Last updated: by the Sweepbase Editorial Team
Phantom Cash transforms the world's leading Solana wallet into everyday spending power with a self-custody Visa prepaid card enabling direct crypto spending at millions of merchants. With over 7 million active Phantom users and 500,000+ on the waitlist, Phantom Cash delivers on-chain to off-ramp simplicity—spend SOL, USDC, and other Solana assets directly from your wallet while maintaining complete control of your private keys. Currently in early US access with international expansion planned, Phantom Cash combines Apple Pay and Google Pay integration with battle-tested Phantom security, bridging Solana's speed and low fees with Visa's global acceptance for the ultimate self-custody spending experience.
This is a Visa crypto card. It uses a self-custody model. Available to US residents.
| Issuance Fee | Free |
|---|---|
| Annual Fee | Free |
| FX Fee | Standard Visa FX rates |
| ATM Limit | Expected with physical card |
| Spending Limit | Based on wallet balance |
The Phantom Cash Card allows you to top up and spend using 2 supported digital assets. Your crypto is automatically converted to local fiat at the point of sale.
The Phantom Cash Card is best suited for DeFi enthusiasts and privacy-conscious users who want to maintain control of their private keys right up to the point of purchase.
It is a solid option for anyone looking to bridge their crypto holdings with day-to-day payments at millions of merchants worldwide.
The card is currently available in USA — ideal for residents and frequent travellers in those areas.
Compare the Phantom Cash Card side-by-side with alternatives using the full card listing or explore our Visa crypto cards category.
Getting started with the Phantom Cash Card is straightforward. Follow the four steps below to apply, verify your identity, and start spending your crypto.
Visit the official Phantom Cash website or download their mobile app. Register with your email address, set a strong password, and accept the terms of service. Sign-up is free.
Submit a government-issued photo ID (passport or national ID card) along with a live selfie for identity verification. Phantom Cash processes applications in line with AML and KYC regulations.
Once verified, top up your card balance using SOL, USDC and Solana ecosystem assets from Phantom wallet via the platform's funding interface. Your crypto is automatically converted to the local fiat currency at the prevailing rate when you spend.
Your virtual Phantom Cash Card is available immediately in the Phantom Cash app. Use it for online purchases, or add it to Apple Pay or Google Pay for in-store contactless payments.
Available in the United States
The Phantom Cash Card is primarily available to US residents. Availability may vary by state due to state-level money transmission licensing requirements. Check the issuer's website for details specific to your state.
Commonly supported states:
