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Trocador Card crypto card

Trocador Card Review 2026

Reviewed by Mihail B. in · · how we verify

Algorithmic score, not user reviews: how it is calculated

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Not a partner link. We earn nothing from this card; it goes straight to the issuer.

CustodyCustodial
NetworkMastercard
CashbackNone
RegionsGlobal

Fees and limits

Issuance fee3% of card amount + $2 one-time convenience fee (extra conversion fee for non-native cryptos via AnonPay)
Annual feeThe Obsidian Mastercard now on sale charges $5 a month after the second month
FX fee2.75% on the Obsidian Mastercard now on sale; Trocador's FAQ says provider fees are usually 2% or $0.75
ATM limitNot published by Trocador
Spending limitCard amounts from $25 to $1,500 on the Obsidian card; no limit on the number of cards you can buy

Fees change; the current ones are in Trocador’s terms.

Features

  • Network: Mastercard. Trocador says its cards are Mastercard or Visa depending on the provider, and the one provider on sale now issues a Mastercard
  • KYC: Optional: a no-KYC tier is available
  • Card type: Virtual only
  • Top up with: Paid once at purchase: send the exact crypto amount shown to a generated address
    Full list

    Stablecoins natively on multiple chains, Monero, Bitcoin and other coins via AnonPay

  • Available countries: Worldwide except Afghanistan, Belarus, China, Cuba, Iran, North Korea, Russia, South Sudan, Sudan, Syria and Venezuela…
    Full list
    • … on the Obsidian card now on sale
    • No refund if you try to redeem from a restricted country

Who issues the Trocador Card

Our issuer directory has no verified entry for the Trocador Card yet: a bank goes in only with a source we can cite. 39 of the 141 cards you can still get are in the same position. See our BIN-sponsor research for why disclosure varies and what it means for you.

Supported cryptocurrencies

You can load the Trocador Card with crypto; the asset we track for it is listed below.

Networks & deposit details: Purchase-time only: stablecoins natively on multiple chains; Monero and other coins via AnonPay with possible extra conversion fee
BTCBitcoin

Pros and cons

Pros

  • Buy a prepaid card with Monero, Bitcoin, stablecoins or other coins without uploading documents
    The fine print
    • No limit on the number of cards
    • The 3% plus $2 purchase fee is charged only once
  • No-KYC option with minimal verification

Cons

  • Cards come from a third-party provider that Trocador connects you to
    The fine print
    • Declined by merchants that require 3DS or refuse prepaid cards
    • 3% plus $2 at purchase, $0.60 per purchase, 2.75% FX and $5 a month after the second month on the Obsidian card
    • Cannot be added to Apple Wallet
    • Not refundable
    • The card email can take a few hours
  • Card issuance fee: 3% of card amount + $2 one-time convenience fee (extra conversion fee for non-native cryptos via AnonPay)
  • Annual fee: The Obsidian Mastercard now on sale charges $5 a month after the second month

Regional availability

Available worldwide

Worldwide except each provider's restricted and sanctioned countries; VPNs and proxies not accepted when redeeming.

Card overview

Trocador Card isn't one card, and Trocador doesn't issue any of it. It's a no-KYC exchange aggregator reselling third-party prepaid cards bought with crypto, and today it sells exactly one: an Obsidian Mastercard, in amounts up to $999. Each purchase is a single-load, non-reloadable virtual balance held by the prepaid program, not by you. Spend it or strand it.

You fund with BTC, XMR, stablecoins and others. No ID upload, though activation asks for your name, email, phone and address. The one-time issuance fee runs 3% plus $2. On the Obsidian card, add $0.60 per purchase, 2.75% FX and $5 a month from the third month, and it cannot be added to Apple Wallet.

3D-Secure merchants decline these outright, and you're told to drop any VPN, Tor or adblocker before redeeming.

Best fit
privacy-focused holders, XMR spenders especially, who want a one-off anonymous purchase and accept high fees, no reload and no rewards
Wrong card if
you want a reloadable daily driver, cashback, self-custody, or reliable 3D-Secure acceptance

Common questions about the Trocador Card

We do not collect user reviews. Answers come from the card terms, the issuer disclosure and the regulator registers we could reach, rechecked on the Data verified date above.

What are the fees for the Trocador Card?

All three fees apply on the Trocador Card. Issuance fee: 3% of card amount + $2 one-time convenience fee (extra conversion fee for non-native cryptos via AnonPay). Annual fee: The Obsidian Mastercard now on sale charges $5 a month after the second month. FX fee: 2.75% on the Obsidian Mastercard now on sale.

Is the Trocador Card legit, and who is behind it?

The Trocador Card is a Mastercard card, and who issues it is not settled by the documents we read.

Is the Trocador Card worth it?

Best fit for the Trocador Card: privacy-focused holders, XMR spenders especially, who want a one-off anonymous purchase and accept high fees, no reload and no rewards. Wrong card if you want a reloadable daily driver, cashback, self-custody, or reliable 3D-Secure acceptance. Spending in another currency costs 2.75%.

Where is the Trocador Card available?

Worldwide except each provider's restricted and sanctioned countries. VPNs and proxies not accepted when redeeming.

What cryptocurrencies does the Trocador Card support?

You can fund the Trocador Card with: Paid once at purchase: send the exact crypto amount shown to a generated address; stablecoins natively on multiple chains, Monero, Bitcoin and other coins via AnonPay.

What are the Trocador Card's ATM and spending limits?

The ATM limit is not published. Daily spending: Card amounts from $25 to $1,500 on the Obsidian card; no limit on the number of cards you can buy.