Card Overview
Swissquote Card is a Mastercard debit card from Switzerland's leading online bank (FINMA-regulated), offering up to 1% cashback with zero issuance or annual fees. Spend fiat and crypto from your Swissquote account at any Mastercard merchant with Apple Pay and Google Pay. Full SWIFT and SEPA banking integration.
This is a Mastercard crypto card. It offers cashback rewards. Available in Europe.
Fees & Limits
| Issuance Fee | CHF 0 |
|---|---|
| Annual Fee | CHF 0 |
| FX Fee | 1.5% |
| ATM Limit | CHF 1,000/day |
| Spending Limit | Not disclosed |
Core Features
- Card Type: Physical only
- Top up with: Bank transfer, crypto from Swissquote account (BTC, ETH, and 30+ cryptos)
- Available Countries: Switzerland, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Supported Cryptocurrencies
The Swissquote Card allows you to top up and spend using 2 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
Who Is the Swissquote Card Best For?
The Swissquote Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
With Up to 1% cashback cashback on eligible purchases, the Swissquote Card rewards active spenders who use the card as their daily driver.
The card is currently available in Europe — ideal for residents and frequent travellers in those areas.
Best for
- Frequent spenders who want to earn Up to 1% cashback cashback
- Users who want a simple, app-managed crypto card experience
- European users within EEA countries
Avoid if
- You require full non-custodial control of your funds at all times
- You're a US resident — this card does not support US users
- You need traditional bank integration (IBAN, SEPA, direct debits)
- You want a card backed by government deposit insurance (FDIC / FSCS)
Compare the Swissquote Card side-by-side with alternatives using the full card listing or explore our Mastercard crypto cards category.
Key Strengths & Considerations
Strengths
- Swiss-regulated bank (FINMA); up to 1% cashback; free issuance and annual; SWIFT/SEPA support
- Accepted at millions of Mastercard merchants worldwide
- Wide coverage across the European Economic Area
Considerations
- 1.5% FX fee; physical card only; limited crypto-specific card features; trading credits for referrals not usable on crypto
- Card issuance fee: CHF 0
- Annual fee: CHF 0
- Custodial product — funds held by the issuer
- Limited to certain regions — not globally available
- KYC identity verification required to activate
How to Get the Swissquote Card
Getting started with the Swissquote Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Create a Swissquote account
~5 minutesVisit the official Swissquote website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Complete KYC verification
1–3 business daysSubmit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Swissquote processes applications in line with AML and KYC regulations.
Fund your card
Usually instantOnce verified, top up your card balance using Bank transfer, crypto from Swissquote account (BTC, ETH, and 30+ cryptos) via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Receive and activate your card
5–10 business daysYour physical Swissquote Card will be shipped to your registered address and typically arrives within 5–10 business days. Activate it directly through the Swissquote app.
Requirements
Regional Availability
Available Across the EEA
The Swissquote Card is available throughout the European Economic Area — covering all 27 EU member states plus Iceland, Liechtenstein, and Norway. UK residents should verify post-Brexit availability directly with the issuer.
Key supported countries:
Frequently Asked Questions
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