Based Card Review 2026
Last updated: by the
Last updated: by the
Based Card delivers seamless crypto-to-fiat spending with Visa's global network across 100+ countries. Enjoy gasless stablecoin deposits, instant conversion at checkout, and up to 1.5% cashback on the Gold tier. Integrated with Hyperliquid for trading and available in both virtual and physical formats, Based Card makes spending your USDC and USDT effortless.
This is a Visa crypto card. It offers cashback rewards.
| Issuance Fee | Hype Card ~$100 |
|---|---|
| Annual Fee | Gold $499, Free for Standard |
| FX Fee | 1.5% FX markup + 1% crypto-to-fiat conversion |
| ATM Limit | No ATM withdrawals |
| Spending Limit | $1,500/month Standard; $90,000/month Hype Card |
The Based Card allows you to top up and spend using 2 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
The Based Card is best suited for everyday crypto holders looking for a simple, convenient way to spend digital assets without managing wallets manually.
With Points-based system (legacy Gold 1.5% tier discontinued); Hype Card model cashback on eligible purchases, the Based Card rewards active spenders who use the card as their daily driver.
The card is currently available in 100+ countries; legacy Singapore/HK/Malaysia ending Nov 2025 — ideal for residents and frequent travellers in those areas.
Compare the Based Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Getting started with the Based Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Visit the official Based website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Submit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Based processes applications in line with AML and KYC regulations.
Once verified, top up your card balance using USDC, USDT, XSGD, other stablecoins (5+) via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Your virtual Based Card is available immediately in the Based app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Available in 100+ countries; legacy Singapore/HK/Malaysia ending Nov 2025
The Based Card is currently available in 100+ countries; legacy Singapore/HK/Malaysia ending Nov 2025. Regional restrictions may apply — visit the official issuer website to confirm availability in your country before applying.
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