Gnosis Pay Card Review 2026
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Gnosis Pay Card is the world's first truly self-custodial Visa debit card, allowing you to spend EURe and GBPe stablecoins directly from your Gnosis Safe wallet while maintaining complete control of your private keys. Earn up to 5% cashback in GNO tokens with weekly automatic rewards, enjoy zero transaction fees, zero FX markups, and seamless Visa acceptance at 80+ million merchants globally. With integrated IBAN accounts for EU users and partnership with regulated e-money institution Monerium, Gnosis Pay delivers DeFi principles with TradFi convenience—perfect for European crypto natives who refuse to compromise on self-custody.
This is a Visa crypto card. It uses a self-custody model. It offers cashback rewards. Available in Europe. Available in the UK.
| Issuance Fee | €30.23 (often waived via referrals) |
|---|---|
| Annual Fee | Free |
| FX Fee | 0% FX fees (Visa standard rates with no markup) |
| ATM Limit | €200/month or 5 withdrawals free; then 2% + €1 minimum |
| Spending Limit | €8000/day |
The Gnosis Pay Card allows you to top up and spend using various cryptocurrencies. Your crypto is automatically converted to local fiat at the point of sale.
Supported assets: EURe, GBPe stablecoins on Gnosis Chain
The Gnosis Pay Card is best suited for DeFi enthusiasts and privacy-conscious users who want to maintain control of their private keys right up to the point of purchase.
With Up to 5% in GNO tokens (0.1-100+ GNO holdings + OG NFT bonus) cashback on eligible purchases, the Gnosis Pay Card rewards active spenders who use the card as their daily driver.
The card is currently available in 32 European countries including UK, EEA, Switzerland — ideal for residents and frequent travellers in those areas.
Compare the Gnosis Pay Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Getting started with the Gnosis Pay Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Visit the official Gnosis Pay website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Submit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Gnosis Pay processes applications in line with AML and KYC regulations.
Once verified, top up your card balance using EURe, GBPe stablecoins on Gnosis Chain via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Your physical Gnosis Pay Card will be shipped to your registered address and typically arrives within 5–10 business days. Activate it directly through the Gnosis Pay app.
Available Across the EEA
The Gnosis Pay Card is available throughout the European Economic Area — covering all 27 EU member states plus Iceland, Liechtenstein, and Norway. UK residents should verify post-Brexit availability directly with the issuer.
Key supported countries:
