is in points with unknown real-world value. Realistic cashback for a typical user: up to 6% in points (actual value unknown). cashback
- Users who want a simple, app-managed crypto card experience
Avoid if
- You require full non-custodial control of your funds at all times
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the Stables Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Key Strengths & Considerations
Strengths
- Up to 12% cashback (OG); unlimited daily spending; 140M+ merchants; multi-chain (ETH, SOL, AVAX, ARB); activation in 3 minutes
- Accepted at 80 million+ Visa merchants worldwide
- Available in most countries globally
- Virtual card available instantly — no shipping required
Considerations
- Australia only (currently); 2% FX on non-USD; virtual only for now; Points-based cashback (not direct fiat/crypto)
- Card issuance fee: Free (Virtual); TBA (OG Metal)
- Annual fee: Not disclosed
- Custodial product — funds held by the issuer
- KYC identity verification required to activate
How to Get the Stables Card
Getting started with the Stables Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Create a Stables account
~5 minutesVisit the official Stables website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Complete KYC verification
1–3 business daysSubmit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Stables processes applications in line with AML and KYC regulations.
Fund your card
Usually instantOnce verified, top up your card balance using USDT, USDC, DAI, PYUSD, ARB, AVAX, ETH, OP, MATIC, YGG; local currency or stablecoins via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Start spending immediately
InstantYour virtual Stables Card is available immediately in the Stables app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Requirements
Regional Availability
Available Worldwide
The Stables Card is available to users in the majority of countries worldwide. Minor exceptions may apply due to local financial regulations. Always confirm current availability on the Stables website before applying.
Available in major markets including:
Frequently Asked Questions
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